Request for a preliminary ruling from the Sąd Okręgowy w Warszawie (Poland) lodged on 25 October 2024 – Bank Millennium S.A. v PR

(Case C-746/24, Gryczara)  (1)

(C/2025/530)

Language of the case: Polish

Referring court

Sąd Okręgowy w Warszawie

Parties to the main proceedings

Party initiating the proceedings before the referring court: Bank Millennium S.A.

Other party to the proceedings: PR

Question referred

Should Article 6(1) and Article 7(1) of Council Directive 93/13/EEC of 5 April 1993 on unfair terms in consumer contracts, (2) as well as the principle of effectiveness, be interpreted as precluding national provisions whereby consumers can be ordered to pay the costs of proceedings in which a national court has allowed an action brought by a seller or supplier claiming that the consumer should be ordered to repay the sums disbursed on the basis of an agreement which is invalid as a result of the fact that it includes unfair contractual terms?

(1)  The name of the present case is a fictitious name. It does not correspond to the real name of any party to the proceedings.

(2)   OJ 1993 L 95, p. 29.