Judgment of the Court (Sixth Chamber) of 26 March 2020 (request for a preliminary ruling from the Landgericht Saarbrücken — Germany) — JC v Kreissparkasse Saarlouis

(Case C-66/19) (1)

(Reference for a preliminary ruling - Consumer protection - Directive 2008/48/EC - Credit agreements for consumers - Right of withdrawal - Time limit for the exercise of that right - Requirements concerning the information to be included in a credit agreement - Information notice merely referring to a series of national provisions)

(2020/C 215/20)

Language of the case: German

Referring court

Landgericht Saarbrücken

Parties to the main proceedings

Applicant: JC

Defendant: Kreissparkasse Saarlouis

Operative part of the judgment

1.

Article 10(2)(p) of Directive 2008/48/EC of the European Parliament and of the Council of 23 April 2008 on credit agreements for consumers and repealing Council Directive 87/102/EEC must be interpreted as meaning that the information to be specified, in a clear and concise manner, in a credit agreement in accordance with that provision includes information on how the period of withdrawal, provided for in the second subparagraph of Article 14(1) of that directive, is to be calculated.

2.

Article 10(2)(p) of Directive 2008/48 must be interpreted as precluding a credit agreement from making reference, as regards the information referred to in Article 10 of that directive, to a provision of national law which itself refers to other legislative provisions of the Member State in question.

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(1)  OJ C 139, 15.4.2019.