Request for a preliminary ruling from the Sąd Okręgowy w Warszawie (Poland) lodged on 28 October 2024 – Bank Millennium S.A. v PA

(Case C-747/24, Drocha)  (1)

(C/2025/531)

Language of the case: Polish

Referring court

Sąd Okręgowy w Warszawie

Parties to the main proceedings

Party initiating the proceedings before the referring court: Bank Millennium S.A.

Other party to the proceedings: PA

Question referred

Must Article 6(1) and Article 7(1) of Council Directive 93/13/EEC of 5 April 1993 on unfair terms in consumer contracts (2) and the principles of effectiveness, equivalence, proportionality, legal certainty and of the right of access to a court or tribunal be interpreted as precluding a judicial interpretation of national legislation according to which the limitation period for a seller or supplier’s claim against a consumer for the repayment of undue payments made under a contract that has become null and void because it contains unfair terms starts to run from the date on which the consumer questioned the bank regarding the binding nature of the contractual terms?

(1)  The name of the present case is a fictitious name. It does not correspond to the real name of any party to the proceedings.

(2)   OJ 1993 L 95, p. 29.