Case C‑485/21

‘S.V.’ OOD

v

E. Ts. D.

(Request for a preliminary ruling from the Rayonen sad – Nesebar)

Judgment of the Court (Eighth Chamber) of 27 October 2022

(Reference for a preliminary ruling – Consumer protection – Directive 93/13/EEC – Unfair terms in consumer contracts – Article 2(b) – Concept of ‘consumer’ – Article 2(c) – Concept of ‘seller or supplier’ – Natural person who owns an apartment in a building in co-ownership – Different types of legal relationships relating to the management and maintenance of that building – Difference in treatment, as regards the status of consumer, arising from the law of a Member State between co-owners who have concluded an individual contract for the management and maintenance of the communal areas of such a building and those who have not concluded such a contract)

1. Consumer protection – Unfair terms in consumer contracts – Directive 93/13 – Concept of consumer – Natural person who owns an apartment in a building in co-ownership entering into a contract with a managing agent for the management and maintenance of the communal areas – Included – Condition

   (Council Directive 93/13, Arts 1(1) and 2(b) and (c))

   (see paragraphs 24-31, 35, operative part)

2. Consumer protection – Unfair terms in consumer contracts – Directive 93/13 – Concept of consumer – Natural person who owns an apartment in a building in co-ownership – Contract for the management and maintenance of the communal areas of the building entered into between the general meeting of the property owners or owners’ association and the managing agent – Included – Condition

   (Council Directive 93/13, Arts 1(1) and 2(b) and (c))

   (see paragraphs 32-35, operative part)

See the text of the decision.