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Document 52021SC0170
Consumer Credit Agreement – review of EU rules
COMMISSION STAFF WORKING DOCUMENT IMPACT ASSESSMENT REPORT Accompanying the Proposal for a DIRECTIVE OF THE EUROPEAN PARLIAMENT AND OF THE COUNCIL on consumer credits
- Initiative summary:
- This initiative aims at reviewing the EU legislation on consumer credit for which a recent evaluation has highlighted several challenges hindering its functioning notably in terms of scope, information provision and creditworthiness assessment. The impact assessment will take into account the impact of COVID-19 on the credit market and on consumers, including vulnerable ones.
- EuroVoc thesaurus:
- consumer; single market; contract; consumer protection; credit policy; EU Member State; consumer credit
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- Documents:
-
Ares(2020)6973534 (Factual summary report of the public consultation)
Ares(2020)3256802 (Inception impact assessment) - Leading service:
- Directorate-General for Justice and Consumers
- Planned adoption period:
- 01/04/2021 - 30/06/2021
- Check the status of this initiative on the Better Regulation Portal
-
- Consultation type:
- Public consultation
- Consultation duration (weeks):
- 14
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- Consultation type:
- Stakeholder feedback
- Consultation duration (weeks):
- 4
-
- Consultation type:
- Stakeholder feedback
- Consultation duration (weeks):
- 4
-
- Documents:
-
COM/2021/347 final (Proposal for a directive)
SWD/2021/170 final (Impact assessment)
SWD/2021/171 final (Summary of impact assessment) - Leading service:
- Directorate-General for Justice and Consumers
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- Consultation type:
- Stakeholder feedback
- Consultation duration (weeks):
- 8