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Document 62021CN0448
Case C-448/21: Request for a preliminary ruling from the Tribunal Judicial da Comarca do Porto — Juízo Central Cível (Portugal) lodged on 21 July 2021 — Portugália — Administração de Patrimónios, SGPS, S.A. v Banco BPI
Case C-448/21: Request for a preliminary ruling from the Tribunal Judicial da Comarca do Porto — Juízo Central Cível (Portugal) lodged on 21 July 2021 — Portugália — Administração de Patrimónios, SGPS, S.A. v Banco BPI
Case C-448/21: Request for a preliminary ruling from the Tribunal Judicial da Comarca do Porto — Juízo Central Cível (Portugal) lodged on 21 July 2021 — Portugália — Administração de Patrimónios, SGPS, S.A. v Banco BPI
OJ C 452, 8.11.2021, p. 8–8
(BG, ES, CS, DA, DE, ET, EL, EN, FR, HR, IT, LV, LT, HU, MT, NL, PL, PT, RO, SK, SL, FI, SV)
8.11.2021 |
EN |
Official Journal of the European Union |
C 452/8 |
Request for a preliminary ruling from the Tribunal Judicial da Comarca do Porto — Juízo Central Cível (Portugal) lodged on 21 July 2021 — Portugália — Administração de Patrimónios, SGPS, S.A. v Banco BPI
(Case C-448/21)
(2021/C 452/08)
Language of the case: Portuguese
Referring court
Tribunal Judicial da Comarca do Porto — Juízo Central Cível
Parties to the main proceedings
Applicant: Portugália — Administração de Patrimónios, SGPS, S.A.
Defendant: Banco BPI
Questions referred
For the purposes of Directive (EU) 2015/2366 (1) of the European Parliament and of the Council of 25 November 2015 (‘the Directive’):
I. |
Does the execution, involving human intervention on the part of the payment service provider, of a payment order which is set down on paper, scanned and sent to the payment service provider by email from an email account created by the user, constitute a ‘payment transaction’ for the purposes of Article 73(1) of the Directive? |
II. |
Must Article 73(1) of the Directive be interpreted as meaning that:
|
III. |
Does Article 61(1) of the Directive not only permit the disapplication of the provisions in Article 74 of the Directive but also, by agreement between the user (who is not a consumer) and the payment service provider, permit the rules that have been excluded to be replaced by ones that place a greater burden of liability on the payer, in particular as an exception to the provisions of Article 73 of the Directive? |
(1) Directive (EU) 2015/2366 of the European Parliament and of the Council of 25 November 2015 on payment services in the internal market, amending Directives 2002/65/EC, 2009/110/EC and 2013/36/EU and Regulation (EU) No 1093/2010, and repealing Directive 2007/64/EC (OJ 2015 L 337, p. 35).