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Document 52023SC0231

    Initiative summary:
    The Second Payment Services Directive (PSD2) aims to: make it easier and safer to use online payment services; better protect payment services users against fraud and abuse; promote innovative payment services; strengthen the rights of payment services users. The Commission is reviewing the application and impact of the Directive, in particular with regard to scope, consumer protection, open banking and access to payment systems. A legislative proposal for a regulation is envisaged.
    EuroVoc thesaurus:
    payment; payment system; provision of services; electronic money; single market; intra-EU payment; financial institution; financial legislation; financial services; electronic banking; banking supervision