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Document 62014CN0188

Case C-188/14: Request for a preliminary ruling from the Juzgado de Primera Instancia No 58 de Madrid (Spain) lodged on 15 April 2014  — Juan Pedro Ludeña Hormigos v Banco Santander, S.A.

IO C 223, 14.7.2014, p. 3–4 (BG, ES, CS, DA, DE, ET, EL, EN, FR, HR, IT, LV, LT, HU, MT, NL, PL, PT, RO, SK, SL, FI, SV)

Date of document:
15/04/2014
Date lodged:
15/04/2014
Author:
An Chúirt Bhreithiúnais
Form:
Faisnéis bhreithiúnach
Authentic language:
Spáinnis
Type of procedure:
Tarchur le haghaidh réamhrialú

14.7.2014   

EN

Official Journal of the European Union

C 223/3

Request for a preliminary ruling from the Juzgado de Primera Instancia No 58 de Madrid (Spain) lodged on 15 April 2014 — Juan Pedro Ludeña Hormigos v Banco Santander, S.A.

(Case C-188/14)

2014/C 223/04

Language of the case: Spanish

Referring court

Juzgado de Primera Instancia No 58 de Madrid

Parties to the main proceedings

Applicant: Juan Pedro Ludeña Hormigos

Defendant: Banco Santander, S.A.

Questions referred

1.

Is Article 22.1 of Law 16/09 of 13 November on payment services compatible with Community law, insofar as it allows a bank to apply and/or increase the cost of services by changing the conditions initially agreed upon?

2.

Is it sufficient protection for that user that he may terminate the contract without charge?

3.

Are contractual terms agreed between the parties that provide the same options as those provided for in the provision referred to in the first question lawful?

4.

Lastly, if the reply to the foregoing questions is affirmative, is the notice period of two months compatible with Community law?
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