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Proposal for a REGULATION OF THE EUROPEAN PARLIAMENT AND OF THE COUNCIL amending Regulations (EU) No 260/2012 and (EU) 2021/1230 as regards instant credit transfers in euro
Initiative summary:
The 2020 Retail Payments Strategy highlighted the need for an EU-wide instant payments scheme. This initiative will assess the need for fostering pan-European market initiatives based on instant payments. The impact assessment will investigate whether: (i) new legislation is needed in this field; (ii) non-legislative measures would be appropriate; or (iii) other policy options are suitable.