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Opinion of the European Central Bank of 28 June 2016 on credit agreements for consumers relating to residential immovable property (CON/2016/34)

(CON/2016/34)

Opinion of the European Central Bank of 8 June 2016 on consumer credit (CON/2016/31)

(CON/2016/31)

Opinion of the European Central Bank of 22 February 2016 on further amendments with respect to responsible lending requirements (CON/2016/8)

(CON/2016/8)

Case C-127/15: Judgment of the Court (Third Chamber) of 8 December 2016 (request for a preliminary ruling from the Oberster Gerichtshof — Austria) — Verein für Konsumenteninformation v INKO, Inkasso GmbH (Reference for a preliminary ruling — Directive 2008/48/EC — Consumer protection — Consumer credit — Article 2(2)(j) — Rescheduling agreements — Deferred payment, free of charge — Article 3(f) — Credit intermediaries — Debt recovery companies acting on behalf of lenders)

OJ C 38, 6.2.2017, p. 2–2 (BG, ES, CS, DA, DE, ET, EL, EN, FR, HR, IT, LV, LT, HU, MT, NL, PL, PT, RO, SK, SL, FI, SV)

OJ C 38, 6.2.2017, p. 2–2

Case C-42/15: Judgment of the Court (Third Chamber) of 9 November 2016 (request for a preliminary ruling from the Okresný súd Dunajská Streda — Slovakia) — Home Credit Slovakia, a.s. v Klára Bíróová (Reference for a preliminary ruling — Directive 2008/48/EC — Consumer protection — Consumer credit — Article 1, Article 3(m), Article 10(1) and (2), Article 22(1) and Article 23 — Interpretation of the expressions ‘on paper’ and ‘on another durable medium’ — Contract referring to another document — Requirement for the agreement to be in ‘written form’ within the meaning of national law — Indication of information required by reference to objective criteria — Information to be included in a fixed-term credit agreement — Effect of failure to include mandatory information — Proportionality)

OJ C 6, 9.1.2017, p. 11–11 (BG, ES, CS, DA, DE, ET, EL, EN, FR, HR, IT, LV, LT, HU, MT, NL, PL, PT, RO, SK, SL, FI, SV)

OJ C 6, 9.1.2017, p. 11–11

Joined Cases C-511/15 and C-512/15: Order of the Court (Sixth Chamber) of 12 October 2016 (request for a preliminary ruling from the Prekršajni sud u Bjelovaru — Croatia) — Renata Horžić (C-511/15), Siniša Pušić (C-512/15) v Privredna banka Zagreb d.d., Božo Prka (Reference for a preliminary ruling — Article 99 of the Rules of Procedure of the Court of Justice — Agreements concerning credit for consumers — Directive 2008/48/EC — Credit agreement for immovable property — Variable interest rates — Obligations on the creditor — National legislation applicable to agreements existing at the date on which that legislation comes into force — Inapplicability of Directive 2008/48)

OJ C 475, 19.12.2016, p. 8–9 (BG, ES, CS, DA, DE, ET, EL, EN, FR, HR, IT, LV, LT, HU, MT, NL, PL, PT, RO, SK, SL, FI, SV)

OJ C 475, 19.12.2016, p. 8–9

Case C-357/16: Request for a preliminary ruling from the Lietuvos vyriausiasis administracinis teismas (Lithuania) lodged on 28 June 2016 — UAB ‘Gelvora’ v Valstybinė vartotojų teisių apsaugos tarnyba

OJ C 335, 12.9.2016, p. 37–37 (BG, ES, CS, DA, DE, ET, EL, EN, FR, HR, IT, LV, LT, HU, MT, NL, PL, PT, RO, SK, SL, FI, SV)

OJ C 335, 12.9.2016, p. 37–37

Case C-377/14: Judgment of the Court (Third Chamber) of 21 April 2016 (request for a preliminary ruling from the Krajský soud v Praze — Czech Republic) — Ernst Georg Radlinger, Helena Radlingerová v FINWAY a.s. (Reference for a preliminary ruling — Directive 93/13/EEC — Article 7 — National rules governing insolvency proceedings — Debts arising from a consumer credit agreement — Effective judicial remedy — Point 1(e) of the annex — Disproportionate amount of compensation — Directive 2008/48/EC — Article 3(l) — Total amount of credit — Point I of Annex I — Amount of drawdown — Calculation of the annual percentage rate — Article 10(2) — Obligation to provide information — Ex officio examination — Penalty)

OJ C 211, 13.6.2016, p. 10–10 (BG, ES, CS, DA, DE, ET, EL, EN, FR, HR, IT, LV, LT, HU, MT, NL, PL, PT, RO, SK, SL, FI, SV)

OJ C 211, 13.6.2016, p. 10–10

Case C-167/16: Request for a preliminary ruling from the Juzgado de Primera Instancia No 2 de Santander (Spain) lodged on 23 March 2016 — Banco Bilbao Vizcaya Argentaria, S.A. v Fernando Quintano Ujeta and María Isabel Sánchez García

OJ C 200, 6.6.2016, p. 11–11 (BG, ES, CS, DA, DE, ET, EL, EN, FR, HR, IT, LV, LT, HU, MT, NL, PL, PT, RO, SK, SL, FI, SV)

OJ C 200, 6.6.2016, p. 11–11

Case C-610/14: Order of the President of the Ninth Chamber of the Court of 18 January 2016 (request for a preliminary ruling from the Okresný súd Prešov — Slovakia) — Helena Kolcunová v Provident Financial s. r. o.

OJ C 136, 18.4.2016, p. 22–22 (BG, ES, CS, DA, DE, ET, EL, EN, FR, HR, IT, LV, LT, HU, MT, NL, PL, PT, RO, SK, SL, FI, SV)

OJ C 136, 18.4.2016, p. 22–22