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Document 62002CJ0442
Judgment of the Court (Grand Chamber) of 5 October 2004.#CaixaBank France v Ministère de l'Économie, des Finances et de l'Industrie.#Reference for a preliminary ruling: Conseil d'État - France.#Freedom of establishment - Credit institutions - National legislation prohibiting the payment of remuneration on sight accounts.#Case C-442/02.
Presuda Suda (veliko vijeće) od 5. listopada 2004.
CaixaBank France protiv Ministère de l'Économie, des Finances et de l'Industrie.
Zahtjev za prethodnu odluku: Conseil d'État - Francuska.
Predmet C-442/02.
Presuda Suda (veliko vijeće) od 5. listopada 2004.
CaixaBank France protiv Ministère de l'Économie, des Finances et de l'Industrie.
Zahtjev za prethodnu odluku: Conseil d'État - Francuska.
Predmet C-442/02.
ECLI identifier: ECLI:EU:C:2004:586
*A9* Conseil d'État, 6e sous-section réunie, décision du 06/11/2002 (247209)
- Petites affiches. La Loi / Le Quotidien juridique 2002 p.15-17 (résumé)
- Recueil des décisions du Conseil d'Etat statuant au contentieux, du Tribunal des conflits et des jugements des tribunaux administratifs 2002 p.371-373
- Revue de jurisprudence de droit des affaires 2003 p.294-295
- Chaltiel, Florence: L'interdiction de la rémunération des comptes à vue à l'épreuve du droit communautaire A propos de l'arrêt Société Caixa Bank France du Conseil d'Etat du 6 novembre 2002, Revue du marché commun et de l'Union européenne 2003 p.253-256
*P1* Conseil d'État, 6e et 1re sous-sections réunies, décision du 23/02/2005 (247209)
- L'actualité juridique ; droit administratif 2005 p.1794 (résumé)
- La Semaine Juridique - édition générale 2005 IV 1804 (résumé)
- Recueil Le Dalloz 2005 Jur. p.639 (résumé)
- Recueil des décisions du Conseil d'Etat statuant au contentieux, du Tribunal des conflits et des jugements des tribunaux administratifs 2005 p.78-79
- Revue française de droit administratif 2005 p.446 (résumé)
- Orsoni, Gilbert: Organisation administrative et professionnelle du commerce, Revue trimestrielle de droit commercial et de droit économique 2005 p.709
- Foulquier, Norbert: L'affaire Caixa Bank: dernier épisode, L'actualité juridique ; droit administratif 2005 p.1794-1797
Case C-442/02
CaixaBank France
v
Ministère de l’Économie, des Finances and de l’Industrie
(Reference for a preliminary ruling from the Conseil d’État (France))
(Freedom of establishment – Credit institutions – National legislation prohibiting the payment of remuneration on sight accounts)
Summary of the Judgment
Freedom of movement for persons – Freedom of establishment – Credit institutions – National legislation prohibiting the payment of remuneration on sight accounts – Not permitted – Justification – None
(Art. 43 EC)
Article 43 EC precludes legislation of a Member State which prohibits a credit institution which is a subsidiary of a company from another Member State from remunerating sight accounts in euros opened by residents of the former Member State.
Such a prohibition, which constitutes for companies from other Member States a serious obstacle to the pursuit of their activities via a subsidiary, affecting their access to the market, is to be regarded as a restriction within the meaning of Article 43 EC. That restriction cannot be justified by overriding requirements of the public interest, relating to the protection of consumers or the encouragement of medium and long-term saving, since it goes beyond what is necessary to attain those objectives.
(see paras 12, 17, 21, 23-24, operative part)
JUDGMENT OF THE COURT (Grand Chamber)
5 October 2004(1)
(Freedom of establishment – Credit institutions – National legislation prohibiting the payment of remuneration on sight accounts)
In Case C-442/02 REFERENCE for a preliminary ruling under Article 234 ECfrom the Conseil d'État (France), made by decision of 6 November 2002, received at the Court on 5 December 2002, in the proceedings brought by Caixa-Bank Franceagainst
Ministère de l'Économie, des Finances et de l'Industrie, interveners:Banque fédérale des banques populaires and Others,THE COURT (Grand Chamber),,
after hearing the Opinion of the Advocate General at the sitting on 25 March 2004,
gives the following