Case C‑633/20
Bundesverband der Verbraucherzentralen und Verbraucherverbände – Verbraucherzentrale Bundesverband eV
v
TC Medical Air Ambulance Agency GmbH
(Request for a preliminary ruling from the Bundesgerichtshof)
Judgment of the Court (First Chamber) of 29 September 2022
(Reference for a preliminary ruling – Freedom of establishment and freedom to provide services – Single market in insurance – Directive 2002/92/EC – Definition of ‘insurance intermediary’ – Activity of ‘insurance mediation’ – Directive (EU) 2016/97 – Activity of ‘distribution of insurance’ – Scope of those directives – Membership of a group insurance policy – Assignment of rights under the insurance contract – Insurance benefits in the event of sickness or accident abroad – Remuneration paid by the member in consideration for the insurance cover acquired – Consumer protection – Equal treatment of insurance intermediaries)
Free movement of persons – Freedom of establishment – Freedom to provide services – Insurance mediation – Directive 2002/92 – Definition of insurance intermediary – Directive 2016/97 – Definition of insurance distributor
(European Parliament and Council Directives 2002/92, Art. 2(3) and (5), and 2016/97, Art. 2(1)(1), (3) and (8))
(see paragraphs 40-44, 47, 50-54, 56, 58, 59, operative part)