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Document 62021CN0598
Case C-598/21: Request for a preliminary ruling from the Krajský súd v Prešove (Slovakia) lodged on 28 September 2021 — SP, CI v Všeobecná úverová banka, a.s.
Case C-598/21: Request for a preliminary ruling from the Krajský súd v Prešove (Slovakia) lodged on 28 September 2021 — SP, CI v Všeobecná úverová banka, a.s.
Case C-598/21: Request for a preliminary ruling from the Krajský súd v Prešove (Slovakia) lodged on 28 September 2021 — SP, CI v Všeobecná úverová banka, a.s.
OJ C 11, 10.1.2022, p. 16–17
(BG, ES, CS, DA, DE, ET, EL, EN, FR, HR, IT, LV, LT, HU, MT, NL, PL, PT, RO, SK, SL, FI, SV)
10.1.2022 |
EN |
Official Journal of the European Union |
C 11/16 |
Request for a preliminary ruling from the Krajský súd v Prešove (Slovakia) lodged on 28 September 2021 — SP, CI v Všeobecná úverová banka, a.s.
(Case C-598/21)
(2022/C 11/22)
Language of the case: Slovak
Referring court
Krajský súd v Prešove
Parties to the main proceedings
Applicants: SP, CI
Defendant: Všeobecná úverová banka, a.s.
Questions referred
A. |
Does Article 47 of the Charter of Fundamental Rights of the European Union (‘the Charter’), in conjunction with Articles 7 and 38 thereof, Council Directive 93/13/EEC of 5 April 1993 on unfair terms in consumer contracts (‘Directive 93/13/EEC (1) on unfair terms’), Directive 2005/29/EC (2) of the European Parliament and of the Council concerning unfair business-to-consumer commercial practices in the internal market and amending Council Directive 84/450/EEC, Directives 97/7/EC, 98/27/EC and 2002/65/EC of the European Parliament and of the Council and Regulation (EC) No 2006/2004 of the European Parliament and of the Council (‘Directive 2005/29/EC on unfair commercial practices’) and the principle of effectiveness of EU law preclude legislation such as Paragraph 53(9) and Paragraph 565 of the Občiansky zákonník (Slovak Civil Code), pursuant to which in the event of accelerated repayment no account is taken of the proportionality of that transaction, in particular the gravity of the infringement by the consumer of his or her obligations in relation to the amount of the credit and its term? |
B. |
If the answer to Question A. is in the negative (it is not precluded), the national court asks the following questions:
|