Request for a preliminary ruling from the Tribunal d’instance de Limoges (France) lodged on 6 February 2017 — Banque Solfea SA v Jean-François Veitl

(Case C-63/17)

(2017/C 144/32)

Language of the case: French

Referring court

Tribunal d’instance de Limoges

Parties to the main proceedings

Applicant: Banque Solfea SA

Defendant: Jean-François Veitl

Question referred

Where the annual percentage rate of credit is 6,75772 %, does the rule provided for in Directives 98/7/EC of 16 February 1998 (1) and 2008/48/EC of 23 April 2008, (2) according to which, in the French version, ‘Le résultat du calcul est exprimé avec une exactitude d’au moins une décimale. Si le chiffre de la décimale suivante est supérieur ou égal à 5, le chiffre de la première décimale sera augmenté de 1’ [translated in literal terms as ‘[t]he result of the calculation shall be expressed correct to at least one decimal place; [i]f the figure at the following decimal place is greater than or equal to 5, the figure at that particular decimal place shall be increased by one’] allow a stated APR of 6,75 % to be considered correct?

(1)  Directive 98/7/EC of the European Parliament and of the Council of 16 February 1998 amending Directive 87/102/EEC for the approximation of the laws, regulations and administrative provisions of the Member States concerning consumer credit (OJ 1998 L 101, p. 17).

(2)  Directive 2008/48/EC of the European Parliament and of the Council of 23 April 2008 on credit agreements for consumers and repealing Council Directive 87/102/EEC (OJ 2008 L 133, p. 66).