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Document 52022PC0546
Instant Payments
Proposal for a REGULATION OF THE EUROPEAN PARLIAMENT AND OF THE COUNCIL amending Regulations (EU) No 260/2012 and (EU) 2021/1230 as regards instant credit transfers in euro
- Initiative summary:
- The 2020 Retail Payments Strategy highlighted the need for an EU-wide instant payments scheme. This initiative will assess the need for fostering pan-European market initiatives based on instant payments. The impact assessment will investigate whether: (i) new legislation is needed in this field; (ii) non-legislative measures would be appropriate; or (iii) other policy options are suitable.
- EuroVoc thesaurus:
- finansielle tjenesteydelser; udførelse af tjenesteydelser; finansielle bestemmelser; euro; betalingssystem; innovation; elektroniske penge; automatiseret bankvirksomhed; betalinger inden for EU; kapitalbevægelse
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- Documents:
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Ares(2021)1648321 (Inception impact assessment)
Ares(2023)6470586 (Factual summary report of the public consultation) - Leading service:
- Directorate-General for Financial Stability, Financial Services and Capital Markets Union
- Planned adoption period:
- 01/03/2022 - 31/03/2022
- Check the status of this initiative on the Better Regulation Portal
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- Consultation type:
- Stakeholder feedback
- Consultation duration (weeks):
- 4
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- Consultation type:
- Public consultation
- Consultation duration (weeks):
- 12
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- Consultation type:
- Stakeholder feedback
- Consultation duration (weeks):
- 4
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- Documents:
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Proposal for a regulation
Impact assessment
SWD/2022/547 final (Summary of impact assessment) - Leading service:
- Directorate-General for Financial Stability, Financial Services and Capital Markets Union
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- Consultation type:
- Stakeholder feedback
- Consultation duration (weeks):
- 8