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Document 62019CN0252
Case C-252/19: Request for a preliminary ruling from the Sąd Rejonowy w Opatowie (Poland) lodged on 20 March 2019 — QL S.A. in B. v C.G.
Case C-252/19: Request for a preliminary ruling from the Sąd Rejonowy w Opatowie (Poland) lodged on 20 March 2019 — QL S.A. in B. v C.G.
Case C-252/19: Request for a preliminary ruling from the Sąd Rejonowy w Opatowie (Poland) lodged on 20 March 2019 — QL S.A. in B. v C.G.
OJ C 280, 19.8.2019, p. 18–18
(BG, ES, CS, DA, DE, ET, EL, EN, FR, HR, IT, LV, LT, HU, MT, NL, PL, PT, RO, SK, SL, FI, SV)
|
19.8.2019 |
EN |
Official Journal of the European Union |
C 280/18 |
Request for a preliminary ruling from the Sąd Rejonowy w Opatowie (Poland) lodged on 20 March 2019 — QL S.A. in B. v C.G.
(Case C-252/19)
(2019/C 280/24)
Language of the case: Polish
Referring court
Sąd Rejonowy w Opatowie
Parties to the main proceedings
Applicant: QL S.A. in B.
Defendant: C.G.
Question referred
Must the provisions of Directive 2008/48/EC of the European Parliament and of the Council of 23 April 2008 on credit agreements for consumers and repealing Council Directive 87/102/EEC, (1) and in particular Article 3(g) and Article 22(1) of that directive, be interpreted as precluding the introduction into national law of the concept of ‘maximum non-interest credit costs’ and the mathematical formula for calculating those costs set out in Article 5(6)(a) in conjunction with Article 36a of the Ustawa o kredycie konsumenckim z dnia 12 maja 2011 r. (Law of 12 May 2011 on Consumer Credit, consolidated text: Journal of Laws [Dz. U.] of 2018, item 993), which allow the costs of the business activity of a seller or supplier to be included in the costs related to a credit agreement that are to be borne by the consumer (the total costs of the credit)?