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14.7.2014 |
EN |
Official Journal of the European Union |
C 223/3 |
Request for a preliminary ruling from the Juzgado de Primera Instancia No 58 de Madrid (Spain) lodged on 15 April 2014 — Juan Pedro Ludeña Hormigos v Banco Santander, S.A.
(Case C-188/14)
2014/C 223/04
Language of the case: Spanish
Referring court
Juzgado de Primera Instancia No 58 de Madrid
Parties to the main proceedings
Applicant: Juan Pedro Ludeña Hormigos
Defendant: Banco Santander, S.A.
Questions referred
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1. |
Is Article 22.1 of Law 16/09 of 13 November on payment services compatible with Community law, insofar as it allows a bank to apply and/or increase the cost of services by changing the conditions initially agreed upon? |
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2. |
Is it sufficient protection for that user that he may terminate the contract without charge? |
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3. |
Are contractual terms agreed between the parties that provide the same options as those provided for in the provision referred to in the first question lawful? |
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4. |
Lastly, if the reply to the foregoing questions is affirmative, is the notice period of two months compatible with Community law? |