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Document 32019O0018

    Guideline (EU) 2019/1386 of the European Central Bank of 7 June 2019 amending Guideline ECB/2014/15 on monetary and financial statistics (ECB/2019/18)

    OJ L 232, 6.9.2019, p. 1–454 (BG, ES, CS, DA, DE, ET, EL, EN, FR, HR, IT, LV, LT, HU, MT, NL, PL, PT, RO, SK, SL, FI, SV)

    Legal status of the document No longer in force, Date of end of validity: 31/01/2022; Implicitly repealed by 32021O0835

    ELI: http://data.europa.eu/eli/guideline/2019/1386/oj

    6.9.2019   

    EN

    Official Journal of the European Union

    L 232/1

    GUIDELINE (EU) 2019/1386 OF THE EUROPEAN CENTRAL BANK

    of 7 June 2019

    amending Guideline ECB/2014/15 on monetary and financial statistics (ECB/2019/18)

    THE GOVERNING COUNCIL OF THE EUROPEAN CENTRAL BANK,

    Having regard to the Treaty on the Functioning of the European Union,

    Having regard to the Statute of the European System of Central Banks and of the European Central Bank, and in particular Articles 5.1, 12.1 and 14.3 thereof,

    Having regard to Council Regulation (EC) No 2533/98 of 23 November 1998 concerning the collection of statistical information by the European Central Bank (1),

    Whereas:

    (1)

    Regulation (EU) 2018/231 of the European Central Bank (ECB/2018/2) (2) lays down requirements for the collection and reporting of pension fund (PF) statistics. The collection of this information is necessary to support the ECB in carrying out monetary and financial analysis, and for the contribution of the European System of Central Banks (ESCB) to the stability of the financial system. The first reporting under Regulation (EU) 2018/231 (ECB/2018/2) begins, as a rule, with quarterly data on assets for the third quarter of 2019 and annual data on liabilities and number of pension scheme members for 2019. It is therefore necessary to update the framework for reporting statistics on PFs set out in Guideline ECB/2014/15 (3).

    (2)

    Guideline ECB/2014/15 already provides for the reporting of statistical information on PFs by the national central banks (NCBs). Data relating to PFs are transmitted to the ECB on the basis of data currently available at national level. The relevant provisions of Guideline ECB/2014/15 should be replaced in the light of the requirements stemming from Regulation (EU) 2018/231 (ECB/2018/2). In order to ensure a smooth transition, for the third and fourth quarters of 2019, NCBs should report statistical information on PFs both in accordance with Guideline ECB/2014/15 and with the requirements stemming from Regulation (EU) 2018/231 (ECB/2018/2).

    (3)

    Amendments to the Tables 1.B., 1.H., 2.B. and 2.G. in Part 9 of Annex II are necessary in order to reflect updates to the European Banking Authority taxonomy. Tables 1.B., 1.D., 1.E., 1.F., 1.G., 1.H., 1.J., 2.B., 2.C., 2.D., 2.E., 2.F., 2.G. and 2.I. in Part 9 of Annex II should be amended in order to revise the frequency of reporting of the data by the NCBs to the ECB in accordance with Article 12(2) of Guideline ECB/2014/15. Moreover, a minor amendment to the table in Part 22 of Annex II is necessary to bring the table into line with definitions contained in Regulation (EU) No 549/2013 of the European Parliament and of the Council (4). A minor amendment to Table 2a in Part 23 of Annex II is necessary in order to provide a more complete picture of assets held by the reporting agents.

    (4)

    Therefore, Guideline ECB/2014/15 should be amended accordingly,

    HAS ADOPTED THIS GUIDELINE:

    Article 1

    Amendments

    Guideline ECB/2014/15 is amended as follows:

    1.

    in Article 2, the following point (5) is added:

    ‘(5)

    		 “pension fund (PF)” has the same meaning as defined in point (1) of Article 1 of Regulation (EU) 2018/231 of the European Central Bank (ECB/2018/2) (*1).

    (*1)  Regulation (EU) 2018/231 of the European Central Bank of 26 January 2018 on statistical reporting requirements for pension funds (ECB/2018/2) (OJ L 45, 17.2.2018, p. 3)’;"

    2.

    Article 26 is amended as follows:

    (a)

    the title is replaced by the following:

    ‘Article 26

    Statistics on PFs’;

    (b)

    paragraph 1 is replaced by the following:

    ‘1.    Scope of reporting of data up to and including the fourth quarter of 2019

    (a)   General

    NCBs shall report to the ECB statistical information on PFs up to and including data for the fourth quarter of 2019, as laid down in paragraphs 1 to 5 of this Article and in accordance with Part 22 of Annex II. Data relating to PFs shall be transmitted on the basis of data currently available at national level. Where actual data are unavailable, estimates shall be provided on a best efforts basis.

    The reporting population shall comprise PFs resident in the euro-area Member States.

    (b)   Outstanding amounts and financial transactions

    NCBs shall report outstanding amounts at the end of the reference period and financial transactions during the quarter, which shall be derived in accordance with the ESA 2010.’;

    (c)

    the following paragraphs 6 to 15 are added:

    ‘6.    Scope of reporting in accordance with Regulation (EU) 2018/231 (ECB/2018/2)

    (a)   General

    In accordance with Regulation (EU) 2018/231 (ECB/2018/2), NCBs shall report to the ECB statistical information on assets and liabilities of PFs as well as information on the number of members of pension schemes as laid down in paragraphs 6 to 15 of this Article and in accordance with Part 24 of Annex II to this Guideline. These requirements shall cover end-of-quarter stock data and quarterly flow adjustments on assets and liabilities of PFs, as well as annual data on members. Without prejudice to Article 12(2) of Regulation (EU) 2018/231 (ECB/2018/2), the first reporting under Regulation (EU) 2018/231 (ECB/2018/2) begins with quarterly data on assets for the third quarter of 2019 and annual data on liabilities and number of pension scheme members for 2019.

    (b)   Flow adjustments

    NCBs shall report to the ECB separate data on revaluation adjustments (covering both price and exchange-rate changes) and reclassification adjustments, in accordance with Part 24 of Annex II and with Annex IV.

    Financial transactions, including adjustments, shall be derived in accordance with the ESA 2010.

    NCBs may deviate from the ESA 2010 due to divergent national practices for the purposes of Article 5 (b) and (c) of Regulation (EU) 2018/231 (ECB/2018/2). Where asset-by-asset (a-b-a) stock information is available, revaluation adjustments may be derived in accordance with a common Eurosystem method, i.e. the flow-derivation method referred to in Part 7 of Annex IV.

    Approximations of financial transactions on liabilities may be derived in line with Part 7 of Annex IV.

    7.    Reporting frequency and deadline

    (a)   NCBs shall report to the ECB the required quarterly data by close of business on the 10th working day following the deadline specified in Article 8(1) of Regulation (EU) 2018/231 (ECB/2018/2). For a transitional period covering the reporting of data for the third quarter of 2019, the fourth quarter of 2019 and the first quarter of 2020, this deadline is extended to the 35th working day following the abovementioned deadline for reference period Q3 of 2019, to the 30th working day following the abovementioned deadline for reference period Q4 of 2019 and to the 25th working day following the abovementioned deadline for reference period Q1 of 2020.

    (b)   NCBs shall report to the ECB the required annual data by close of business on the 10th working day following the deadline specified in Article 8(2) of Regulation (EU) 2018/231 (ECB/2018/2). For a transitional period covering the first reporting of annual data for 2019, this deadline is extended to the 35th working day following the abovementioned deadline.

    (c)   The exact transmission dates shall be communicated to NCBs in advance in the form of a reporting calendar provided by the ECB by September of each year.

    (d)   In the first reporting of quarterly data to the ECB, NCBs shall be required to submit data on outstanding amounts. Flow adjustments shall be transmitted on a best efforts basis.

    8.    Revision policy

    The following general rules shall apply to revisions of quarterly and annual data:

    (a)

    during the regular quarterly production periods, i.e. for a given reference quarter, from the deadline specified in paragraph 7(a) to the day the data are disseminated back to the NCBs, NCBs may revise the data covering the previous reference quarter;

    (b)

    during the regular annual production periods, i.e. for a given reference year, from the deadline specified in paragraph 7(b) to the day the data are disseminated back to the NCBs, NCBs may revise the data covering the previous reference year;

    (c)

    outside the regular production periods referred to in paragraphs (a) and (b) above, NCBs may also revise data covering previous reference periods where this significantly improves the quality of the data.

    9.    Derogations and grossing-up

    To ensure the quality of the statistics on PFs, where NCBs grant derogations to small PFs in accordance with Article 7(1) of Regulation (EU) 2018/231 (ECB/2018/2), they shall gross up the quarterly PF data reported to the ECB to 100 % coverage.

    NCBs may choose the procedure for grossing up to 100 % coverage based on the data collected in accordance with Article 7(1)(a) to (d) of Regulation (EU) 2018/231 (ECB/2018/2).

    10.    Derivation of aggregated data for securities

    NCBs shall derive the aggregated quarterly data on assets and liabilities for PFs in accordance with Tables 1a to 1c of Part 24 of Annex II as follows:

    (a)

    For securities with ISIN codes, the NCBs shall map the information provided on a security-by-security (s-b-s) basis to the information derived from the Centralised Securities Database (CSDB) as the reference database. The mapped s-b-s information shall be used to compile the value of assets and liabilities in euro and to derive the necessary breakdowns for each individual security held or issued by the PF. If the security identifiers are not found in the CSDB, or the information necessary to compile the assets and liabilities in accordance with Tables 1a to 1c of Part 24 of Annex II is not available from the CSDB, the NCBs shall estimate the missing data.

    (b)

    NCBs shall aggregate the data on securities derived under paragraph (a) and add them to the information reported for securities without ISIN codes to produce aggregates for: (i) debt securities broken down by maturity (original) and counterparty (sector and residency); (ii) equity broken down by instrument and counterparty (sector and residency); and (iii) investment fund (IF) shares/units broken down by type of investment fund and residency of counterparty.

    11.    Breakdown of holdings of IF shares/units by main investment objective

    NCBs shall transmit to the ECB best estimates on the PF holdings of IF shares/units broken down by main investment objective (i.e. bond funds, equity funds, mixed funds, real estate funds, hedge funds and other funds). These data may be derived by mapping the information provided on an s-b-s basis in accordance with Regulation (EU) 2018/231 (ECB/2018/2) to the information derived from the CSDB as the reference database.

    If the IF shares/units held are not found in the CSDB, the NCBs shall estimate the missing data or use alternative sources to derive the data.

    12.    Reporting of quarterly estimates for liabilities

    NCBs shall transmit to the ECB quarterly estimates for liabilities of PFs derived in accordance with Article 4(2) of Regulation (EU) 2018/231 (ECB/2018/2).

    13.    Valuation methods and/or accounting rules

    The valuation methods according to the ESA 2010 and/or accounting rules in Article 6 of Regulation (EU) 2018/231 (ECB/2018/2) shall also apply when the NCBs report PF data to the ECB.

    14.    Explanatory notes

    NCBs shall submit explanatory notes setting out the reasons for significant revisions as well as for any revisions provided outside the regular production periods mentioned in paragraph 8(c) of this Article. In addition, the NCBs shall provide the ECB with explanatory notes concerning reclassification adjustments.

    15.    Compilation approach

    NCBs shall collect data from all PFs resident in their Member State, in accordance with Article 2(1) of Regulation (EU) 2018/231 (ECB/2018/2).’.

    3.

    Annexes II, III, and IV are amended in accordance with the Annex to this Guideline.

    Article 2

    Taking effect and implementation

    1.   This Guideline shall take effect on the day of its notification to the NCBs of the Member States whose currency is the euro.

    2.   The NCBs of the Member States whose currency is the euro shall comply with this Guideline from 2 October 2019.

    Article 3

    Addressees

    This Guideline is addressed to the NCBs of the Member States whose currency is the euro.

    Done at Frankfurt am Main, 7 June 2019.

    For the Governing Council of the ECB

    The President of the ECB

    Mario DRAGHI

    (1)   OJ L 318, 27.11.1998, p. 8.

    (2)  Regulation (EU) 2018/231 of the European Central Bank of 26 January 2018 on statistical reporting requirements for pension funds (ECB/2018/2) (OJ L 45, 17.2.2018, p. 3).

    (3)  Guideline ECB/2014/15 of 4 April 2014 on monetary and financial statistics (OJ L 340, 26.11.2014, p. 1).

    (4)  Regulation (EU) No 549/2013 of the European Parliament and of the Council of 21 May 2013 on the European system of national and regional accounts in the European Union (OJ L 174, 26.6.2013, p. 1).

    ANNEX

    Annexes II, III, and IV Guideline ECB/2014/15 are amended as follows:

    1.

    Annex II is amended as follows:

    (a)

    Part 9 is replaced by the following:

    ‘PART 9

    CBD Annual - Reporters

     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Reporting population

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    No. of stand alone credit institutions

     

     

     

     

     

     

     

     

     

     

     

    No. of credit institutions consolidated in banking groups

     

     

     

     

     

     

     

     

     

     

     

    No. of banking groups

     

     

     

     

     

     

     

     

     

     

     

    Total number of credit institutions *

     

     

     

     

     

     

     

     

     

     

     


    CBD Annual - Profitability and efficiency - IFRS FINREP

     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Consolidated Income Statement

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    Interest income*

     

     

     

     

     

     

     

     

     

     

     

    Financial assets held for trading

     

     

     

     

     

     

     

     

     

     

     

    Financial assets designated at fair value through profit or loss

     

     

     

     

     

     

     

     

     

     

     

    Available-for-sale financial assets

     

     

     

     

     

     

     

     

     

     

     

    Loans and receivables*

     

     

     

     

     

     

     

     

     

     

     

    Held-to-maturity investments

     

     

     

     

     

     

     

     

     

     

     

    Derivatives - Hedge accounting, interest rate risk

     

     

     

     

     

     

     

     

     

     

     

    Other assets

     

     

     

     

     

     

     

     

     

     

     

    Interest income on liabilities

     

     

     

     

     

     

     

     

     

     

     

    (Interest expenses)

     

     

     

     

     

     

     

     

     

     

     

    (Financial liabilities held for trading )

     

     

     

     

     

     

     

     

     

     

     

    (Financial liabilities designated at fair value through profit or loss)

     

     

     

     

     

     

     

     

     

     

     

    (Financial liabilities measured at amortised cost)

     

     

     

     

     

     

     

     

     

     

     

    (Derivatives - Hedge accounting, interest rate risk)

     

     

     

     

     

     

     

     

     

     

     

    (Other liabilities)

     

     

     

     

     

     

     

     

     

     

     

    (Interest expense on assets)

     

     

     

     

     

     

     

     

     

     

     

    (Expenses on share capital repayable on demand)

     

     

     

     

     

     

     

     

     

     

     

    Dividend income

     

     

     

     

     

     

     

     

     

     

     

    Fee and commission income

     

     

     

     

     

     

     

     

     

     

     

    (Fee and commission expenses)

     

     

     

     

     

     

     

     

     

     

     

    Gains or (-) losses on derecognition of financial assets & liabilities not measured at fair value through profit or loss

     

     

     

     

     

     

     

     

     

     

     

    Gains or (-) losses on financial assets and liabilities held for trading, net

     

     

     

     

     

     

     

     

     

     

     

    Gains or (-) losses on financial assets and liabilities designated at fair value through profit or loss, net

     

     

     

     

     

     

     

     

     

     

     

    Gains or (-) losses from hedge accounting, net

     

     

     

     

     

     

     

     

     

     

     

    Exchange differences, net

     

     

     

     

     

     

     

     

     

     

     

    Gains (losses) on derecognition of assets other than held for sale, net

     

     

     

     

     

     

     

     

     

     

     

    Other operating income

     

     

     

     

     

     

     

     

     

     

     

    (Other operating expenses)

     

     

     

     

     

     

     

     

     

     

     

    Total operating income, net

     

     

     

     

     

     

     

     

     

     

     

    (Administration costs)

     

     

     

     

     

     

     

     

     

     

     

    (Staff expenses)

     

     

     

     

     

     

     

     

     

     

     

    (Other administrative expenses)

     

     

     

     

     

     

     

     

     

     

     

    (Depreciation)

     

     

     

     

     

     

     

     

     

     

     

    (Provisions or (-) reversal of provisions)

     

     

     

     

     

     

     

     

     

     

     

    (Commitments and guarantees given)

     

     

     

     

     

     

     

     

     

     

     

    (Other provisions)

     

     

     

     

     

     

     

     

     

     

     

    (Impairment on financial assets not measured at fair value through profit or loss)

     

     

     

     

     

     

     

     

     

     

     

    (Financial assets measured at cost [unquoted equity])

     

     

     

     

     

     

     

     

     

     

     

    (Available-for-sale financial assets)

     

     

     

     

     

     

     

     

     

     

     

    (Loans and receivables [including finance leases])

     

     

     

     

     

     

     

     

     

     

     

    (Held to maturity investments)

     

     

     

     

     

     

     

     

     

     

     

    (Impairment or (-) reversal of impairment of investments in subsidiaries, joint ventures and associates)

     

     

     

     

     

     

     

     

     

     

     

    (Impairment or (-) reversal of impairment on non-financial assets)

     

     

     

     

     

     

     

     

     

     

     

    (Property, plant and equipment)

     

     

     

     

     

     

     

     

     

     

     

    (Investment properties)

     

     

     

     

     

     

     

     

     

     

     

    (Goodwill)

     

     

     

     

     

     

     

     

     

     

     

    (Intangible assets [other than goodwill])

     

     

     

     

     

     

     

     

     

     

     

    (Other)

     

     

     

     

     

     

     

     

     

     

     

    Negative goodwill recognised in profit or loss

     

     

     

     

     

     

     

     

     

     

     

    Share of the profit or (-) loss of investments in subsidiaries, joint ventures and associates

     

     

     

     

     

     

     

     

     

     

     

    Profit or (-) loss from non-current assets and disposal groups classified as held for sale not qualifying as discontinued operations

     

     

     

     

     

     

     

     

     

     

     

    PROFIT OR (-) LOSS BEFORE TAX FROM CONTINUING OPERATIONS

     

     

     

     

     

     

     

     

     

     

     

    (Tax expense or (-) income related to profit or loss from continuing operations)

     

     

     

     

     

     

     

     

     

     

     

    PROFIT OR (-) LOSS AFTER TAX FROM CONTINUING OPERATIONS

     

     

     

     

     

     

     

     

     

     

     

    Profit or (-) loss after tax from discontinued operations

     

     

     

     

     

     

     

     

     

     

     

    Profit or (-) loss before tax from discontinued operations

     

     

     

     

     

     

     

     

     

     

     

    (Tax expense or (-) income related to discontinued operations)

     

     

     

     

     

     

     

     

     

     

     

    PROFIT OR (-) LOSS FOR THE YEAR

     

     

     

     

     

     

     

     

     

     

     

    Attributable to minority interest

     

     

     

     

     

     

     

     

     

     

     

    Attributable to owners of the parent

     

     

     

     

     

     

     

     

     

     

     


    CBD Annual - Profitability and efficiency - GAAP FINREP

     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Consolidated Income Statement

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    Interest income

     

     

     

     

     

     

     

     

     

     

     

    (Interest expenses)

     

     

     

     

     

     

     

     

     

     

     

    Dividend income

     

     

     

     

     

     

     

     

     

     

     

    Fee and commission income

     

     

     

     

     

     

     

     

     

     

     

    (Fee and commission expenses)

     

     

     

     

     

     

     

     

     

     

     

    Gains or (-) losses on derecognition of financial assets & liabilities not measured at fair value through profit or loss

     

     

     

     

     

     

     

     

     

     

     

    Gains or (-) losses on financial assets and liabilities held for trading, net

     

     

     

     

     

     

     

     

     

     

     

    Gains or (-) losses on financial assets and liabilities designated at fair value through profit or loss, net

     

     

     

     

     

     

     

     

     

     

     

    Gains or (-) losses on non-trading financial assets and liabilities, net

     

     

     

     

     

     

     

     

     

     

     

    Gains or (-) losses from hedge accounting, net

     

     

     

     

     

     

     

     

     

     

     

    Exchange differences, net

     

     

     

     

     

     

     

     

     

     

     

    Gains or (-) losses on derecognition of investments in subsidiaries, joint ventures and associates, net

     

     

     

     

     

     

     

     

     

     

     

    Gains (losses) on derecognition of assets other than held for sale, net

     

     

     

     

     

     

     

     

     

     

     

    Other operating income

     

     

     

     

     

     

     

     

     

     

     

    (Other operating expenses)

     

     

     

     

     

     

     

     

     

     

     

    Total operating income, net

     

     

     

     

     

     

     

     

     

     

     

    (Administration costs)

     

     

     

     

     

     

     

     

     

     

     

    (Staff expenses)

     

     

     

     

     

     

     

     

     

     

     

    (Other administrative expenses)

     

     

     

     

     

     

     

     

     

     

     

    (Depreciation)

     

     

     

     

     

     

     

     

     

     

     

    (Provisions or (-) reversal of provisions)

     

     

     

     

     

     

     

     

     

     

     

    (Commitments and guarantees given)

     

     

     

     

     

     

     

     

     

     

     

    (Other provisions)

     

     

     

     

     

     

     

     

     

     

     

    (Increases or (-) decreases of the fund for general banking risks, net)

     

     

     

     

     

     

     

     

     

     

     

    (Impairment on financial assets not measured at fair value through profit or loss)

     

     

     

     

     

     

     

     

     

     

     

    (Impairment or (-) reversal of impairment of investments in subsidiaries, joint ventures and associates)

     

     

     

     

     

     

     

     

     

     

     

    (Impairment or (-) reversal of impairment on non-financial assets)

     

     

     

     

     

     

     

     

     

     

     

    (Property, plant and equipment)

     

     

     

     

     

     

     

     

     

     

     

    (Investment properties)

     

     

     

     

     

     

     

     

     

     

     

    (Goodwill)

     

     

     

     

     

     

     

     

     

     

     

    (Intangible assets [other than goodwill])

     

     

     

     

     

     

     

     

     

     

     

    (Other)

     

     

     

     

     

     

     

     

     

     

     

    Negative goodwill recognised in profit or loss

     

     

     

     

     

     

     

     

     

     

     

    Share of the profit or (-) loss of investments in subsidiaries, joint ventures and associates

     

     

     

     

     

     

     

     

     

     

     

    Profit or (-) loss from non-current assets and disposal groups classified as held for sale not qualifying as discontinued operations

     

     

     

     

     

     

     

     

     

     

     

    PROFIT OR (-) LOSS BEFORE TAX FROM CONTINUING OPERATIONS

     

     

     

     

     

     

     

     

     

     

     

    (Tax expense or (-) income related to profit or loss from continuing operations)

     

     

     

     

     

     

     

     

     

     

     

    PROFIT OR (-) LOSS AFTER TAX FROM CONTINUING OPERATIONS

     

     

     

     

     

     

     

     

     

     

     

    Extraordinary profit or (-) loss after tax

     

     

     

     

     

     

     

     

     

     

     

    Extraordinary profit or loss before tax

     

     

     

     

     

     

     

     

     

     

     

    (Tax expense or (-) income related to extraordinary profit or loss)

     

     

     

     

     

     

     

     

     

     

     

    PROFIT OR (-) LOSS FOR THE YEAR

     

     

     

     

     

     

     

     

     

     

     

    Attributable to minority interest

     

     

     

     

     

     

     

     

     

     

     

    Attributable to owners of the parent

     

     

     

     

     

     

     

     

     

     

     


    CBD Annual - Profitability and efficiency - NON-FINREP

     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Consolidated Income Statement

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    Net interest income

     

     

     

     

     

     

     

     

     

     

     

    Interest income

     

     

     

     

     

     

     

     

     

     

     

    (Interest expenses)

     

     

     

     

     

     

     

     

     

     

     

    Dividend income

     

     

     

     

     

     

     

     

     

     

     

    Net fee and commission income

     

     

     

     

     

     

     

     

     

     

     

    Fee and commission income

     

     

     

     

     

     

     

     

     

     

     

    (Fee and commission expenses)

     

     

     

     

     

     

     

     

     

     

     

    Trading and foreign exchange results

     

     

     

     

     

     

     

     

     

     

     

    Other operating income

     

     

     

     

     

     

     

     

     

     

     

    (Other operating expenses)

     

     

     

     

     

     

     

     

     

     

     

    Total operating income, net

     

     

     

     

     

     

     

     

     

     

     

    (Administration costs)

     

     

     

     

     

     

     

     

     

     

     

    (Staff expenses)

     

     

     

     

     

     

     

     

     

     

     

    (Other administrative expenses)

     

     

     

     

     

     

     

     

     

     

     

    (Depreciation)

     

     

     

     

     

     

     

     

     

     

     

    (Provisions or (-) reversal of provisions)

     

     

     

     

     

     

     

     

     

     

     

    (Impairment on financial assets not measured at fair value through profit or loss)

     

     

     

     

     

     

     

     

     

     

     

    (Impairment or (-) reversal of impairment on non-financial assets)

     

     

     

     

     

     

     

     

     

     

     

    PROFIT OR (-) LOSS BEFORE TAX FROM CONTINUING OPERATIONS

     

     

     

     

     

     

     

     

     

     

     

    PROFIT OR (-) LOSS AFTER TAX FROM CONTINUING OPERATIONS

     

     

     

     

     

     

     

     

     

     

     

    PROFIT OR (-) LOSS FOR THE YEAR

     

     

     

     

     

     

     

     

     

     

     


    CBD Annual - Profitability and efficiency - FULL SAMPLE

     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Consolidated Income Statement

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    Net interest income*

     

     

     

     

     

     

     

     

     

     

     

    Dividend income

     

     

     

     

     

     

     

     

     

     

     

    Net fee and commission income*

     

     

     

     

     

     

     

     

     

     

     

    Trading and foreign exchange results*

     

     

     

     

     

     

     

     

     

     

     

    Other operating income

     

     

     

     

     

     

     

     

     

     

     

    Total operating income, net*

     

     

     

     

     

     

     

     

     

     

     

    (Total operating expenses)*

     

     

     

     

     

     

     

     

     

     

     

    PROFIT OR (-) LOSS AFTER TAX FROM CONTINUING OPERATIONS

     

     

     

     

     

     

     

     

     

     

     

    PROFIT OR (-) LOSS FOR THE YEAR*

     

     

     

     

     

     

     

     

     

     

     


    CBD Annual - Profitability and efficiency - IFRS FINREP

     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Return on Equity (RoE)

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    No. of institutions with RoE < 0

     

     

     

     

     

     

     

     

     

     

     

    No. of institutions with RoE 0-5 %

     

     

     

     

     

     

     

     

     

     

     

    No. of institutions with RoE 5-10 %

     

     

     

     

     

     

     

     

     

     

     

    No. of institutions with RoE 10-15 %

     

     

     

     

     

     

     

     

     

     

     

    No. of institutions with RoE 15-20 %

     

     

     

     

     

     

     

     

     

     

     

    No. of institutions with RoE > 20 %

     

     

     

     

     

     

     

     

     

     

     

    % of total banking assets of institutions with RoE < 0

     

     

     

     

     

     

     

     

     

     

     

    % of total banking assets of institutions with RoE 0-5 %

     

     

     

     

     

     

     

     

     

     

     

    % of total banking assets of institutions with RoE 5-10 %

     

     

     

     

     

     

     

     

     

     

     

    % of total banking assets of institutions with RoE 10-15 %

     

     

     

     

     

     

     

     

     

     

     

    % of total banking assets of institutions with RoE 15-20 %

     

     

     

     

     

     

     

     

     

     

     

    % of total banking assets of institutions with RoE > 20 %

     

     

     

     

     

     

     

     

     

     

     


    CBD Annual - Profitability and efficiency - GAAP FINREP

     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Return on Equity (RoE)

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    No. of institutions with RoE < 0

     

     

     

     

     

     

     

     

     

     

     

    No. of institutions with RoE 0-5 %

     

     

     

     

     

     

     

     

     

     

     

    No. of institutions with RoE 5-10 %

     

     

     

     

     

     

     

     

     

     

     

    No. of institutions with RoE 10-15 %

     

     

     

     

     

     

     

     

     

     

     

    No. of institutions with RoE 15-20 %

     

     

     

     

     

     

     

     

     

     

     

    No. of institutions with RoE > 20 %

     

     

     

     

     

     

     

     

     

     

     

    % of total banking assets of institutions with RoE < 0

     

     

     

     

     

     

     

     

     

     

     

    % of total banking assets of institutions with RoE 0-5 %

     

     

     

     

     

     

     

     

     

     

     

    % of total banking assets of institutions with RoE 5-10 %

     

     

     

     

     

     

     

     

     

     

     

    % of total banking assets of institutions with RoE 10-15 %

     

     

     

     

     

     

     

     

     

     

     

    % of total banking assets of institutions with RoE 15-20 %

     

     

     

     

     

     

     

     

     

     

     

    % of total banking assets of institutions with RoE > 20 %

     

     

     

     

     

     

     

     

     

     

     


    CBD Annual - Profitability and efficiency - NON-FINREP

     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Return on Equity (RoE)

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    No. of institutions with RoE < 0

     

     

     

     

     

     

     

     

     

     

     

    No. of institutions with RoE 0-5 %

     

     

     

     

     

     

     

     

     

     

     

    No. of institutions with RoE 5-10 %

     

     

     

     

     

     

     

     

     

     

     

    No. of institutions with RoE 10-15 %

     

     

     

     

     

     

     

     

     

     

     

    No. of institutions with RoE 15-20 %

     

     

     

     

     

     

     

     

     

     

     

    No. of institutions with RoE > 20 %

     

     

     

     

     

     

     

     

     

     

     

    % of total banking assets of institutions with RoE < 0

     

     

     

     

     

     

     

     

     

     

     

    % of total banking assets of institutions with RoE 0-5 %

     

     

     

     

     

     

     

     

     

     

     

    % of total banking assets of institutions with RoE 5-10 %

     

     

     

     

     

     

     

     

     

     

     

    % of total banking assets of institutions with RoE 10-15 %

     

     

     

     

     

     

     

     

     

     

     

    % of total banking assets of institutions with RoE 15-20 %

     

     

     

     

     

     

     

     

     

     

     

    % of total banking assets of institutions with RoE > 20 %

     

     

     

     

     

     

     

     

     

     

     


    CBD Annual - Profitability and efficiency - FULL SAMPLE

     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Return on Equity (RoE)

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    No. of institutions with RoE < 0

     

     

     

     

     

     

     

     

     

     

     

    No. of institutions with RoE 0-5 %

     

     

     

     

     

     

     

     

     

     

     

    No. of institutions with RoE 5-10 %

     

     

     

     

     

     

     

     

     

     

     

    No. of institutions with RoE 10-15 %

     

     

     

     

     

     

     

     

     

     

     

    No. of institutions with RoE 15-20 %

     

     

     

     

     

     

     

     

     

     

     

    No. of institutions with RoE > 20 %

     

     

     

     

     

     

     

     

     

     

     

    % of total banking assets of institutions with RoE < 0

     

     

     

     

     

     

     

     

     

     

     

    % of total banking assets of institutions with RoE 0-5 %

     

     

     

     

     

     

     

     

     

     

     

    % of total banking assets of institutions with RoE 5-10 %

     

     

     

     

     

     

     

     

     

     

     

    % of total banking assets of institutions with RoE 10-15 %

     

     

     

     

     

     

     

     

     

     

     

    % of total banking assets of institutions with RoE 15-20 %

     

     

     

     

     

     

     

     

     

     

     

    % of total banking assets of institutions with RoE > 20 %

     

     

     

     

     

     

     

     

     

     

     


    CBD Annual - Balance sheet - IFRS FINREP

     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Assets

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    Cash, cash balances at central banks and other demand deposits

     

     

     

     

     

     

     

     

     

     

     

    Financial assets held for trading

     

     

     

     

     

     

     

     

     

     

     

    Derivatives held for trading

     

     

     

     

     

     

     

     

     

     

     

    Equity instruments

     

     

     

     

     

     

     

     

     

     

     

    Debt securities

     

     

     

     

     

     

     

     

     

     

     

    Loans and advances

     

     

     

     

     

     

     

     

     

     

     

    Financial assets designated at fair value through profit or loss

     

     

     

     

     

     

     

     

     

     

     

    Equity instruments

     

     

     

     

     

     

     

     

     

     

     

    Debt securities

     

     

     

     

     

     

     

     

     

     

     

    Loans and advances

     

     

     

     

     

     

     

     

     

     

     

    Available-for-sale financial assets

     

     

     

     

     

     

     

     

     

     

     

    Equity instruments

     

     

     

     

     

     

     

     

     

     

     

    Debt securities

     

     

     

     

     

     

     

     

     

     

     

    Loans and advances

     

     

     

     

     

     

     

     

     

     

     

    Loans and receivables

     

     

     

     

     

     

     

     

     

     

     

    Debt securities

     

     

     

     

     

     

     

     

     

     

     

    Loans and advances

     

     

     

     

     

     

     

     

     

     

     

    Held-to-maturity investments

     

     

     

     

     

     

     

     

     

     

     

    Debt securities

     

     

     

     

     

     

     

     

     

     

     

    Loans and advances

     

     

     

     

     

     

     

     

     

     

     

    Derivatives–Hedge accounting

     

     

     

     

     

     

     

     

     

     

     

    Fair value changes of the hedged items in portfolio hedge of interest rate risk

     

     

     

     

     

     

     

     

     

     

     

    Investments in associates, subsidiaries and joint ventures

     

     

     

     

     

     

     

     

     

     

     

    Tangible assets

     

     

     

     

     

     

     

     

     

     

     

    Intangible assets

     

     

     

     

     

     

     

     

     

     

     

    Tax assets

     

     

     

     

     

     

     

     

     

     

     

    Current tax assets

     

     

     

     

     

     

     

     

     

     

     

    Deferred tax assets

     

     

     

     

     

     

     

     

     

     

     

    Other assets

     

     

     

     

     

     

     

     

     

     

     

    Non-current assets and disposal groups classified as held for sale

     

     

     

     

     

     

     

     

     

     

     

    TOTAL ASSETS*

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Liabilities

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    Financial liabilities held for trading

     

     

     

     

     

     

     

     

     

     

     

    Derivatives held for trading

     

     

     

     

     

     

     

     

     

     

     

    Short positions

     

     

     

     

     

     

     

     

     

     

     

    Deposits

     

     

     

     

     

     

     

     

     

     

     

    Debt securities issued

     

     

     

     

     

     

     

     

     

     

     

    Other financial liabilities held for trading

     

     

     

     

     

     

     

     

     

     

     

    Financial liabilities designated at fair value through profit or loss

     

     

     

     

     

     

     

     

     

     

     

    Deposits

     

     

     

     

     

     

     

     

     

     

     

    Debt securities issued

     

     

     

     

     

     

     

     

     

     

     

    Other financial liabilities designated at fair value through profit or loss

     

     

     

     

     

     

     

     

     

     

     

    Financial liabilities measured at amortised cost

     

     

     

     

     

     

     

     

     

     

     

    Deposit

     

     

     

     

     

     

     

     

     

     

     

    Debt securities issued

     

     

     

     

     

     

     

     

     

     

     

    Other financial liabilities measured at amortised cost

     

     

     

     

     

     

     

     

     

     

     

    Derivatives–Hedge accounting

     

     

     

     

     

     

     

     

     

     

     

    Fair value changes of the hedged items in portfolio hedge of interest rate risk

     

     

     

     

     

     

     

     

     

     

     

    Provisions

     

     

     

     

     

     

     

     

     

     

     

    Tax liabilities

     

     

     

     

     

     

     

     

     

     

     

    Current tax liabilities

     

     

     

     

     

     

     

     

     

     

     

    Deferred tax liabilities

     

     

     

     

     

     

     

     

     

     

     

    Other liabilities

     

     

     

     

     

     

     

     

     

     

     

    Share capital repayable on demand (e.g. cooperative shares)

     

     

     

     

     

     

     

     

     

     

     

    Liabilities included in disposal groups classified as held for sale

     

     

     

     

     

     

     

     

     

     

     

    TOTAL LIABILITIES

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Equity and minority interest

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    Capital

     

     

     

     

     

     

     

     

     

     

     

    Share premium

     

     

     

     

     

     

     

     

     

     

     

    Equity instruments issued other than capital

     

     

     

     

     

     

     

     

     

     

     

    Other Equity

     

     

     

     

     

     

     

     

     

     

     

    Accumulated other comprehensive income

     

     

     

     

     

     

     

     

     

     

     

    Retained earnings

     

     

     

     

     

     

     

     

     

     

     

    Revaluation reserves

     

     

     

     

     

     

     

     

     

     

     

    Other Reserves

     

     

     

     

     

     

     

     

     

     

     

    (Treasury shares)

     

     

     

     

     

     

     

     

     

     

     

    Profit or loss attributable to owners of the parent

     

     

     

     

     

     

     

     

     

     

     

    (Interim dividends)

     

     

     

     

     

     

     

     

     

     

     

    Minority interest

     

     

     

     

     

     

     

     

     

     

     

    TOTAL EQUITY

     

     

     

     

     

     

     

     

     

     

     

    TOTAL LIABILITIES AND EQUITY

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Loan commitments, financial guarantees and other commitments

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    Given

     

     

     

     

     

     

     

     

     

     

     

    Loan commitments*

     

     

     

     

     

     

     

     

     

     

     

    Financial guarantees*

     

     

     

     

     

     

     

     

     

     

     

    Other commitments

     

     

     

     

     

     

     

     

     

     

     

    Received

     

     

     

     

     

     

     

     

     

     

     

    Loan commitments*

     

     

     

     

     

     

     

     

     

     

     

    Financial guarantees*

     

     

     

     

     

     

     

     

     

     

     

    Other commitments

     

     

     

     

     

     

     

     

     

     

     


    CBD Annual - Balance sheet - GAAP FINREP

     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Assets

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    Cash, cash balances at central banks and other demand deposits

     

     

     

     

     

     

     

     

     

     

     

    Financial assets held for trading

     

     

     

     

     

     

     

     

     

     

     

    Derivatives held for trading

     

     

     

     

     

     

     

     

     

     

     

    Equity instruments

     

     

     

     

     

     

     

     

     

     

     

    Debt securities

     

     

     

     

     

     

     

     

     

     

     

    Loans and advances

     

     

     

     

     

     

     

     

     

     

     

    Non-trading non-derivative financial assets measured at fair value through profit or loss

     

     

     

     

     

     

     

     

     

     

     

    Equity instruments

     

     

     

     

     

     

     

     

     

     

     

    Debt securities

     

     

     

     

     

     

     

     

     

     

     

    Loan and advances

     

     

     

     

     

     

     

     

     

     

     

    Non-trading non-derivative financial assets measured at fair value to equity

     

     

     

     

     

     

     

     

     

     

     

    Equity instruments

     

     

     

     

     

     

     

     

     

     

     

    Debt securities

     

     

     

     

     

     

     

     

     

     

     

    Loan and advances

     

     

     

     

     

     

     

     

     

     

     

    Non-trading debt instruments measured at a cost-based method

     

     

     

     

     

     

     

     

     

     

     

    Debt securities

     

     

     

     

     

     

     

     

     

     

     

    Loans and advances

     

     

     

     

     

     

     

     

     

     

     

    Other non-trading non-derivative financial assets

     

     

     

     

     

     

     

     

     

     

     

    Equity instruments

     

     

     

     

     

     

     

     

     

     

     

    Debt securities

     

     

     

     

     

     

     

     

     

     

     

    Loans and advances

     

     

     

     

     

     

     

     

     

     

     

    Derivatives–Hedge accounting

     

     

     

     

     

     

     

     

     

     

     

    Fair value changes of the hedged items in portfolio hedge of interest rate risk

     

     

     

     

     

     

     

     

     

     

     

    Investments in associates, subsidiaries and joint ventures

     

     

     

     

     

     

     

     

     

     

     

    Tangible assets

     

     

     

     

     

     

     

     

     

     

     

    Intangible assets

     

     

     

     

     

     

     

     

     

     

     

    Tax assets

     

     

     

     

     

     

     

     

     

     

     

    Current tax assets

     

     

     

     

     

     

     

     

     

     

     

    Deferred tax assets

     

     

     

     

     

     

     

     

     

     

     

    Other assets

     

     

     

     

     

     

     

     

     

     

     

    Non-current assets and disposal groups classified as held for sale

     

     

     

     

     

     

     

     

     

     

     

    TOTAL ASSETS*

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Liabilities

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    Financial liabilities held for trading

     

     

     

     

     

     

     

     

     

     

     

    Derivatives held for trading

     

     

     

     

     

     

     

     

     

     

     

    Short positions

     

     

     

     

     

     

     

     

     

     

     

    Deposits

     

     

     

     

     

     

     

     

     

     

     

    Debt securities issued

     

     

     

     

     

     

     

     

     

     

     

    Other financial liabilities held for trading

     

     

     

     

     

     

     

     

     

     

     

    Non-trading non-derivative financial liabilities measured at a cost-based method

     

     

     

     

     

     

     

     

     

     

     

    Deposits

     

     

     

     

     

     

     

     

     

     

     

    Debt securities issued

     

     

     

     

     

     

     

     

     

     

     

    Other financial liabilities

     

     

     

     

     

     

     

     

     

     

     

    Derivatives–Hedge accounting

     

     

     

     

     

     

     

     

     

     

     

    Fair value changes of the hedged items in portfolio hedge of interest rate risk

     

     

     

     

     

     

     

     

     

     

     

    Provisions

     

     

     

     

     

     

     

     

     

     

     

    Tax liabilities

     

     

     

     

     

     

     

     

     

     

     

    Current tax liabilities

     

     

     

     

     

     

     

     

     

     

     

    Deferred tax liabilities

     

     

     

     

     

     

     

     

     

     

     

    Other liabilities

     

     

     

     

     

     

     

     

     

     

     

    Share capital repayable on demand (e.g. cooperative shares)

     

     

     

     

     

     

     

     

     

     

     

    Liabilities included in disposal groups classified as held for sale

     

     

     

     

     

     

     

     

     

     

     

    TOTAL LIABILITIES

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Equity and minority interest

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    Capital

     

     

     

     

     

     

     

     

     

     

     

    Share premium

     

     

     

     

     

     

     

     

     

     

     

    Equity instruments issued other than capital

     

     

     

     

     

     

     

     

     

     

     

    Other Equity

     

     

     

     

     

     

     

     

     

     

     

    Accumulated other comprehensive income

     

     

     

     

     

     

     

     

     

     

     

    Retained earnings

     

     

     

     

     

     

     

     

     

     

     

    Revaluation reserves

     

     

     

     

     

     

     

     

     

     

     

    Fair value reserves

     

     

     

     

     

     

     

     

     

     

     

    Other Reserves

     

     

     

     

     

     

     

     

     

     

     

    First consolidation differences

     

     

     

     

     

     

     

     

     

     

     

    (Treasury shares)

     

     

     

     

     

     

     

     

     

     

     

    Profit or loss attributable to owners of the parent

     

     

     

     

     

     

     

     

     

     

     

    (Interim dividends)

     

     

     

     

     

     

     

     

     

     

     

    Minority interest

     

     

     

     

     

     

     

     

     

     

     

    TOTAL EQUITY

     

     

     

     

     

     

     

     

     

     

     

    TOTAL LIABILITIES AND EQUITY

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Loan commitments, financial guarantees and other commitments

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    Given

     

     

     

     

     

     

     

     

     

     

     

    Loan commitments*

     

     

     

     

     

     

     

     

     

     

     

    Financial guarantees*

     

     

     

     

     

     

     

     

     

     

     

    Other commitments

     

     

     

     

     

     

     

     

     

     

     

    Received

     

     

     

     

     

     

     

     

     

     

     

    Loan commitments*

     

     

     

     

     

     

     

     

     

     

     

    Financial guarantees*

     

     

     

     

     

     

     

     

     

     

     

    Other commitments

     

     

     

     

     

     

     

     

     

     

     


    CBD Annual - Balance sheet - NON-FINREP

     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Assets

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    Cash, cash balances at central banks

     

     

     

     

     

     

     

     

     

     

     

    Loans and advances

     

     

     

     

     

     

     

     

     

     

     

    Debt securities

     

     

     

     

     

     

     

     

     

     

     

    Equity instruments

     

     

     

     

     

     

     

     

     

     

     

    Residual assets

     

     

     

     

     

     

     

     

     

     

     

    TOTAL ASSETS

     

     

     

     

     

     

     

     

     

     

     

    Memorandum items

     

     

     

     

     

     

     

     

     

     

     

    Financial assets held for trading

     

     

     

     

     

     

     

     

     

     

     

    Investments in associates, subsidiaries and joint ventures

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Liabilities

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    Deposits

     

     

     

     

     

     

     

     

     

     

     

    Debt securities issued

     

     

     

     

     

     

     

     

     

     

     

    Provisions

     

     

     

     

     

     

     

     

     

     

     

    Residual liabilities

     

     

     

     

     

     

     

     

     

     

     

    TOTAL LIABILITIES

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Equity and minority interest

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    Capital

     

     

     

     

     

     

     

     

     

     

     

    TOTAL EQUITY

     

     

     

     

     

     

     

     

     

     

     

    TOTAL LIABILITIES AND EQUITY

     

     

     

     

     

     

     

     

     

     

     


    CBD Annual - Balance sheet - FULL SAMPLE

     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Assets

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    Cash, cash balances at central banks

     

     

     

     

     

     

     

     

     

     

     

    Loans and advances*

     

     

     

     

     

     

     

     

     

     

     

    Debt securities*

     

     

     

     

     

     

     

     

     

     

     

    Equity instruments*

     

     

     

     

     

     

     

     

     

     

     

    Residual assets

     

     

     

     

     

     

     

     

     

     

     

    TOTAL ASSETS*

     

     

     

     

     

     

     

     

     

     

     

    Memorandum items

     

     

     

     

     

     

     

     

     

     

     

    Financial assets held for trading

     

     

     

     

     

     

     

     

     

     

     

    Investments in associates, subsidiaries and joint ventures

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Liabilities

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    Deposits *

     

     

     

     

     

     

     

     

     

     

     

    Debt securities issued

     

     

     

     

     

     

     

     

     

     

     

    Provisions

     

     

     

     

     

     

     

     

     

     

     

    Residual liabilities

     

     

     

     

     

     

     

     

     

     

     

    TOTAL LIABILITIES*

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Equity and minority interest

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    Capital

     

     

     

     

     

     

     

     

     

     

     

    TOTAL EQUITY*

     

     

     

     

     

     

     

     

     

     

     

    TOTAL LIABILITIES AND EQUITY

     

     

     

     

     

     

     

     

     

     

     


    CBD Annual -Balance sheet - IFRS FINREP

     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Assets

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    Loans and advances*

     

     

     

     

     

     

     

     

     

     

     

    Central banks

     

     

     

     

     

     

     

     

     

     

     

    General governments

     

     

     

     

     

     

     

     

     

     

     

    Credit institutions

     

     

     

     

     

     

     

     

     

     

     

    Other financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Non-financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Households

     

     

     

     

     

     

     

     

     

     

     

    Debt securities

     

     

     

     

     

     

     

     

     

     

     

    Central banks

     

     

     

     

     

     

     

     

     

     

     

    General governments*

     

     

     

     

     

     

     

     

     

     

     

    Credit institutions

     

     

     

     

     

     

     

     

     

     

     

    Other financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Non-financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Equity instruments

     

     

     

     

     

     

     

     

     

     

     

    of which: credit institutions

     

     

     

     

     

     

     

     

     

     

     

    of which: other financial corporations

     

     

     

     

     

     

     

     

     

     

     

    of which: non-financial corporations

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Memorandum items

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    Subordinated financial liabilities

     

     

     

     

     

     

     

     

     

     

     

    Deposits

     

     

     

     

     

     

     

     

     

     

     

    Debt securities issued

     

     

     

     

     

     

     

     

     

     

     


    CBD Annual - Balance sheet - GAAP FINREP

     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Assets

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    Loans and advances*

     

     

     

     

     

     

     

     

     

     

     

    Central banks

     

     

     

     

     

     

     

     

     

     

     

    General governments

     

     

     

     

     

     

     

     

     

     

     

    Credit institutions

     

     

     

     

     

     

     

     

     

     

     

    Other financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Non-financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Households

     

     

     

     

     

     

     

     

     

     

     

    Debt securities

     

     

     

     

     

     

     

     

     

     

     

    Central banks

     

     

     

     

     

     

     

     

     

     

     

    General governments*

     

     

     

     

     

     

     

     

     

     

     

    Credit institutions

     

     

     

     

     

     

     

     

     

     

     

    Other financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Non-financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Equity instruments

     

     

     

     

     

     

     

     

     

     

     

    of which: credit institutions

     

     

     

     

     

     

     

     

     

     

     

    of which: other financial corporations

     

     

     

     

     

     

     

     

     

     

     

    of which: non-financial corporations

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Memorandum items

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    Subordinated financial liabilities

     

     

     

     

     

     

     

     

     

     

     

    Deposits

     

     

     

     

     

     

     

     

     

     

     

    Debt securities issued

     

     

     

     

     

     

     

     

     

     

     


    CBD Annual - Balance sheet - NON-FINREP

     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Assets

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    Loans and advances

     

     

     

     

     

     

     

     

     

     

     

    General governments

     

     

     

     

     

     

     

     

     

     

     

    Central banks

     

     

     

     

     

     

     

     

     

     

     

    Credit institutions

     

     

     

     

     

     

     

     

     

     

     

    Other

     

     

     

     

     

     

     

     

     

     

     


    CBD Annual - Balance sheet - FULL SAMPLE

     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Assets

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    Loans and advances

     

     

     

     

     

     

     

     

     

     

     

    General governments

     

     

     

     

     

     

     

     

     

     

     

    Central banks

     

     

     

     

     

     

     

     

     

     

     

    Credit institutions

     

     

     

     

     

     

     

     

     

     

     

    Other

     

     

     

     

     

     

     

     

     

     

     


    CBD Annual - Asset quality - FINREP reporters (IFRS and GAAP)

     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Forborne exposures

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    Debt securities - Gross carrying amount of exposures with forbearance measures

     

     

     

     

     

     

     

     

     

     

     

    Debt securities - Gross carrying amount of performing exposures with forbearance measures

     

     

     

     

     

     

     

     

     

     

     

    Debt securities - Gross carrying amount of performing exposures with forbearance measures of which under probation

     

     

     

     

     

     

     

     

     

     

     

    Debt securities - Gross carrying amount of non-performing exposures with forbearance measures

     

     

     

     

     

     

     

     

     

     

     

    Debt securities - Gross carrying amount of non-performing exposures with forbearance measures of which under probation

     

     

     

     

     

     

     

     

     

     

     

    Debt securities - Accumulated impairment, accumulated changes in fair value due to credit risk and provisions - performing exposures with forebearance measures

     

     

     

     

     

     

     

     

     

     

     

    Debt securities - Accumulated impairment, accumulated changes in fair value due to credit risk and provisions - non-performing exposures with forebearance measures

     

     

     

     

     

     

     

     

     

     

     

    Loans and advances - Gross carrying amount of exposures with forbearance measures*

     

     

     

     

     

     

     

     

     

     

     

    Loans and advances - Gross carrying amount of performing exposures with forbearance measures*

     

     

     

     

     

     

     

     

     

     

     

    Loans and advances - Gross carrying amount of performing exposures with forbearance measures of which under probation

     

     

     

     

     

     

     

     

     

     

     

    Loans and advances - Gross carrying amount of non-performing exposures with forbearance measures*

     

     

     

     

     

     

     

     

     

     

     

    Loans and advances - Gross carrying amount of non-performing exposures with forbearance measures of which under probation

     

     

     

     

     

     

     

     

     

     

     

    Loans and advances - Accumulated impairment, accumulated changes in fair value due to credit risk and provisions - performing exposures with forebearance measures

     

     

     

     

     

     

     

     

     

     

     

    Loans and advances - Accumulated impairment, accumulated changes in fair value due to credit risk and provisions - non-performing exposures with forebearance measures

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Total gross carrying amount of exposures

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    Debt securities

     

     

     

     

     

     

     

     

     

     

     

    Central banks

     

     

     

     

     

     

     

     

     

     

     

    General governments

     

     

     

     

     

     

     

     

     

     

     

    Credit institutions

     

     

     

     

     

     

     

     

     

     

     

    Other financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Non-financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Loans and advances*

     

     

     

     

     

     

     

     

     

     

     

    Central banks

     

     

     

     

     

     

     

     

     

     

     

    General governments

     

     

     

     

     

     

     

     

     

     

     

    Credit institutions

     

     

     

     

     

     

     

     

     

     

     

    Other financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Non-financial corporations*

     

     

     

     

     

     

     

     

     

     

     

    Households*

     

     

     

     

     

     

     

     

     

     

     

    Off-balance sheet exposures

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Total gross carrying amount of performing exposures

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    Debt securities

     

     

     

     

     

     

     

     

     

     

     

    Central banks

     

     

     

     

     

     

     

     

     

     

     

    General governments

     

     

     

     

     

     

     

     

     

     

     

    Credit institutions

     

     

     

     

     

     

     

     

     

     

     

    Other financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Non-financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Loans and advances*

     

     

     

     

     

     

     

     

     

     

     

    Central banks

     

     

     

     

     

     

     

     

     

     

     

    General governments

     

     

     

     

     

     

     

     

     

     

     

    Credit institutions

     

     

     

     

     

     

     

     

     

     

     

    Other financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Non-financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Households

     

     

     

     

     

     

     

     

     

     

     

    Off-balance sheet exposures

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Total gross carrying amount of performing exposures - Not past due or Past due <= 30 days

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    Debt securities

     

     

     

     

     

     

     

     

     

     

     

    Central banks

     

     

     

     

     

     

     

     

     

     

     

    General governments

     

     

     

     

     

     

     

     

     

     

     

    Credit institutions

     

     

     

     

     

     

     

     

     

     

     

    Other financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Non-financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Loans and advances

     

     

     

     

     

     

     

     

     

     

     

    Central banks

     

     

     

     

     

     

     

     

     

     

     

    General governments

     

     

     

     

     

     

     

     

     

     

     

    Credit institutions

     

     

     

     

     

     

     

     

     

     

     

    Other financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Non-financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Households

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Total gross carrying amount of performing exposures - Past due > 30 days <= 60 days

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    Debt securities

     

     

     

     

     

     

     

     

     

     

     

    Central banks

     

     

     

     

     

     

     

     

     

     

     

    General governments

     

     

     

     

     

     

     

     

     

     

     

    Credit institutions

     

     

     

     

     

     

     

     

     

     

     

    Other financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Non-financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Loans and advances

     

     

     

     

     

     

     

     

     

     

     

    Central banks

     

     

     

     

     

     

     

     

     

     

     

    General governments

     

     

     

     

     

     

     

     

     

     

     

    Credit institutions

     

     

     

     

     

     

     

     

     

     

     

    Other financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Non-financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Households

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Total gross carrying amount of performing exposures - Past due > 60 days <= 90 days

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    Debt securities

     

     

     

     

     

     

     

     

     

     

     

    Central banks

     

     

     

     

     

     

     

     

     

     

     

    General governments

     

     

     

     

     

     

     

     

     

     

     

    Credit institutions

     

     

     

     

     

     

     

     

     

     

     

    Other financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Non-financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Loans and advances

     

     

     

     

     

     

     

     

     

     

     

    Central banks

     

     

     

     

     

     

     

     

     

     

     

    General governments

     

     

     

     

     

     

     

     

     

     

     

    Credit institutions

     

     

     

     

     

     

     

     

     

     

     

    Other financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Non-financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Households

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Total gross carrying amount of non-performing exposures

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    Debt securities*

     

     

     

     

     

     

     

     

     

     

     

    Central banks

     

     

     

     

     

     

     

     

     

     

     

    General governments

     

     

     

     

     

     

     

     

     

     

     

    Credit institutions

     

     

     

     

     

     

     

     

     

     

     

    Other financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Non-financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Loans and advances*

     

     

     

     

     

     

     

     

     

     

     

    Central banks

     

     

     

     

     

     

     

     

     

     

     

    General governments

     

     

     

     

     

     

     

     

     

     

     

    Credit institutions

     

     

     

     

     

     

     

     

     

     

     

    Other financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Non-financial corporations*

     

     

     

     

     

     

     

     

     

     

     

    Households*

     

     

     

     

     

     

     

     

     

     

     

    Off-balance sheet exposures

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Total gross carrying amount of non-performing exposures - Unlikely to pay that are not past-due or past-due < = 90 days

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    Debt securities

     

     

     

     

     

     

     

     

     

     

     

    Central banks

     

     

     

     

     

     

     

     

     

     

     

    General governments

     

     

     

     

     

     

     

     

     

     

     

    Credit institutions

     

     

     

     

     

     

     

     

     

     

     

    Other financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Non-financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Loans and advances

     

     

     

     

     

     

     

     

     

     

     

    Central banks

     

     

     

     

     

     

     

     

     

     

     

    General governments

     

     

     

     

     

     

     

     

     

     

     

    Credit institutions

     

     

     

     

     

     

     

     

     

     

     

    Other financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Non-financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Households

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Total gross carrying amount of non-performing exposures - Past due > 90 days <= 180 days

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    Debt securities

     

     

     

     

     

     

     

     

     

     

     

    Central banks

     

     

     

     

     

     

     

     

     

     

     

    General governments

     

     

     

     

     

     

     

     

     

     

     

    Credit institutions

     

     

     

     

     

     

     

     

     

     

     

    Other financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Non-financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Loans and advances

     

     

     

     

     

     

     

     

     

     

     

    Central banks

     

     

     

     

     

     

     

     

     

     

     

    General governments

     

     

     

     

     

     

     

     

     

     

     

    Credit institutions

     

     

     

     

     

     

     

     

     

     

     

    Other financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Non-financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Households

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Total gross carrying amount of non-performing exposures - Past due > 180 days <= 1 year

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    Debt securities

     

     

     

     

     

     

     

     

     

     

     

    Central banks

     

     

     

     

     

     

     

     

     

     

     

    General governments

     

     

     

     

     

     

     

     

     

     

     

    Credit institutions

     

     

     

     

     

     

     

     

     

     

     

    Other financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Non-financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Loans and advances

     

     

     

     

     

     

     

     

     

     

     

    Central banks

     

     

     

     

     

     

     

     

     

     

     

    General governments

     

     

     

     

     

     

     

     

     

     

     

    Credit institutions

     

     

     

     

     

     

     

     

     

     

     

    Other financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Non-financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Households

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Total gross carrying amount of non-performing exposures - Past due > 1 year

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    Debt securities

     

     

     

     

     

     

     

     

     

     

     

    Central banks

     

     

     

     

     

     

     

     

     

     

     

    General governments

     

     

     

     

     

     

     

     

     

     

     

    Credit institutions

     

     

     

     

     

     

     

     

     

     

     

    Other financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Non-financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Loans and advances

     

     

     

     

     

     

     

     

     

     

     

    Central banks

     

     

     

     

     

     

     

     

     

     

     

    General governments

     

     

     

     

     

     

     

     

     

     

     

    Credit institutions

     

     

     

     

     

     

     

     

     

     

     

    Other financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Non-financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Households

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Total gross carrying amount of non-performing exposures - Of which: defaulted

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    Debt securities

     

     

     

     

     

     

     

     

     

     

     

    Central banks

     

     

     

     

     

     

     

     

     

     

     

    General governments

     

     

     

     

     

     

     

     

     

     

     

    Credit institutions

     

     

     

     

     

     

     

     

     

     

     

    Other financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Non-financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Loans and advances

     

     

     

     

     

     

     

     

     

     

     

    Central banks

     

     

     

     

     

     

     

     

     

     

     

    General governments

     

     

     

     

     

     

     

     

     

     

     

    Credit institutions

     

     

     

     

     

     

     

     

     

     

     

    Other financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Non-financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Households

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Accumulated impairment, accumulated changes in fair value due to credit risk and provisions

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    Debt securities

     

     

     

     

     

     

     

     

     

     

     

    Central banks

     

     

     

     

     

     

     

     

     

     

     

    General governments

     

     

     

     

     

     

     

     

     

     

     

    Credit institutions

     

     

     

     

     

     

     

     

     

     

     

    Other financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Non-financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Loans and advances

     

     

     

     

     

     

     

     

     

     

     

    Central banks

     

     

     

     

     

     

     

     

     

     

     

    General governments

     

     

     

     

     

     

     

     

     

     

     

    Credit institutions

     

     

     

     

     

     

     

     

     

     

     

    Other financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Non-financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Households

     

     

     

     

     

     

     

     

     

     

     

    Off-balance sheet exposures

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Accumulated impairment, accumulated changes in fair value due to credit risk and provisions on performing exposures

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    Debt securities

     

     

     

     

     

     

     

     

     

     

     

    Central banks

     

     

     

     

     

     

     

     

     

     

     

    General governments

     

     

     

     

     

     

     

     

     

     

     

    Credit institutions

     

     

     

     

     

     

     

     

     

     

     

    Other financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Non-financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Loans and advances

     

     

     

     

     

     

     

     

     

     

     

    Central banks

     

     

     

     

     

     

     

     

     

     

     

    General governments

     

     

     

     

     

     

     

     

     

     

     

    Credit institutions

     

     

     

     

     

     

     

     

     

     

     

    Other financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Non-financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Households

     

     

     

     

     

     

     

     

     

     

     

    Off-balance sheet exposures

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Accumulated impairment, accumulated changes in fair value due to credit risk and provisions on non-performing exposures

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    Debt securities*

     

     

     

     

     

     

     

     

     

     

     

    Central banks

     

     

     

     

     

     

     

     

     

     

     

    General governments

     

     

     

     

     

     

     

     

     

     

     

    Credit institutions

     

     

     

     

     

     

     

     

     

     

     

    Other financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Non-financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Loans and advances*

     

     

     

     

     

     

     

     

     

     

     

    Central banks

     

     

     

     

     

     

     

     

     

     

     

    General governments

     

     

     

     

     

     

     

     

     

     

     

    Credit institutions

     

     

     

     

     

     

     

     

     

     

     

    Other financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Non-financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Households

     

     

     

     

     

     

     

     

     

     

     

    Off-balance sheet exposures

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Collateral received on non-performing exposures

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    Debt securities

     

     

     

     

     

     

     

     

     

     

     

    Central banks

     

     

     

     

     

     

     

     

     

     

     

    General governments

     

     

     

     

     

     

     

     

     

     

     

    Credit institutions

     

     

     

     

     

     

     

     

     

     

     

    Other financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Non-financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Loans and advances

     

     

     

     

     

     

     

     

     

     

     

    Central banks

     

     

     

     

     

     

     

     

     

     

     

    General governments

     

     

     

     

     

     

     

     

     

     

     

    Credit institutions

     

     

     

     

     

     

     

     

     

     

     

    Other financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Non-financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Households

     

     

     

     

     

     

     

     

     

     

     

    Off-balance sheet exposures

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Financial guarantees received on non-performing exposures

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    Debt securities

     

     

     

     

     

     

     

     

     

     

     

    Central banks

     

     

     

     

     

     

     

     

     

     

     

    General governments

     

     

     

     

     

     

     

     

     

     

     

    Credit institutions

     

     

     

     

     

     

     

     

     

     

     

    Other financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Non-financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Loans and advances

     

     

     

     

     

     

     

     

     

     

     

    Central banks

     

     

     

     

     

     

     

     

     

     

     

    General governments

     

     

     

     

     

     

     

     

     

     

     

    Credit institutions

     

     

     

     

     

     

     

     

     

     

     

    Other financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Non-financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Households

     

     

     

     

     

     

     

     

     

     

     

    Off-balance sheet exposures

     

     

     

     

     

     

     

     

     

     

     


    CBD Annual - Asset quality - IFRS FINREP

     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Impaired debt instruments - Total gross carrying amount of impaired assets

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    Loans and receivables

     

     

     

     

     

     

     

     

     

     

     

    Debt securities

     

     

     

     

     

     

     

     

     

     

     

    Loans and advances

     

     

     

     

     

     

     

     

     

     

     

    Held-to-maturity investments

     

     

     

     

     

     

     

     

     

     

     

    Debt securities

     

     

     

     

     

     

     

     

     

     

     

    Loans and advances

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Impaired debt instruments - Allowances for individual assessed financial assets

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    Loans and receivables

     

     

     

     

     

     

     

     

     

     

     

    Debt securities

     

     

     

     

     

     

     

     

     

     

     

    Loans and advances

     

     

     

     

     

     

     

     

     

     

     

    Held-to-maturity investments

     

     

     

     

     

     

     

     

     

     

     

    Debt securities

     

     

     

     

     

     

     

     

     

     

     

    Loans and advances

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Impaired debt instruments - Allowances for collectively assessed financial assets

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    Loans and receivables

     

     

     

     

     

     

     

     

     

     

     

    Debt securities

     

     

     

     

     

     

     

     

     

     

     

    Loans and advances

     

     

     

     

     

     

     

     

     

     

     

    Held-to-maturity investments

     

     

     

     

     

     

     

     

     

     

     

    Debt securities

     

     

     

     

     

     

     

     

     

     

     

    Loans and advances

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Impaired debt instruments - Allowances for incurred but not reported losses

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    Loans and receivables

     

     

     

     

     

     

     

     

     

     

     

    Debt securities

     

     

     

     

     

     

     

     

     

     

     

    Loans and advances

     

     

     

     

     

     

     

     

     

     

     

    Held-to-maturity investments

     

     

     

     

     

     

     

     

     

     

     

    Debt securities

     

     

     

     

     

     

     

     

     

     

     

    Loans and advances

     

     

     

     

     

     

     

     

     

     

     


    CBD Annual - Asset quality - GAAP FINREP

     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Impaired debt instruments - Non-trading debt instruments measured at a cost-based method

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    Total gross carrying amount of impaired assets

     

     

     

     

     

     

     

     

     

     

     

    Debt securities

     

     

     

     

     

     

     

     

     

     

     

    Loans and advances

     

     

     

     

     

     

     

     

     

     

     

    Allowances for individual assessed financial assets

     

     

     

     

     

     

     

     

     

     

     

    Debt securities

     

     

     

     

     

     

     

     

     

     

     

    Loans and advances

     

     

     

     

     

     

     

     

     

     

     

    Allowances for collectively assessed financial assets

     

     

     

     

     

     

     

     

     

     

     

    Debt securities

     

     

     

     

     

     

     

     

     

     

     

    Loans and advances

     

     

     

     

     

     

     

     

     

     

     


    CBD Annual - Asset quality - NON-FINREP

     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Non-performing exposures

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    Gross carrying amount

     

     

     

     

     

     

     

     

     

     

     

    Performing exposures

     

     

     

     

     

     

     

     

     

     

     

    Non-performing exposures*

     

     

     

     

     

     

     

     

     

     

     

    Forborne exposures

     

     

     

     

     

     

     

     

     

     

     

    Accumulated impairment, accumulated changes in fair value due to credit risk and provisions*

     

     

     

     

     

     

     

     

     

     

     


    CBD Annual - GEOGRAPHICAL CONCENTRATION

     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Total original exposure value

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    AT

     

     

     

     

     

     

     

     

     

     

     

    BE

     

     

     

     

     

     

     

     

     

     

     

    BG

     

     

     

     

     

     

     

     

     

     

     

    HR

     

     

     

     

     

     

     

     

     

     

     

    CY

     

     

     

     

     

     

     

     

     

     

     

    CZ

     

     

     

     

     

     

     

     

     

     

     

    DK

     

     

     

     

     

     

     

     

     

     

     

    EE

     

     

     

     

     

     

     

     

     

     

     

    FI

     

     

     

     

     

     

     

     

     

     

     

    FR

     

     

     

     

     

     

     

     

     

     

     

    DE

     

     

     

     

     

     

     

     

     

     

     

    EL

     

     

     

     

     

     

     

     

     

     

     

    HU

     

     

     

     

     

     

     

     

     

     

     

    IE

     

     

     

     

     

     

     

     

     

     

     

    IT

     

     

     

     

     

     

     

     

     

     

     

    LV

     

     

     

     

     

     

     

     

     

     

     

    LT

     

     

     

     

     

     

     

     

     

     

     

    LU

     

     

     

     

     

     

     

     

     

     

     

    MT

     

     

     

     

     

     

     

     

     

     

     

    NL

     

     

     

     

     

     

     

     

     

     

     

    PL

     

     

     

     

     

     

     

     

     

     

     

    PT

     

     

     

     

     

     

     

     

     

     

     

    RO

     

     

     

     

     

     

     

     

     

     

     

    SK

     

     

     

     

     

     

     

     

     

     

     

    SI

     

     

     

     

     

     

     

     

     

     

     

    ES

     

     

     

     

     

     

     

     

     

     

     

    SE

     

     

     

     

     

     

     

     

     

     

     

    UK

     

     

     

     

     

     

     

     

     

     

     

    NO

     

     

     

     

     

     

     

     

     

     

     

    US (United States)

     

     

     

     

     

     

     

     

     

     

     

    HK (Hong Kong)

     

     

     

     

     

     

     

     

     

     

     

    BR (Brazil)

     

     

     

     

     

     

     

     

     

     

     

    CN (China)

     

     

     

     

     

     

     

     

     

     

     

    JP (Japan)

     

     

     

     

     

     

     

     

     

     

     

    CH (Switzerland)

     

     

     

     

     

     

     

     

     

     

     

    MX (Mexico)

     

     

     

     

     

     

     

     

     

     

     

    AU (Australia)

     

     

     

     

     

     

     

     

     

     

     

    SG (Singapore)

     

     

     

     

     

     

     

     

     

     

     

    TR (Turkey)

     

     

     

     

     

     

     

     

     

     

     

    RU (Russian federation)

     

     

     

     

     

     

     

     

     

     

     

    KY (Cayman Islands)

     

     

     

     

     

     

     

     

     

     

     

    IN (India)

     

     

     

     

     

     

     

     

     

     

     

    KR (South Korea)

     

     

     

     

     

     

     

     

     

     

     

    ZA (South Africa)

     

     

     

     

     

     

     

     

     

     

     

    CA (Canada)

     

     

     

     

     

     

     

     

     

     

     

    Memorandum items

     

     

     

     

     

     

     

     

     

     

     

    Non-domestic original exposure

     

     

     

     

     

     

     

     

     

     

     

    Total original exposure

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Total exposures in default

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    AT

     

     

     

     

     

     

     

     

     

     

     

    BE

     

     

     

     

     

     

     

     

     

     

     

    BG

     

     

     

     

     

     

     

     

     

     

     

    HR

     

     

     

     

     

     

     

     

     

     

     

    CY

     

     

     

     

     

     

     

     

     

     

     

    CZ

     

     

     

     

     

     

     

     

     

     

     

    DK

     

     

     

     

     

     

     

     

     

     

     

    EE

     

     

     

     

     

     

     

     

     

     

     

    FI

     

     

     

     

     

     

     

     

     

     

     

    FR

     

     

     

     

     

     

     

     

     

     

     

    DE

     

     

     

     

     

     

     

     

     

     

     

    EL

     

     

     

     

     

     

     

     

     

     

     

    HU

     

     

     

     

     

     

     

     

     

     

     

    IE

     

     

     

     

     

     

     

     

     

     

     

    IT

     

     

     

     

     

     

     

     

     

     

     

    LV

     

     

     

     

     

     

     

     

     

     

     

    LT

     

     

     

     

     

     

     

     

     

     

     

    LU

     

     

     

     

     

     

     

     

     

     

     

    MT

     

     

     

     

     

     

     

     

     

     

     

    NL

     

     

     

     

     

     

     

     

     

     

     

    PL

     

     

     

     

     

     

     

     

     

     

     

    PT

     

     

     

     

     

     

     

     

     

     

     

    RO

     

     

     

     

     

     

     

     

     

     

     

    SK

     

     

     

     

     

     

     

     

     

     

     

    SI

     

     

     

     

     

     

     

     

     

     

     

    ES

     

     

     

     

     

     

     

     

     

     

     

    SE

     

     

     

     

     

     

     

     

     

     

     

    UK

     

     

     

     

     

     

     

     

     

     

     

    NO

     

     

     

     

     

     

     

     

     

     

     

    US (United States)

     

     

     

     

     

     

     

     

     

     

     

    HK (Hong Kong)

     

     

     

     

     

     

     

     

     

     

     

    BR (Brazil)

     

     

     

     

     

     

     

     

     

     

     

    CN (China)

     

     

     

     

     

     

     

     

     

     

     

    JP (Japan)

     

     

     

     

     

     

     

     

     

     

     

    CH (Switzerland)

     

     

     

     

     

     

     

     

     

     

     

    MX (Mexico)

     

     

     

     

     

     

     

     

     

     

     

    AU (Australia)

     

     

     

     

     

     

     

     

     

     

     

    SG (Singapore)

     

     

     

     

     

     

     

     

     

     

     

    TR (Turkey)

     

     

     

     

     

     

     

     

     

     

     

    RU (Russian federation)

     

     

     

     

     

     

     

     

     

     

     

    KY (Cayman Islands)

     

     

     

     

     

     

     

     

     

     

     

    IN (India)

     

     

     

     

     

     

     

     

     

     

     

    KR (South Korea)

     

     

     

     

     

     

     

     

     

     

     

    ZA (South Africa)

     

     

     

     

     

     

     

     

     

     

     

    CA (Canada)

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Total exposure value

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    AT

     

     

     

     

     

     

     

     

     

     

     

    BE

     

     

     

     

     

     

     

     

     

     

     

    BG

     

     

     

     

     

     

     

     

     

     

     

    HR

     

     

     

     

     

     

     

     

     

     

     

    CY

     

     

     

     

     

     

     

     

     

     

     

    CZ

     

     

     

     

     

     

     

     

     

     

     

    DK

     

     

     

     

     

     

     

     

     

     

     

    EE

     

     

     

     

     

     

     

     

     

     

     

    FI

     

     

     

     

     

     

     

     

     

     

     

    FR

     

     

     

     

     

     

     

     

     

     

     

    DE

     

     

     

     

     

     

     

     

     

     

     

    EL

     

     

     

     

     

     

     

     

     

     

     

    HU

     

     

     

     

     

     

     

     

     

     

     

    IE

     

     

     

     

     

     

     

     

     

     

     

    IT

     

     

     

     

     

     

     

     

     

     

     

    LV

     

     

     

     

     

     

     

     

     

     

     

    LT

     

     

     

     

     

     

     

     

     

     

     

    LU

     

     

     

     

     

     

     

     

     

     

     

    MT

     

     

     

     

     

     

     

     

     

     

     

    NL

     

     

     

     

     

     

     

     

     

     

     

    PL

     

     

     

     

     

     

     

     

     

     

     

    PT

     

     

     

     

     

     

     

     

     

     

     

    RO

     

     

     

     

     

     

     

     

     

     

     

    SK

     

     

     

     

     

     

     

     

     

     

     

    SI

     

     

     

     

     

     

     

     

     

     

     

    ES

     

     

     

     

     

     

     

     

     

     

     

    SE

     

     

     

     

     

     

     

     

     

     

     

    UK

     

     

     

     

     

     

     

     

     

     

     

    NO

     

     

     

     

     

     

     

     

     

     

     

    US (United States)

     

     

     

     

     

     

     

     

     

     

     

    HK (Hong Kong)

     

     

     

     

     

     

     

     

     

     

     

    BR (Brazil)

     

     

     

     

     

     

     

     

     

     

     

    CN (China)

     

     

     

     

     

     

     

     

     

     

     

    JP (Japan)

     

     

     

     

     

     

     

     

     

     

     

    CH (Switzerland)

     

     

     

     

     

     

     

     

     

     

     

    MX (Mexico)

     

     

     

     

     

     

     

     

     

     

     

    AU (Australia)

     

     

     

     

     

     

     

     

     

     

     

    SG (Singapore)

     

     

     

     

     

     

     

     

     

     

     

    TR (Turkey)

     

     

     

     

     

     

     

     

     

     

     

    RU (Russian federation)

     

     

     

     

     

     

     

     

     

     

     

    KY (Cayman Islands)

     

     

     

     

     

     

     

     

     

     

     

    IN (India)

     

     

     

     

     

     

     

     

     

     

     

    KR (South Korea)

     

     

     

     

     

     

     

     

     

     

     

    ZA (South Africa)

     

     

     

     

     

     

     

     

     

     

     

    CA (Canada)

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Total exposures collateralized by immovable residential property

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    AT

     

     

     

     

     

     

     

     

     

     

     

    BE

     

     

     

     

     

     

     

     

     

     

     

    BG

     

     

     

     

     

     

     

     

     

     

     

    HR

     

     

     

     

     

     

     

     

     

     

     

    CY

     

     

     

     

     

     

     

     

     

     

     

    CZ

     

     

     

     

     

     

     

     

     

     

     

    DK

     

     

     

     

     

     

     

     

     

     

     

    EE

     

     

     

     

     

     

     

     

     

     

     

    FI

     

     

     

     

     

     

     

     

     

     

     

    FR

     

     

     

     

     

     

     

     

     

     

     

    DE

     

     

     

     

     

     

     

     

     

     

     

    EL

     

     

     

     

     

     

     

     

     

     

     

    HU

     

     

     

     

     

     

     

     

     

     

     

    IE

     

     

     

     

     

     

     

     

     

     

     

    IT

     

     

     

     

     

     

     

     

     

     

     

    LV

     

     

     

     

     

     

     

     

     

     

     

    LT

     

     

     

     

     

     

     

     

     

     

     

    LU

     

     

     

     

     

     

     

     

     

     

     

    MT

     

     

     

     

     

     

     

     

     

     

     

    NL

     

     

     

     

     

     

     

     

     

     

     

    PL

     

     

     

     

     

     

     

     

     

     

     

    PT

     

     

     

     

     

     

     

     

     

     

     

    RO

     

     

     

     

     

     

     

     

     

     

     

    SK

     

     

     

     

     

     

     

     

     

     

     

    SI

     

     

     

     

     

     

     

     

     

     

     

    ES

     

     

     

     

     

     

     

     

     

     

     

    SE

     

     

     

     

     

     

     

     

     

     

     

    UK

     

     

     

     

     

     

     

     

     

     

     

    Non-EU countries

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Total exposures collateralized by immovable commercial property

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    AT

     

     

     

     

     

     

     

     

     

     

     

    BE

     

     

     

     

     

     

     

     

     

     

     

    BG

     

     

     

     

     

     

     

     

     

     

     

    HR

     

     

     

     

     

     

     

     

     

     

     

    CY

     

     

     

     

     

     

     

     

     

     

     

    CZ

     

     

     

     

     

     

     

     

     

     

     

    DK

     

     

     

     

     

     

     

     

     

     

     

    EE

     

     

     

     

     

     

     

     

     

     

     

    FI

     

     

     

     

     

     

     

     

     

     

     

    FR

     

     

     

     

     

     

     

     

     

     

     

    DE

     

     

     

     

     

     

     

     

     

     

     

    EL

     

     

     

     

     

     

     

     

     

     

     

    HU

     

     

     

     

     

     

     

     

     

     

     

    IE

     

     

     

     

     

     

     

     

     

     

     

    IT

     

     

     

     

     

     

     

     

     

     

     

    LV

     

     

     

     

     

     

     

     

     

     

     

    LT

     

     

     

     

     

     

     

     

     

     

     

    LU

     

     

     

     

     

     

     

     

     

     

     

    MT

     

     

     

     

     

     

     

     

     

     

     

    NL

     

     

     

     

     

     

     

     

     

     

     

    PL

     

     

     

     

     

     

     

     

     

     

     

    PT

     

     

     

     

     

     

     

     

     

     

     

    RO

     

     

     

     

     

     

     

     

     

     

     

    SK

     

     

     

     

     

     

     

     

     

     

     

    SI

     

     

     

     

     

     

     

     

     

     

     

    ES

     

     

     

     

     

     

     

     

     

     

     

    SE

     

     

     

     

     

     

     

     

     

     

     

    UK

     

     

     

     

     

     

     

     

     

     

     

    Non-EU countries

     

     

     

     

     

     

     

     

     

     

     


    CBD Annual - GEOGRAPHICAL CONCENTRATION - FINREP reporters (IFRS and GAAP)

     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Domestic activities

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    Loans and advances

     

     

     

     

     

     

     

     

     

     

     

    Debt securities

     

     

     

     

     

     

     

     

     

     

     

    Total assets

     

     

     

     

     

     

     

     

     

     

     

    Deposits

     

     

     

     

     

     

     

     

     

     

     

    Debt securities issued

     

     

     

     

     

     

     

     

     

     

     

    Total liabilities

     

     

     

     

     

     

     

     

     

     

     

    Interest income

     

     

     

     

     

     

     

     

     

     

     

    (Interest expense)

     

     

     

     

     

     

     

     

     

     

     

    Total operating income, net

     

     

     

     

     

     

     

     

     

     

     

    Profit or loss for the year

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Non-domestic activities

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    Loans and advances

     

     

     

     

     

     

     

     

     

     

     

    Debt securities

     

     

     

     

     

     

     

     

     

     

     

    Total assets

     

     

     

     

     

     

     

     

     

     

     

    Deposits

     

     

     

     

     

     

     

     

     

     

     

    Debt securities issued

     

     

     

     

     

     

     

     

     

     

     

    Total liabilities

     

     

     

     

     

     

     

     

     

     

     

    Interest income

     

     

     

     

     

     

     

     

     

     

     

    (Interest expense)

     

     

     

     

     

     

     

     

     

     

     

    Total operating income, net

     

     

     

     

     

     

     

     

     

     

     

    Profit or loss for the year

     

     

     

     

     

     

     

     

     

     

     


    CBD Annual - COUNTERPARTY CONCENTRATION

     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Large exposures (total)

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    Large exposures (total)

     

     

     

     

     

     

     

     

     

     

     

    Large exposures - Over 10 % of capital or EUR 300 mln.

     

     

     

     

     

     

     

     

     

     

     

    Large exposures - Institutions

     

     

     

     

     

     

     

     

     

     

     

    Large exposures - Unregulated financial Entities

     

     

     

     

     

     

     

     

     

     

     


    CBD Annual - COUNTERPARTY CONCENTRATION - FINREP reporters (IFRS and GAAP)

     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Exposures to central banks

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    On demand [call] and short notice [current account]

     

     

     

     

     

     

     

     

     

     

     

    Credit card debt

     

     

     

     

     

     

     

     

     

     

     

    Finance leases

     

     

     

     

     

     

     

     

     

     

     

    Reverse repurchase loans

     

     

     

     

     

     

     

     

     

     

     

    Other term loans

     

     

     

     

     

     

     

     

     

     

     

    Advances that are not loans

     

     

     

     

     

     

     

     

     

     

     

    LOANS AND ADVANCES

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Exposures to general governments

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    On demand [call] and short notice [current account]

     

     

     

     

     

     

     

     

     

     

     

    Credit card debt

     

     

     

     

     

     

     

     

     

     

     

    Trade receivables

     

     

     

     

     

     

     

     

     

     

     

    Finance leases

     

     

     

     

     

     

     

     

     

     

     

    Reverse repurchase loans

     

     

     

     

     

     

     

     

     

     

     

    Other term loans

     

     

     

     

     

     

     

     

     

     

     

    Advances that are not loans

     

     

     

     

     

     

     

     

     

     

     

    LOANS AND ADVANCES*

     

     

     

     

     

     

     

     

     

     

     

    of which: mortgage loans [Loans collateralized by immovable property]

     

     

     

     

     

     

     

     

     

     

     

    of which: other collateralized loans

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Exposures to credit institutions

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    On demand [call] and short notice [current account]

     

     

     

     

     

     

     

     

     

     

     

    Credit card debt

     

     

     

     

     

     

     

     

     

     

     

    Trade receivables

     

     

     

     

     

     

     

     

     

     

     

    Finance leases

     

     

     

     

     

     

     

     

     

     

     

    Reverse repurchase loans

     

     

     

     

     

     

     

     

     

     

     

    Other term loans

     

     

     

     

     

     

     

     

     

     

     

    Advances that are not loans

     

     

     

     

     

     

     

     

     

     

     

    LOANS AND ADVANCES

     

     

     

     

     

     

     

     

     

     

     

    of which: mortgage loans [Loans collateralized by immovable property]

     

     

     

     

     

     

     

     

     

     

     

    of which: other collateralized loans

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Exposures to other financial corporations

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    On demand [call] and short notice [current account]

     

     

     

     

     

     

     

     

     

     

     

    Credit card debt

     

     

     

     

     

     

     

     

     

     

     

    Trade receivables

     

     

     

     

     

     

     

     

     

     

     

    Finance leases

     

     

     

     

     

     

     

     

     

     

     

    Reverse repurchase loans

     

     

     

     

     

     

     

     

     

     

     

    Other term loans

     

     

     

     

     

     

     

     

     

     

     

    Advances that are not loans

     

     

     

     

     

     

     

     

     

     

     

    LOANS AND ADVANCES

     

     

     

     

     

     

     

     

     

     

     

    of which: mortgage loans [Loans collateralized by immovable property]

     

     

     

     

     

     

     

     

     

     

     

    of which: other collateralized loans

     

     

     

     

     

     

     

     

     

     

     

    Memorandum items: Maximum amount of the collateral/guarantee that can be considered

     

     

     

     

     

     

     

     

     

     

     

    Loans collateralized by immovable property

     

     

     

     

     

     

     

     

     

     

     

    Other collateralized loans

     

     

     

     

     

     

     

     

     

     

     

    Financial guarantees received

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Exposures to non-financial corporations

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    On demand [call] and short notice [current account]

     

     

     

     

     

     

     

     

     

     

     

    Credit card debt

     

     

     

     

     

     

     

     

     

     

     

    Trade receivables

     

     

     

     

     

     

     

     

     

     

     

    Finance leases

     

     

     

     

     

     

     

     

     

     

     

    Reverse repurchase loans

     

     

     

     

     

     

     

     

     

     

     

    Other term loans

     

     

     

     

     

     

     

     

     

     

     

    Advances that are not loans

     

     

     

     

     

     

     

     

     

     

     

    LOANS AND ADVANCES*

     

     

     

     

     

     

     

     

     

     

     

    of which: mortgage loans [Loans collateralized by immovable property]

     

     

     

     

     

     

     

     

     

     

     

    of which: other collateralized loans

     

     

     

     

     

     

     

     

     

     

     

    of which: project finance loans

     

     

     

     

     

     

     

     

     

     

     

    Memorandum items: Maximum amount of the collateral/guarantee that can be considered

     

     

     

     

     

     

     

     

     

     

     

    Loans collateralized by immovable property

     

     

     

     

     

     

     

     

     

     

     

    Other collateralized loans

     

     

     

     

     

     

     

     

     

     

     

    Financial guarantees received

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Exposures to households

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    On demand [call] and short notice [current account]

     

     

     

     

     

     

     

     

     

     

     

    Credit card debt

     

     

     

     

     

     

     

     

     

     

     

    Trade receivables

     

     

     

     

     

     

     

     

     

     

     

    Finance leases

     

     

     

     

     

     

     

     

     

     

     

    Reverse repurchase loans

     

     

     

     

     

     

     

     

     

     

     

    Other term loans

     

     

     

     

     

     

     

     

     

     

     

    Advances that are not loans

     

     

     

     

     

     

     

     

     

     

     

    LOANS AND ADVANCES*

     

     

     

     

     

     

     

     

     

     

     

    of which: mortgage loans [Loans collateralized by immovable property]

     

     

     

     

     

     

     

     

     

     

     

    of which: other collateralized loans

     

     

     

     

     

     

     

     

     

     

     

    of which: credit for consumption

     

     

     

     

     

     

     

     

     

     

     

    of which: lending for house purchase

     

     

     

     

     

     

     

     

     

     

     

    Memorandum items: Maximum amount of the collateral/guarantee that can be considered

     

     

     

     

     

     

     

     

     

     

     

    Loans collateralized by immovable property

     

     

     

     

     

     

     

     

     

     

     

    Other collateralized loans

     

     

     

     

     

     

     

     

     

     

     

    Financial guarantees received

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Loans and advances to non-financial corporations - Gross carrying amount

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    A

    Agriculture, forestry and fishing

     

     

     

     

     

     

     

     

     

     

     

    B

    Mining and quarrying

     

     

     

     

     

     

     

     

     

     

     

    C

    Manufacturing

     

     

     

     

     

     

     

     

     

     

     

    D

    Electricity, gas, steam and air conditioning supply

     

     

     

     

     

     

     

     

     

     

     

    E

    Water supply

     

     

     

     

     

     

     

     

     

     

     

    F

    Construction

     

     

     

     

     

     

     

     

     

     

     

    G

    Wholesale and retail trade

     

     

     

     

     

     

     

     

     

     

     

    H

    Transport and storage

     

     

     

     

     

     

     

     

     

     

     

    I

    Accommodation and food service activities

     

     

     

     

     

     

     

     

     

     

     

    J

    Information and communication

     

     

     

     

     

     

     

     

     

     

     

    L

    Real estate activities

     

     

     

     

     

     

     

     

     

     

     

    M

    Professional, scientific and technical activities

     

     

     

     

     

     

     

     

     

     

     

    N

    Administrative and support service activities

     

     

     

     

     

     

     

     

     

     

     

    O

    Public administration and defence, compulsory social security

     

     

     

     

     

     

     

     

     

     

     

    P

    Education

     

     

     

     

     

     

     

     

     

     

     

    Q

    Human health services and social work activities

     

     

     

     

     

     

     

     

     

     

     

    R

    Arts, entertainment and recreation

     

     

     

     

     

     

     

     

     

     

     

    S

    Other services

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Loans and advances to non-financial corporations - Accumulated impairment or Accumulated changes in fair value due to credit risk

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    A

    Agriculture, forestry and fishing

     

     

     

     

     

     

     

     

     

     

     

    B

    Mining and quarrying

     

     

     

     

     

     

     

     

     

     

     

    C

    Manufacturing

     

     

     

     

     

     

     

     

     

     

     

    D

    Electricity, gas, steam and air conditioning supply

     

     

     

     

     

     

     

     

     

     

     

    E

    Water supply

     

     

     

     

     

     

     

     

     

     

     

    F

    Construction

     

     

     

     

     

     

     

     

     

     

     

    G

    Wholesale and retail trade

     

     

     

     

     

     

     

     

     

     

     

    H

    Transport and storage

     

     

     

     

     

     

     

     

     

     

     

    I

    Accommodation and food service activities

     

     

     

     

     

     

     

     

     

     

     

    J

    Information and communication

     

     

     

     

     

     

     

     

     

     

     

    L

    Real estate activities

     

     

     

     

     

     

     

     

     

     

     

    M

    Professional, scientific and technical activities

     

     

     

     

     

     

     

     

     

     

     

    N

    Administrative and support service activities

     

     

     

     

     

     

     

     

     

     

     

    O

    Public administration and defence, compulsory social security

     

     

     

     

     

     

     

     

     

     

     

    P

    Education

     

     

     

     

     

     

     

     

     

     

     

    Q

    Human health services and social work activities

     

     

     

     

     

     

     

     

     

     

     

    R

    Arts, entertainment and recreation

     

     

     

     

     

     

     

     

     

     

     

    S

    Other services

     

     

     

     

     

     

     

     

     

     

     


    CBD Annual - FUNDING CONCENTRATION - FINREP reporters (IFRS and GAAP)

     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Carrying amount (FINREP-IFRS)

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    Derivatives

     

     

     

     

     

     

     

     

     

     

     

    Short positions

     

     

     

     

     

     

     

     

     

     

     

    Equity instruments

     

     

     

     

     

     

     

     

     

     

     

    Debt securities

     

     

     

     

     

     

     

     

     

     

     

    Deposits

     

     

     

     

     

     

     

     

     

     

     

    Central banks

     

     

     

     

     

     

     

     

     

     

     

    Current accounts / overnight deposits

     

     

     

     

     

     

     

     

     

     

     

    Deposits with agreed maturity

     

     

     

     

     

     

     

     

     

     

     

    Deposits redeemable at notice

     

     

     

     

     

     

     

     

     

     

     

    Repurchase agreements

     

     

     

     

     

     

     

     

     

     

     

    General governments

     

     

     

     

     

     

     

     

     

     

     

    Current accounts / overnight deposits

     

     

     

     

     

     

     

     

     

     

     

    Deposits with agreed maturity

     

     

     

     

     

     

     

     

     

     

     

    Deposits redeemable at notice

     

     

     

     

     

     

     

     

     

     

     

    Repurchase agreements

     

     

     

     

     

     

     

     

     

     

     

    Credit institutions

     

     

     

     

     

     

     

     

     

     

     

    Current accounts / overnight deposits

     

     

     

     

     

     

     

     

     

     

     

    Deposits with agreed maturity

     

     

     

     

     

     

     

     

     

     

     

    Deposits redeemable at notice

     

     

     

     

     

     

     

     

     

     

     

    Repurchase agreements

     

     

     

     

     

     

     

     

     

     

     

    Other financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Current accounts / overnight deposits

     

     

     

     

     

     

     

     

     

     

     

    Deposits with agreed maturity

     

     

     

     

     

     

     

     

     

     

     

    Deposits redeemable at notice

     

     

     

     

     

     

     

     

     

     

     

    Repurchase agreements

     

     

     

     

     

     

     

     

     

     

     

    Non-financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Current accounts / overnight deposits

     

     

     

     

     

     

     

     

     

     

     

    Deposits with agreed maturity

     

     

     

     

     

     

     

     

     

     

     

    Deposits redeemable at notice

     

     

     

     

     

     

     

     

     

     

     

    Repurchase agreements

     

     

     

     

     

     

     

     

     

     

     

    Households

     

     

     

     

     

     

     

     

     

     

     

    Current accounts / overnight deposits

     

     

     

     

     

     

     

     

     

     

     

    Deposits with agreed maturity

     

     

     

     

     

     

     

     

     

     

     

    Deposits redeemable at notice

     

     

     

     

     

     

     

     

     

     

     

    Repurchase agreements

     

     

     

     

     

     

     

     

     

     

     

    Debt securities issued

     

     

     

     

     

     

     

     

     

     

     

    Certificates of deposits

     

     

     

     

     

     

     

     

     

     

     

    Asset-backed securities

     

     

     

     

     

     

     

     

     

     

     

    Covered bonds

     

     

     

     

     

     

     

     

     

     

     

    Hybrid contracts

     

     

     

     

     

     

     

     

     

     

     

    Other debt securities issued

     

     

     

     

     

     

     

     

     

     

     

    Convertible compound financial instruments

     

     

     

     

     

     

     

     

     

     

     

    Non-convertible

     

     

     

     

     

     

     

     

     

     

     

    Other financial liabilities

     

     

     

     

     

     

     

     

     

     

     

    FINANCIAL LIABILITIES

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Carrying amount (FINREP-GAAP)

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    Derivatives

     

     

     

     

     

     

     

     

     

     

     

    Short positions

     

     

     

     

     

     

     

     

     

     

     

    Equity instruments

     

     

     

     

     

     

     

     

     

     

     

    Debt securities

     

     

     

     

     

     

     

     

     

     

     

    Deposits

     

     

     

     

     

     

     

     

     

     

     

    Central banks

     

     

     

     

     

     

     

     

     

     

     

    Current accounts / overnight deposits

     

     

     

     

     

     

     

     

     

     

     

    Deposits with agreed maturity

     

     

     

     

     

     

     

     

     

     

     

    Deposits redeemable at notice

     

     

     

     

     

     

     

     

     

     

     

    Repurchase agreements

     

     

     

     

     

     

     

     

     

     

     

    General governments

     

     

     

     

     

     

     

     

     

     

     

    Current accounts / overnight deposits

     

     

     

     

     

     

     

     

     

     

     

    Deposits with agreed maturity

     

     

     

     

     

     

     

     

     

     

     

    Deposits redeemable at notice

     

     

     

     

     

     

     

     

     

     

     

    Repurchase agreements

     

     

     

     

     

     

     

     

     

     

     

    Credit institutions

     

     

     

     

     

     

     

     

     

     

     

    Current accounts / overnight deposits

     

     

     

     

     

     

     

     

     

     

     

    Deposits with agreed maturity

     

     

     

     

     

     

     

     

     

     

     

    Deposits redeemable at notice

     

     

     

     

     

     

     

     

     

     

     

    Repurchase agreements

     

     

     

     

     

     

     

     

     

     

     

    Other financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Current accounts / overnight deposits

     

     

     

     

     

     

     

     

     

     

     

    Deposits with agreed maturity

     

     

     

     

     

     

     

     

     

     

     

    Deposits redeemable at notice

     

     

     

     

     

     

     

     

     

     

     

    Repurchase agreements

     

     

     

     

     

     

     

     

     

     

     

    Non-financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Current accounts / overnight deposits

     

     

     

     

     

     

     

     

     

     

     

    Deposits with agreed maturity

     

     

     

     

     

     

     

     

     

     

     

    Deposits redeemable at notice

     

     

     

     

     

     

     

     

     

     

     

    Repurchase agreements

     

     

     

     

     

     

     

     

     

     

     

    Households

     

     

     

     

     

     

     

     

     

     

     

    Current accounts / overnight deposits

     

     

     

     

     

     

     

     

     

     

     

    Deposits with agreed maturity

     

     

     

     

     

     

     

     

     

     

     

    Deposits redeemable at notice

     

     

     

     

     

     

     

     

     

     

     

    Repurchase agreements

     

     

     

     

     

     

     

     

     

     

     

    Debt securities issued

     

     

     

     

     

     

     

     

     

     

     

    Certificates of deposits

     

     

     

     

     

     

     

     

     

     

     

    Asset-backed securities

     

     

     

     

     

     

     

     

     

     

     

    Covered bonds

     

     

     

     

     

     

     

     

     

     

     

    Hybrid contracts

     

     

     

     

     

     

     

     

     

     

     

    Other debt securities issued

     

     

     

     

     

     

     

     

     

     

     

    Convertible compound financial instruments

     

     

     

     

     

     

     

     

     

     

     

    Non-convertible

     

     

     

     

     

     

     

     

     

     

     

    Other financial liabilities

     

     

     

     

     

     

     

     

     

     

     

    FINANCIAL LIABILITIES

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Total amount received

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    Retail funding

     

     

     

     

     

     

     

     

     

     

     

    Sight deposits

     

     

     

     

     

     

     

     

     

     

     

    Fixed-term deposits with an initial maturity < 30 days

     

     

     

     

     

     

     

     

     

     

     

    Fixed-term deposits with an initial maturity > 30 days

     

     

     

     

     

     

     

     

     

     

     

    Savings accounts

     

     

     

     

     

     

     

     

     

     

     

    Wholesale funding*

     

     

     

     

     

     

     

     

     

     

     

    Unsecured

     

     

     

     

     

     

     

     

     

     

     

    Secured*

     

     

     

     

     

     

     

     

     

     

     


    CBD Annual - Liquidity and funding

     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Liquid assets

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    TOTAL UNADJUSTED LIQUID ASSETS*

     

     

     

     

     

     

     

     

     

     

     

    Total unadjusted LEVEL 1 assets excluding extremely high quality covered bonds

     

     

     

     

     

     

     

     

     

     

     

    Withdrawable central bank reserves

     

     

     

     

     

     

     

     

     

     

     

    Central bank assets

     

     

     

     

     

     

     

     

     

     

     

    Central government assets

     

     

     

     

     

     

     

     

     

     

     

    Other liquid assets which can be included in the category of Central Bank exposures or Publically Guaranteed exposures

     

     

     

     

     

     

     

     

     

     

     

    Total unadjusted LEVEL 1 extremely high quality covered bonds

     

     

     

     

     

     

     

     

     

     

     

    Total unadjusted LEVEL 2A assets

     

     

     

     

     

     

     

     

     

     

     

    Total unadjusted LEVEL 2B assets

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    LIQUIDITY COVERAGE

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    Liquidity buffer*

     

     

     

     

     

     

     

     

     

     

     

    Net liquidity outflow*

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    ITEMS REQUIRING STABLE FUNDING

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    Amount extremely high liquidity and credit quality

     

     

     

     

     

     

     

     

     

     

     

    within three months

     

     

     

     

     

     

     

     

     

     

     

    between three and 6 months

     

     

     

     

     

     

     

     

     

     

     

    between 6 and 9 months

     

     

     

     

     

     

     

     

     

     

     

    between 9 and 12 months

     

     

     

     

     

     

     

     

     

     

     

    after 12 months

     

     

     

     

     

     

     

     

     

     

     

    Amount high liquidity and credit quality

     

     

     

     

     

     

     

     

     

     

     

    within three months

     

     

     

     

     

     

     

     

     

     

     

    between three and 6 months

     

     

     

     

     

     

     

     

     

     

     

    between 6 and 9 months

     

     

     

     

     

     

     

     

     

     

     

    between 9 and 12 months

     

     

     

     

     

     

     

     

     

     

     

    after 12 months

     

     

     

     

     

     

     

     

     

     

     

    Amount other assets

     

     

     

     

     

     

     

     

     

     

     

    within three months

     

     

     

     

     

     

     

     

     

     

     

    between three and 6 months

     

     

     

     

     

     

     

     

     

     

     

    between 6 and 9 months

     

     

     

     

     

     

     

     

     

     

     

    between 9 and 12 months

     

     

     

     

     

     

     

     

     

     

     

    after 12 months

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    ITEMS REQUIRING STABLE FUNDING - assets referred to in Article 416

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    Amount extremely high liquidity and credit quality

     

     

     

     

     

     

     

     

     

     

     

    within three months

     

     

     

     

     

     

     

     

     

     

     

    between three and 6 months

     

     

     

     

     

     

     

     

     

     

     

    between 6 and 9 months

     

     

     

     

     

     

     

     

     

     

     

    between 9 and 12 months

     

     

     

     

     

     

     

     

     

     

     

    after 12 months

     

     

     

     

     

     

     

     

     

     

     

    Amount high liquidity and credit quality

     

     

     

     

     

     

     

     

     

     

     

    within three months

     

     

     

     

     

     

     

     

     

     

     

    between three and 6 months

     

     

     

     

     

     

     

     

     

     

     

    between 6 and 9 months

     

     

     

     

     

     

     

     

     

     

     

    between 9 and 12 months

     

     

     

     

     

     

     

     

     

     

     

    after 12 months

     

     

     

     

     

     

     

     

     

     

     

    Amount other assets

     

     

     

     

     

     

     

     

     

     

     

    within three months

     

     

     

     

     

     

     

     

     

     

     

    between three and 6 months

     

     

     

     

     

     

     

     

     

     

     

    between 6 and 9 months

     

     

     

     

     

     

     

     

     

     

     

    between 9 and 12 months

     

     

     

     

     

     

     

     

     

     

     

    after 12 months

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    ITEMS REQUIRING STABLE FUNDING - securities and money market instruments not reported in 1.1 qualifying for credit step 1 under Article 122

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    Amount extremely high liquidity and credit quality

     

     

     

     

     

     

     

     

     

     

     

    within three months

     

     

     

     

     

     

     

     

     

     

     

    between three and 6 months

     

     

     

     

     

     

     

     

     

     

     

    between 6 and 9 months

     

     

     

     

     

     

     

     

     

     

     

    between 9 and 12 months

     

     

     

     

     

     

     

     

     

     

     

    after 12 months

     

     

     

     

     

     

     

     

     

     

     

    Amount high liquidity and credit quality

     

     

     

     

     

     

     

     

     

     

     

    within three months

     

     

     

     

     

     

     

     

     

     

     

    between three and 6 months

     

     

     

     

     

     

     

     

     

     

     

    between 6 and 9 months

     

     

     

     

     

     

     

     

     

     

     

    between 9 and 12 months

     

     

     

     

     

     

     

     

     

     

     

    after 12 months

     

     

     

     

     

     

     

     

     

     

     

    Amount other assets

     

     

     

     

     

     

     

     

     

     

     

    within three months

     

     

     

     

     

     

     

     

     

     

     

    between three and 6 months

     

     

     

     

     

     

     

     

     

     

     

    between 6 and 9 months

     

     

     

     

     

     

     

     

     

     

     

    between 9 and 12 months

     

     

     

     

     

     

     

     

     

     

     

    after 12 months

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    ITEMS REQUIRING STABLE FUNDING - securities and money market instruments not reported in 1.1 qualifying for credit step 2 under Article 122

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    Amount extremely high liquidity and credit quality

     

     

     

     

     

     

     

     

     

     

     

    within three months

     

     

     

     

     

     

     

     

     

     

     

    between three and 6 months

     

     

     

     

     

     

     

     

     

     

     

    between 6 and 9 months

     

     

     

     

     

     

     

     

     

     

     

    between 9 and 12 months

     

     

     

     

     

     

     

     

     

     

     

    after 12 months

     

     

     

     

     

     

     

     

     

     

     

    Amount high liquidity and credit quality

     

     

     

     

     

     

     

     

     

     

     

    within three months

     

     

     

     

     

     

     

     

     

     

     

    between three and 6 months

     

     

     

     

     

     

     

     

     

     

     

    between 6 and 9 months

     

     

     

     

     

     

     

     

     

     

     

    between 9 and 12 months

     

     

     

     

     

     

     

     

     

     

     

    after 12 months

     

     

     

     

     

     

     

     

     

     

     

    Amount other assets

     

     

     

     

     

     

     

     

     

     

     

    within three months

     

     

     

     

     

     

     

     

     

     

     

    between three and 6 months

     

     

     

     

     

     

     

     

     

     

     

    between 6 and 9 months

     

     

     

     

     

     

     

     

     

     

     

    between 9 and 12 months

     

     

     

     

     

     

     

     

     

     

     

    after 12 months

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    ITEMS REQUIRING STABLE FUNDING - other securities and money market instruments not reported elsewhere

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    Amount extremely high liquidity and credit quality

     

     

     

     

     

     

     

     

     

     

     

    within three months

     

     

     

     

     

     

     

     

     

     

     

    between three and 6 months

     

     

     

     

     

     

     

     

     

     

     

    between 6 and 9 months

     

     

     

     

     

     

     

     

     

     

     

    between 9 and 12 months

     

     

     

     

     

     

     

     

     

     

     

    after 12 months

     

     

     

     

     

     

     

     

     

     

     

    Amount high liquidity and credit quality

     

     

     

     

     

     

     

     

     

     

     

    within three months

     

     

     

     

     

     

     

     

     

     

     

    between three and 6 months

     

     

     

     

     

     

     

     

     

     

     

    between 6 and 9 months

     

     

     

     

     

     

     

     

     

     

     

    between 9 and 12 months

     

     

     

     

     

     

     

     

     

     

     

    after 12 months

     

     

     

     

     

     

     

     

     

     

     

    Amount other assets

     

     

     

     

     

     

     

     

     

     

     

    within three months

     

     

     

     

     

     

     

     

     

     

     

    between three and 6 months

     

     

     

     

     

     

     

     

     

     

     

    between 6 and 9 months

     

     

     

     

     

     

     

     

     

     

     

    between 9 and 12 months

     

     

     

     

     

     

     

     

     

     

     

    after 12 months

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    ITEMS REQUIRING STABLE FUNDING - equity securities of non-financial entities listed on a major index in a recognised exchange

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    Amount extremely high liquidity and credit quality

     

     

     

     

     

     

     

     

     

     

     

    within three months

     

     

     

     

     

     

     

     

     

     

     

    between three and 6 months

     

     

     

     

     

     

     

     

     

     

     

    between 6 and 9 months

     

     

     

     

     

     

     

     

     

     

     

    between 9 and 12 months

     

     

     

     

     

     

     

     

     

     

     

    after 12 months

     

     

     

     

     

     

     

     

     

     

     

    Amount high liquidity and credit quality

     

     

     

     

     

     

     

     

     

     

     

    within three months

     

     

     

     

     

     

     

     

     

     

     

    between three and 6 months

     

     

     

     

     

     

     

     

     

     

     

    between 6 and 9 months

     

     

     

     

     

     

     

     

     

     

     

    between 9 and 12 months

     

     

     

     

     

     

     

     

     

     

     

    after 12 months

     

     

     

     

     

     

     

     

     

     

     

    Amount other assets

     

     

     

     

     

     

     

     

     

     

     

    within three months

     

     

     

     

     

     

     

     

     

     

     

    between three and 6 months

     

     

     

     

     

     

     

     

     

     

     

    between 6 and 9 months

     

     

     

     

     

     

     

     

     

     

     

    between 9 and 12 months

     

     

     

     

     

     

     

     

     

     

     

    after 12 months

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    ITEMS REQUIRING STABLE FUNDING - other equity securities

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    Amount extremely high liquidity and credit quality

     

     

     

     

     

     

     

     

     

     

     

    within three months

     

     

     

     

     

     

     

     

     

     

     

    between three and 6 months

     

     

     

     

     

     

     

     

     

     

     

    between 6 and 9 months

     

     

     

     

     

     

     

     

     

     

     

    between 9 and 12 months

     

     

     

     

     

     

     

     

     

     

     

    after 12 months

     

     

     

     

     

     

     

     

     

     

     

    Amount high liquidity and credit quality

     

     

     

     

     

     

     

     

     

     

     

    within three months

     

     

     

     

     

     

     

     

     

     

     

    between three and 6 months

     

     

     

     

     

     

     

     

     

     

     

    between 6 and 9 months

     

     

     

     

     

     

     

     

     

     

     

    between 9 and 12 months

     

     

     

     

     

     

     

     

     

     

     

    after 12 months

     

     

     

     

     

     

     

     

     

     

     

    Amount other assets

     

     

     

     

     

     

     

     

     

     

     

    within three months

     

     

     

     

     

     

     

     

     

     

     

    between three and 6 months

     

     

     

     

     

     

     

     

     

     

     

    between 6 and 9 months

     

     

     

     

     

     

     

     

     

     

     

    between 9 and 12 months

     

     

     

     

     

     

     

     

     

     

     

    after 12 months

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    ITEMS REQUIRING STABLE FUNDING - gold

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    Amount extremely high liquidity and credit quality

     

     

     

     

     

     

     

     

     

     

     

    within three months

     

     

     

     

     

     

     

     

     

     

     

    between three and 6 months

     

     

     

     

     

     

     

     

     

     

     

    between 6 and 9 months

     

     

     

     

     

     

     

     

     

     

     

    between 9 and 12 months

     

     

     

     

     

     

     

     

     

     

     

    after 12 months

     

     

     

     

     

     

     

     

     

     

     

    Amount high liquidity and credit quality

     

     

     

     

     

     

     

     

     

     

     

    within three months

     

     

     

     

     

     

     

     

     

     

     

    between three and 6 months

     

     

     

     

     

     

     

     

     

     

     

    between 6 and 9 months

     

     

     

     

     

     

     

     

     

     

     

    between 9 and 12 months

     

     

     

     

     

     

     

     

     

     

     

    after 12 months

     

     

     

     

     

     

     

     

     

     

     

    Amount other assets

     

     

     

     

     

     

     

     

     

     

     

    within three months

     

     

     

     

     

     

     

     

     

     

     

    between three and 6 months

     

     

     

     

     

     

     

     

     

     

     

    between 6 and 9 months

     

     

     

     

     

     

     

     

     

     

     

    between 9 and 12 months

     

     

     

     

     

     

     

     

     

     

     

    after 12 months

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    ITEMS REQUIRING STABLE FUNDING - other precious metals

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    Amount extremely high liquidity and credit quality

     

     

     

     

     

     

     

     

     

     

     

    within three months

     

     

     

     

     

     

     

     

     

     

     

    between three and 6 months

     

     

     

     

     

     

     

     

     

     

     

    between 6 and 9 months

     

     

     

     

     

     

     

     

     

     

     

    between 9 and 12 months

     

     

     

     

     

     

     

     

     

     

     

    after 12 months

     

     

     

     

     

     

     

     

     

     

     

    Amount high liquidity and credit quality

     

     

     

     

     

     

     

     

     

     

     

    within three months

     

     

     

     

     

     

     

     

     

     

     

    between three and 6 months

     

     

     

     

     

     

     

     

     

     

     

    between 6 and 9 months

     

     

     

     

     

     

     

     

     

     

     

    between 9 and 12 months

     

     

     

     

     

     

     

     

     

     

     

    after 12 months

     

     

     

     

     

     

     

     

     

     

     

    Amount other assets

     

     

     

     

     

     

     

     

     

     

     

    within three months

     

     

     

     

     

     

     

     

     

     

     

    between three and 6 months

     

     

     

     

     

     

     

     

     

     

     

    between 6 and 9 months

     

     

     

     

     

     

     

     

     

     

     

    between 9 and 12 months

     

     

     

     

     

     

     

     

     

     

     

    after 12 months

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    ITEMS REQUIRING STABLE FUNDING - non-renewable loans and receivables

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    within three months

     

     

     

     

     

     

     

     

     

     

     

    between three and 6 months

     

     

     

     

     

     

     

     

     

     

     

    between 6 and 9 months

     

     

     

     

     

     

     

     

     

     

     

    between 9 and 12 months

     

     

     

     

     

     

     

     

     

     

     

    after 12 months

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    ITEMS REQUIRING STABLE FUNDING - non-renewable loans and receivables reported in 1.9 that are collateralised by real estate

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    within three months

     

     

     

     

     

     

     

     

     

     

     

    between three and 6 months

     

     

     

     

     

     

     

     

     

     

     

    between 6 and 9 months

     

     

     

     

     

     

     

     

     

     

     

    between 9 and 12 months

     

     

     

     

     

     

     

     

     

     

     

    after 12 months

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    ITEMS REQUIRING STABLE FUNDING - derivatives receivables

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    within three months

     

     

     

     

     

     

     

     

     

     

     

    between three and 6 months

     

     

     

     

     

     

     

     

     

     

     

    between 6 and 9 months

     

     

     

     

     

     

     

     

     

     

     

    between 9 and 12 months

     

     

     

     

     

     

     

     

     

     

     

    after 12 months

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    ITEMS REQUIRING STABLE FUNDING - any other assets

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    within three months

     

     

     

     

     

     

     

     

     

     

     

    between three and 6 months

     

     

     

     

     

     

     

     

     

     

     

    between 6 and 9 months

     

     

     

     

     

     

     

     

     

     

     

    between 9 and 12 months

     

     

     

     

     

     

     

     

     

     

     

    after 12 months

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    ITEMS REQUIRING STABLE FUNDING - assets deducted from own funds not requiring stable funding

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    within three months

     

     

     

     

     

     

     

     

     

     

     

    between three and 6 months

     

     

     

     

     

     

     

     

     

     

     

    between 6 and 9 months

     

     

     

     

     

     

     

     

     

     

     

    between 9 and 12 months

     

     

     

     

     

     

     

     

     

     

     

    after 12 months

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    ITEMS REQUIRING STABLE FUNDING - undrawn committed credit facilities that qualify as ‘medium risk’ or ‘medium/low risk’ under Annex I.

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    within three months

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    ITEMS PROVIDING STABLE FUNDING

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    within three months

     

     

     

     

     

     

     

     

     

     

     

    between three and 6 months

     

     

     

     

     

     

     

     

     

     

     

    between 6 and 9 months

     

     

     

     

     

     

     

     

     

     

     

    between 9 and 12 months

     

     

     

     

     

     

     

     

     

     

     

    after 12 months

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    ITEMS PROVIDING STABLE FUNDING - own funds after deduction have been applied where apropriate

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    after 12 months

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    ITEMS PROVIDING STABLE FUNDING - retail deposits

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    within three months

     

     

     

     

     

     

     

     

     

     

     

    between three and 6 months

     

     

     

     

     

     

     

     

     

     

     

    between 6 and 9 months

     

     

     

     

     

     

     

     

     

     

     

    between 9 and 12 months

     

     

     

     

     

     

     

     

     

     

     

    after 12 months

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    ITEMS PROVIDING STABLE FUNDING - liabilities from customers that are not financial customers

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    within three months

     

     

     

     

     

     

     

     

     

     

     

    between three and 6 months

     

     

     

     

     

     

     

     

     

     

     

    between 6 and 9 months

     

     

     

     

     

     

     

     

     

     

     

    between 9 and 12 months

     

     

     

     

     

     

     

     

     

     

     

    after 12 months

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    ITEMS PROVIDING STABLE FUNDING - liabilities from customers that are financial customers

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    within three months

     

     

     

     

     

     

     

     

     

     

     

    between three and 6 months

     

     

     

     

     

     

     

     

     

     

     

    between 6 and 9 months

     

     

     

     

     

     

     

     

     

     

     

    between 9 and 12 months

     

     

     

     

     

     

     

     

     

     

     

    after 12 months

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    ITEMS PROVIDING STABLE FUNDING - liabilities resulting from securities issued qualifying for the treatment in Article 129(4) or (5)

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    within three months

     

     

     

     

     

     

     

     

     

     

     

    between three and 6 months

     

     

     

     

     

     

     

     

     

     

     

    between 6 and 9 months

     

     

     

     

     

     

     

     

     

     

     

    between 9 and 12 months

     

     

     

     

     

     

     

     

     

     

     

    after 12 months

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    ITEMS PROVIDING STABLE FUNDING - liabilities resulting from securities defined in Article 52(4) of Directive 2009/65/EC

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    within three months

     

     

     

     

     

     

     

     

     

     

     

    between three and 6 months

     

     

     

     

     

     

     

     

     

     

     

    between 6 and 9 months

     

     

     

     

     

     

     

     

     

     

     

    between 9 and 12 months

     

     

     

     

     

     

     

     

     

     

     

    after 12 months

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    ITEMS PROVIDING STABLE FUNDING - other liabilities resulting from securities issued

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    within three months

     

     

     

     

     

     

     

     

     

     

     

    between three and 6 months

     

     

     

     

     

     

     

     

     

     

     

    between 6 and 9 months

     

     

     

     

     

     

     

     

     

     

     

    between 9 and 12 months

     

     

     

     

     

     

     

     

     

     

     

    after 12 months

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    ITEMS PROVIDING STABLE FUNDING - liabilities from derivatives payables contracts

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    within three months

     

     

     

     

     

     

     

     

     

     

     

    between three and 6 months

     

     

     

     

     

     

     

     

     

     

     

    between 6 and 9 months

     

     

     

     

     

     

     

     

     

     

     

    between 9 and 12 months

     

     

     

     

     

     

     

     

     

     

     

    after 12 months

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    ITEMS PROVIDING STABLE FUNDING - any other liabilities

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    within three months

     

     

     

     

     

     

     

     

     

     

     

    between three and 6 months

     

     

     

     

     

     

     

     

     

     

     

    between 6 and 9 months

     

     

     

     

     

     

     

     

     

     

     

    between 9 and 12 months

     

     

     

     

     

     

     

     

     

     

     

    after 12 months

     

     

     

     

     

     

     

     

     

     

     


    CBD Annual - Asset encumbrance

     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Carrying amount of encumbered assets

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    Assets of the reporting institution*

     

     

     

     

     

     

     

     

     

     

     

    Loans on demand

     

     

     

     

     

     

     

     

     

     

     

    Equity instruments

     

     

     

     

     

     

     

     

     

     

     

    Debt securities

     

     

     

     

     

     

     

     

     

     

     

    of which: covered bonds

     

     

     

     

     

     

     

     

     

     

     

    of which: asset-backed securities

     

     

     

     

     

     

     

     

     

     

     

    of which: issued by general governments

     

     

     

     

     

     

     

     

     

     

     

    of which: issued by financial corporations

     

     

     

     

     

     

     

     

     

     

     

    of which: issued by non-financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Loans and advances other than loans on demand

     

     

     

     

     

     

     

     

     

     

     

    of which: mortgage loans

     

     

     

     

     

     

     

     

     

     

     

    Other assets

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Carrying amount of encumbered assets of which: issued by other entities of the group

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    Assets of the reporting institution

     

     

     

     

     

     

     

     

     

     

     

    Loans on demand

     

     

     

     

     

     

     

     

     

     

     

    Equity instruments

     

     

     

     

     

     

     

     

     

     

     

    Debt securities

     

     

     

     

     

     

     

     

     

     

     

    of which: covered bonds

     

     

     

     

     

     

     

     

     

     

     

    of which: asset-backed securities

     

     

     

     

     

     

     

     

     

     

     

    of which: issued by financial corporations

     

     

     

     

     

     

     

     

     

     

     

    of which: issued by non-financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Loans and advances other than loans on demand

     

     

     

     

     

     

     

     

     

     

     

    of which: mortgage loans

     

     

     

     

     

     

     

     

     

     

     

    Other assets

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Carrying amount of encumbered assets of which: central bank's eligible

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    Assets of the reporting institution

     

     

     

     

     

     

     

     

     

     

     

    Loans on demand

     

     

     

     

     

     

     

     

     

     

     

    Equity instruments

     

     

     

     

     

     

     

     

     

     

     

    Debt securities

     

     

     

     

     

     

     

     

     

     

     

    of which: covered bonds

     

     

     

     

     

     

     

     

     

     

     

    of which: asset-backed securities

     

     

     

     

     

     

     

     

     

     

     

    of which: issued by general governments

     

     

     

     

     

     

     

     

     

     

     

    of which: issued by financial corporations

     

     

     

     

     

     

     

     

     

     

     

    of which: issued by non-financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Loans and advances other than loans on demand

     

     

     

     

     

     

     

     

     

     

     

    of which: mortgage loans

     

     

     

     

     

     

     

     

     

     

     

    Other assets

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Carrying amount of non-encumbered assets

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    Assets of the reporting institution*

     

     

     

     

     

     

     

     

     

     

     

    Loans on demand

     

     

     

     

     

     

     

     

     

     

     

    Equity instruments

     

     

     

     

     

     

     

     

     

     

     

    Debt securities

     

     

     

     

     

     

     

     

     

     

     

    of which: covered bonds

     

     

     

     

     

     

     

     

     

     

     

    of which: asset-backed securities

     

     

     

     

     

     

     

     

     

     

     

    of which: issued by general governments

     

     

     

     

     

     

     

     

     

     

     

    of which: issued by financial corporations

     

     

     

     

     

     

     

     

     

     

     

    of which: issued by non-financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Loans and advances other than loans on demand

     

     

     

     

     

     

     

     

     

     

     

    of which: mortgage loans

     

     

     

     

     

     

     

     

     

     

     

    Other assets

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Carrying amount of non-encumbered assets of which: issued by other entities of the group

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    Assets of the reporting institution

     

     

     

     

     

     

     

     

     

     

     

    Loans on demand

     

     

     

     

     

     

     

     

     

     

     

    Equity instruments

     

     

     

     

     

     

     

     

     

     

     

    Debt securities

     

     

     

     

     

     

     

     

     

     

     

    of which: covered bonds

     

     

     

     

     

     

     

     

     

     

     

    of which: asset-backed securities

     

     

     

     

     

     

     

     

     

     

     

    of which: issued by financial corporations

     

     

     

     

     

     

     

     

     

     

     

    of which: issued by non-financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Loans and advances other than loans on demand

     

     

     

     

     

     

     

     

     

     

     

    of which: mortgage loans

     

     

     

     

     

     

     

     

     

     

     

    Other assets

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Carrying amount of non-encumbered assets of which: central bank's eligible

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    Assets of the reporting institution

     

     

     

     

     

     

     

     

     

     

     

    Loans on demand

     

     

     

     

     

     

     

     

     

     

     

    Equity instruments

     

     

     

     

     

     

     

     

     

     

     

    Debt securities

     

     

     

     

     

     

     

     

     

     

     

    of which: covered bonds

     

     

     

     

     

     

     

     

     

     

     

    of which: asset-backed securities

     

     

     

     

     

     

     

     

     

     

     

    of which: issued by general governments

     

     

     

     

     

     

     

     

     

     

     

    of which: issued by financial corporations

     

     

     

     

     

     

     

     

     

     

     

    of which: issued by non-financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Loans and advances other than loans on demand

     

     

     

     

     

     

     

     

     

     

     

    of which: mortgage loans

     

     

     

     

     

     

     

     

     

     

     

    Other assets

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Collateral received by the reporting institution

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    Fair value of encumbered collateral received or own debt securities issued*

     

     

     

     

     

     

     

     

     

     

     

    Fair value of non-encumbered collateral received or own debt securities issued available for encumbrance*

     

     

     

     

     

     

     

     

     

     

     


    CBD Annual - OWN FUNDS, RISK WEIGHTED EXPOSURE AMOUNTS AND SOLVENCY

     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Table x.x

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    OWN FUNDS

     

     

     

     

     

     

     

     

     

     

     

    TIER 1 CAPITAL*

     

     

     

     

     

     

     

     

     

     

     

    COMMON EQUITY TIER 1 CAPITAL*

     

     

     

     

     

     

     

     

     

     

     

    Capital instruments eligible as CET1 Capital

     

     

     

     

     

     

     

     

     

     

     

    Paid up capital instruments

     

     

     

     

     

     

     

     

     

     

     

    Memorandum item: Capital instruments not eligible

     

     

     

     

     

     

     

     

     

     

     

    Share premium

     

     

     

     

     

     

     

     

     

     

     

    (-) Own CET1 instruments

     

     

     

     

     

     

     

     

     

     

     

    (-) Actual or contingent obligations to purchase own CET1 instruments

     

     

     

     

     

     

     

     

     

     

     

    Retained earnings

     

     

     

     

     

     

     

     

     

     

     

    Previous years retained earnings

     

     

     

     

     

     

     

     

     

     

     

    Profit or loss eligible

     

     

     

     

     

     

     

     

     

     

     

    Adjustments to CET1

     

     

     

     

     

     

     

     

     

     

     

    Accumulated other comprehensive income

     

     

     

     

     

     

     

     

     

     

     

    Other reserves

     

     

     

     

     

     

     

     

     

     

     

    Funds for general banking risk

     

     

     

     

     

     

     

     

     

     

     

    Transitional adjustments due to grandfathered CET1 Capital instruments

     

     

     

     

     

     

     

     

     

     

     

    Minority interest given recognition in CET1 capital

     

     

     

     

     

     

     

     

     

     

     

    Transitional adjustments due to additional minority interests

     

     

     

     

     

     

     

     

     

     

     

    Adjustments to CET1 due to prudential filters

     

     

     

     

     

     

     

     

     

     

     

    Other transitional adjustments to CET1 Capital

     

     

     

     

     

     

     

     

     

     

     

    CET1 capital elements or deductions - other

     

     

     

     

     

     

     

     

     

     

     

    Deductions from CET1

     

     

     

     

     

     

     

     

     

     

     

    (-) Goodwill

     

     

     

     

     

     

     

     

     

     

     

    (-) Other intangible assets

     

     

     

     

     

     

     

     

     

     

     

    (-) Deferred tax assets that rely on future profitability and do not arise from temporary differences net of associated tax liabilities

     

     

     

     

     

     

     

     

     

     

     

    (-) IRB shortfall of credit risk adjustments to expected losses

     

     

     

     

     

     

     

     

     

     

     

    (-) Defined benefit pension fund assets

     

     

     

     

     

     

     

     

     

     

     

    (-) Excess of deduction from AT1 items over AT1 Capital

     

     

     

     

     

     

     

     

     

     

     

    ADDITIONAL TIER 1 CAPITAL

     

     

     

     

     

     

     

     

     

     

     

    Capital instruments eligible as AT1 Capital

     

     

     

     

     

     

     

     

     

     

     

    Paid up capital instruments

     

     

     

     

     

     

     

     

     

     

     

    Memorandum item: Capital instruments not eligible

     

     

     

     

     

     

     

     

     

     

     

    Share premium

     

     

     

     

     

     

     

     

     

     

     

    (-) Own AT1 instruments

     

     

     

     

     

     

     

     

     

     

     

    (-) Actual or contingent obligations to purchase own AT1 instruments

     

     

     

     

     

     

     

     

     

     

     

    Transitional adjustments due to grandfathered AT1 Capital instruments

     

     

     

     

     

     

     

     

     

     

     

    Instruments issued by subsidiaries that are given recognition in AT1 Capital

     

     

     

     

     

     

     

     

     

     

     

    Transitional adjustments due to additional recognition in AT1 Capital of instruments issued by subsidiaries

     

     

     

     

     

     

     

     

     

     

     

    (-) Excess of deduction from T2 items over T2 Capital

     

     

     

     

     

     

     

     

     

     

     

    Other transitional adjustments to AT1 Capital

     

     

     

     

     

     

     

     

     

     

     

    Excess of deduction from AT1 items over AT1 Capital (deducted in CET1)

     

     

     

     

     

     

     

     

     

     

     

    (-) Additional deductions of AT1 Capital due to Article 3 CRR

     

     

     

     

     

     

     

     

     

     

     

    AT1 capital elements or deductions - other

     

     

     

     

     

     

     

     

     

     

     

    TIER 2 CAPITAL

     

     

     

     

     

     

     

     

     

     

     

    Capital instruments and subordinated loans eligible as T2 Capital

     

     

     

     

     

     

     

     

     

     

     

    Paid up capital instruments and subordinated loans

     

     

     

     

     

     

     

     

     

     

     

    Memorandum item: Capital instruments and subordinated loans not eligible

     

     

     

     

     

     

     

     

     

     

     

    Share premium

     

     

     

     

     

     

     

     

     

     

     

    (-) Own T2 instruments

     

     

     

     

     

     

     

     

     

     

     

    (-) Actual or contingent obligations to purchase own T2 instruments

     

     

     

     

     

     

     

     

     

     

     

    Transitional adjustments due to grandfathered T2 Capital instruments and subordinated loans

     

     

     

     

     

     

     

     

     

     

     

    Instruments issued by subsidiaries that are given recognition in T2 Capital

     

     

     

     

     

     

     

     

     

     

     

    Transitional adjustments due to additional recognition in T2 Capital of instruments issued by subsidiaries

     

     

     

     

     

     

     

     

     

     

     

    IRB Excess of provisions over expected losses eligible

     

     

     

     

     

     

     

     

     

     

     

    SA General credit risk adjustments

     

     

     

     

     

     

     

     

     

     

     

    Other transitional adjustments to T2 Capital

     

     

     

     

     

     

     

     

     

     

     

    Excess of deduction from T2 items over T2 Capital (deducted in AT1)

     

     

     

     

     

     

     

     

     

     

     

    (-) Additional deductions of T2 Capital due to Article 3 CRR

     

     

     

     

     

     

     

     

     

     

     

    T2 capital elements or deductions - other

     

     

     

     

     

     

     

     

     

     

     


    CBD Annual - OWN FUNDS, RISK WEIGHTED EXPOSURE AMOUNTS AND SOLVENCY

     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Original exposure pre-conversion factors

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    RISK WEIGHTED EXPOSURE AMOUNTS FOR CREDIT, COUNTERPARTY CREDIT AND DILUTION RISKS AND FREE DELIVERIES*

     

     

     

     

     

     

     

     

     

     

     

    Standardised approach (SA)

     

     

     

     

     

     

     

     

     

     

     

    SA exposure classes excluding securitisation positions

     

     

     

     

     

     

     

     

     

     

     

    Central governments or central banks

     

     

     

     

     

     

     

     

     

     

     

    Regional governments or local authorities

     

     

     

     

     

     

     

     

     

     

     

    Public sector entities

     

     

     

     

     

     

     

     

     

     

     

    Multilateral Development Banks

     

     

     

     

     

     

     

     

     

     

     

    International Organisations

     

     

     

     

     

     

     

     

     

     

     

    Institutions

     

     

     

     

     

     

     

     

     

     

     

    Corporates

     

     

     

     

     

     

     

     

     

     

     

    Retail

     

     

     

     

     

     

     

     

     

     

     

    Secured by mortgages on immovable property

     

     

     

     

     

     

     

     

     

     

     

    Exposures in default

     

     

     

     

     

     

     

     

     

     

     

    Items associated with particular high risk

     

     

     

     

     

     

     

     

     

     

     

    Covered bonds

     

     

     

     

     

     

     

     

     

     

     

    Claims on institutions and corporates with a short-term credit assessment

     

     

     

     

     

     

     

     

     

     

     

    Collective investments undertakings (CIU)

     

     

     

     

     

     

     

     

     

     

     

    Equity

     

     

     

     

     

     

     

     

     

     

     

    Other items

     

     

     

     

     

     

     

     

     

     

     

    Securitisation positions SA

     

     

     

     

     

     

     

     

     

     

     

    Internal ratings based Approach (IRB)*

     

     

     

     

     

     

     

     

     

     

     

    IRB approaches when neither own estimates of LGD nor Conversion Factors are used

     

     

     

     

     

     

     

     

     

     

     

    Central governments and central banks

     

     

     

     

     

     

     

     

     

     

     

    Institutions

     

     

     

     

     

     

     

     

     

     

     

    Corporates - SME

     

     

     

     

     

     

     

     

     

     

     

    Corporates - Specialised Lending

     

     

     

     

     

     

     

     

     

     

     

    Corporates - Other

     

     

     

     

     

     

     

     

     

     

     

    IRB approaches when own estimates of LGD and/or Conversion Factors are used

     

     

     

     

     

     

     

     

     

     

     

    Central governments and central banks

     

     

     

     

     

     

     

     

     

     

     

    Institutions

     

     

     

     

     

     

     

     

     

     

     

    Corporates - SME

     

     

     

     

     

     

     

     

     

     

     

    Corporates - Specialised Lending

     

     

     

     

     

     

     

     

     

     

     

    Corporates - Other

     

     

     

     

     

     

     

     

     

     

     

    Retail - Secured by real estate SME

     

     

     

     

     

     

     

     

     

     

     

    Retail - Secured by real estate non-SME

     

     

     

     

     

     

     

     

     

     

     

    Retail - Qualifying revolving

     

     

     

     

     

     

     

     

     

     

     

    Retail - Other SME

     

     

     

     

     

     

     

     

     

     

     

    Retail - Other non-SME

     

     

     

     

     

     

     

     

     

     

     

    Equity IRB

     

     

     

     

     

     

     

     

     

     

     

    Securitisation positions IRB

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Value adjustments

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    Standardised approach (SA)

     

     

     

     

     

     

     

     

     

     

     

    SA exposure classes excluding securitisation positions

     

     

     

     

     

     

     

     

     

     

     

    Central governments or central banks

     

     

     

     

     

     

     

     

     

     

     

    Regional governments or local authorities

     

     

     

     

     

     

     

     

     

     

     

    Public sector entities

     

     

     

     

     

     

     

     

     

     

     

    Multilateral Development Banks

     

     

     

     

     

     

     

     

     

     

     

    International Organisations

     

     

     

     

     

     

     

     

     

     

     

    Institutions

     

     

     

     

     

     

     

     

     

     

     

    Corporates

     

     

     

     

     

     

     

     

     

     

     

    Retail

     

     

     

     

     

     

     

     

     

     

     

    Secured by mortgages on immovable property

     

     

     

     

     

     

     

     

     

     

     

    Exposures in default

     

     

     

     

     

     

     

     

     

     

     

    Items associated with particular high risk

     

     

     

     

     

     

     

     

     

     

     

    Covered bonds

     

     

     

     

     

     

     

     

     

     

     

    Claims on institutions and corporates with a short-term credit assessment

     

     

     

     

     

     

     

     

     

     

     

    Collective investments undertakings (CIU)

     

     

     

     

     

     

     

     

     

     

     

    Equity

     

     

     

     

     

     

     

     

     

     

     

    Other items

     

     

     

     

     

     

     

     

     

     

     

    Securitisation positions SA

     

     

     

     

     

     

     

     

     

     

     

    Internal ratings based Approach (IRB)

     

     

     

     

     

     

     

     

     

     

     

    IRB approaches when neither own estimates of LGD nor Conversion Factors are used

     

     

     

     

     

     

     

     

     

     

     

    Central governments and central banks

     

     

     

     

     

     

     

     

     

     

     

    Institutions

     

     

     

     

     

     

     

     

     

     

     

    Corporates - SME

     

     

     

     

     

     

     

     

     

     

     

    Corporates - Specialised Lending

     

     

     

     

     

     

     

     

     

     

     

    Corporates - Other

     

     

     

     

     

     

     

     

     

     

     

    IRB approaches when own estimates of LGD and/or Conversion Factors are used

     

     

     

     

     

     

     

     

     

     

     

    Central governments and central banks

     

     

     

     

     

     

     

     

     

     

     

    Institutions

     

     

     

     

     

     

     

     

     

     

     

    Corporates - SME

     

     

     

     

     

     

     

     

     

     

     

    Corporates - Specialised Lending

     

     

     

     

     

     

     

     

     

     

     

    Corporates - Other

     

     

     

     

     

     

     

     

     

     

     

    Retail - Secured by real estate SME

     

     

     

     

     

     

     

     

     

     

     

    Retail - Secured by real estate non-SME

     

     

     

     

     

     

     

     

     

     

     

    Retail - Qualifying revolving

     

     

     

     

     

     

     

     

     

     

     

    Retail - Other SME

     

     

     

     

     

     

     

     

     

     

     

    Retail - Other non-SME

     

     

     

     

     

     

     

     

     

     

     

    Securitisation positions IRB

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Risk weighted exposure amounts

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    TOTAL RISK EXPOSURE AMOUNT / TOTAL EXPOSURES*

     

     

     

     

     

     

     

     

     

     

     

    RISK WEIGHTED EXPOSURE AMOUNTS FOR CREDIT, COUNTERPARTY CREDIT AND DILUTION RISKS AND FREE DELIVERIES

     

     

     

     

     

     

     

     

     

     

     

    Standardised approach (SA)

     

     

     

     

     

     

     

     

     

     

     

    SA exposure classes excluding securitisation positions

     

     

     

     

     

     

     

     

     

     

     

    Central governments or central banks

     

     

     

     

     

     

     

     

     

     

     

    Regional governments or local authorities

     

     

     

     

     

     

     

     

     

     

     

    Public sector entities

     

     

     

     

     

     

     

     

     

     

     

    Multilateral Development Banks

     

     

     

     

     

     

     

     

     

     

     

    International Organisations

     

     

     

     

     

     

     

     

     

     

     

    Institutions

     

     

     

     

     

     

     

     

     

     

     

    Corporates

     

     

     

     

     

     

     

     

     

     

     

    Retail

     

     

     

     

     

     

     

     

     

     

     

    Secured by mortgages on immovable property

     

     

     

     

     

     

     

     

     

     

     

    Exposures in default

     

     

     

     

     

     

     

     

     

     

     

    Items associated with particular high risk

     

     

     

     

     

     

     

     

     

     

     

    Covered bonds

     

     

     

     

     

     

     

     

     

     

     

    Claims on institutions and corporates with a short-term credit assessment

     

     

     

     

     

     

     

     

     

     

     

    Collective investments undertakings (CIU)

     

     

     

     

     

     

     

     

     

     

     

    Equity

     

     

     

     

     

     

     

     

     

     

     

    Other items

     

     

     

     

     

     

     

     

     

     

     

    Securitisation positions SA

     

     

     

     

     

     

     

     

     

     

     

    Internal ratings based Approach (IRB)

     

     

     

     

     

     

     

     

     

     

     

    IRB approaches when neither own estimates of LGD nor Conversion Factors are used

     

     

     

     

     

     

     

     

     

     

     

    Central governments and central banks

     

     

     

     

     

     

     

     

     

     

     

    Institutions

     

     

     

     

     

     

     

     

     

     

     

    Corporates - SME

     

     

     

     

     

     

     

     

     

     

     

    Corporates - Specialised Lending

     

     

     

     

     

     

     

     

     

     

     

    Corporates - Other

     

     

     

     

     

     

     

     

     

     

     

    IRB approaches when own estimates of LGD and/or Conversion Factors are used

     

     

     

     

     

     

     

     

     

     

     

    Central governments and central banks

     

     

     

     

     

     

     

     

     

     

     

    Institutions

     

     

     

     

     

     

     

     

     

     

     

    Corporates - SME

     

     

     

     

     

     

     

     

     

     

     

    Corporates - Specialised Lending

     

     

     

     

     

     

     

     

     

     

     

    Corporates - Other

     

     

     

     

     

     

     

     

     

     

     

    Retail - Secured by real estate SME

     

     

     

     

     

     

     

     

     

     

     

    Retail - Secured by real estate non-SME

     

     

     

     

     

     

     

     

     

     

     

    Retail - Qualifying revolving

     

     

     

     

     

     

     

     

     

     

     

    Retail - Other SME

     

     

     

     

     

     

     

     

     

     

     

    Retail - Other non-SME

     

     

     

     

     

     

     

     

     

     

     

    Equity IRB

     

     

     

     

     

     

     

     

     

     

     

    Securitisation positions IRB

     

     

     

     

     

     

     

     

     

     

     

    Other non credit-obligation assets

     

     

     

     

     

     

     

     

     

     

     

    Risk exposure amount for contributions to the default fund of a CCP

     

     

     

     

     

     

     

     

     

     

     

    TOTAL RISK EXPOSURE AMOUNT FOR SETTLEMENT/DELIVERY

     

     

     

     

     

     

     

     

     

     

     

    TOTAL RISK EXPOSURE AMOUNT FOR POSITION, FOREIGN EXCHANGE AND COMMODITIES RISKS

     

     

     

     

     

     

     

     

     

     

     

    Risk exposure amount for position, foreign exchange and commodities risks under standardised approaches (SA)

     

     

     

     

     

     

     

     

     

     

     

    Traded debt instruments

     

     

     

     

     

     

     

     

     

     

     

    Equity

     

     

     

     

     

     

     

     

     

     

     

    Foreign Exchange

     

     

     

     

     

     

     

     

     

     

     

    Commodities

     

     

     

     

     

     

     

     

     

     

     

    Risk exposure amount for Position, foreign exchange and commodities risks under internal models (IM)

     

     

     

     

     

     

     

     

     

     

     

    TOTAL RISK EXPOSURE AMOUNT FOR OPERATIONAL RISK (OpR )

     

     

     

     

     

     

     

     

     

     

     

    OpR Basic indicator approach (BIA)

     

     

     

     

     

     

     

     

     

     

     

    OpR Standardised (STA) / Alternative Standardised (ASA) approaches

     

     

     

     

     

     

     

     

     

     

     

    OpR Advanced measurement approaches (AMA)

     

     

     

     

     

     

     

     

     

     

     

    TOTAL RISK EXPOSURE AMOUNT FOR CREDIT VALUATION ADJUSTMENT

     

     

     

     

     

     

     

     

     

     

     

    Advanced method

     

     

     

     

     

     

     

     

     

     

     

    Standardised method

     

     

     

     

     

     

     

     

     

     

     

    Based on OEM

     

     

     

     

     

     

     

     

     

     

     

    TOTAL RISK EXPOSURE AMOUNT RELATED TO LARGE EXPOSURES IN THE TRADING BOOK

     

     

     

     

     

     

     

     

     

     

     

    OTHER RISK EXPOSURE AMOUNTS

     

     

     

     

     

     

     

     

     

     

     

    Of which: Additional stricter prudential requirements based on Art 458

     

     

     

     

     

     

     

     

     

     

     

    Of which: requirements for large exposures

     

     

     

     

     

     

     

     

     

     

     

    Of which: due to modified risk weights for targeting asset bubbles in the residential and commercial property

     

     

     

     

     

     

     

     

     

     

     

    Of which: due to intra financial sector exposures

     

     

     

     

     

     

     

     

     

     

     

    Of which: Additional stricter prudential requirements based on Art 459

     

     

     

     

     

     

     

     

     

     

     

    Of which: Additional risk exposure amount due to Article 3 CRR

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Expected loss amount

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    Internal ratings based Approach (IRB)

     

     

     

     

     

     

     

     

     

     

     

    IRB approaches when neither own estimates of LGD nor Conversion Factors are used

     

     

     

     

     

     

     

     

     

     

     

    Central governments and central banks

     

     

     

     

     

     

     

     

     

     

     

    Institutions

     

     

     

     

     

     

     

     

     

     

     

    Corporates - SME

     

     

     

     

     

     

     

     

     

     

     

    Corporates - Specialised Lending

     

     

     

     

     

     

     

     

     

     

     

    Corporates - Other

     

     

     

     

     

     

     

     

     

     

     

    IRB approaches when own estimates of LGD and/or Conversion Factors are used

     

     

     

     

     

     

     

     

     

     

     

    Central governments and central banks

     

     

     

     

     

     

     

     

     

     

     

    Institutions

     

     

     

     

     

     

     

     

     

     

     

    Corporates - SME

     

     

     

     

     

     

     

     

     

     

     

    Corporates - Specialised Lending

     

     

     

     

     

     

     

     

     

     

     

    Corporates - Other

     

     

     

     

     

     

     

     

     

     

     

    Retail - Secured by real estate SME

     

     

     

     

     

     

     

     

     

     

     

    Retail - Secured by real estate non-SME

     

     

     

     

     

     

     

     

     

     

     

    Retail - Qualifying revolving

     

     

     

     

     

     

     

     

     

     

     

    Retail - Other SME

     

     

     

     

     

     

     

     

     

     

     

    Retail - Other non-SME

     

     

     

     

     

     

     

     

     

     

     

    Equity IRB

     

     

     

     

     

     

     

     

     

     

     


    CBD Annual - OWN FUNDS, RISK WEIGHTED EXPOSURE AMOUNTS AND SOLVENCY

     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Capital buffers and Pillar II requirements

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    Combined buffer requirement

     

     

     

     

     

     

     

     

     

     

     

    Capital conservation buffer

     

     

     

     

     

     

     

     

     

     

     

    Conservation buffer due to macro-prudential or systemic risk identified at the level of a Member State

     

     

     

     

     

     

     

     

     

     

     

    Institution specific countercyclical capital buffer

     

     

     

     

     

     

     

     

     

     

     

    Systemic risk buffer

     

     

     

     

     

     

     

     

     

     

     

    Systemical important institution buffer

     

     

     

     

     

     

     

     

     

     

     

    Global Systemically Important Institution buffer

     

     

     

     

     

     

     

     

     

     

     

    Other Systemically Important Institution buffer

     

     

     

     

     

     

     

     

     

     

     

    Own funds requirements related to Pillar II adjustments

     

     

     

     

     

     

     

     

     

     

     


    CBD Annual - OWN FUNDS, RISK WEIGHTED EXPOSURE AMOUNTS AND SOLVENCY

     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Credit risk - number of institutions by approach

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    Standardised Approach

     

     

     

     

     

     

     

     

     

     

     

    Foundation IRB

     

     

     

     

     

     

     

     

     

     

     

    Advanced IRB

     

     

     

     

     

     

     

     

     

     

     

    Total number of institutions (using one or more of the credit risk approaches)

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Market risk - number of institutions by approach

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    Standardised Approach

     

     

     

     

     

     

     

     

     

     

     

    Internal Models

     

     

     

     

     

     

     

     

     

     

     

    Total number of institutions (using one or more of the market risk approaches)

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Operational risk - number of institutions by approach

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    Basic Indicator Approach

     

     

     

     

     

     

     

     

     

     

     

    Standardised Approach / Alternative Standardised

     

     

     

     

     

     

     

     

     

     

     

    Advanced Measurement Approach

     

     

     

     

     

     

     

     

     

     

     

    Total number of institutions (using one or more of the operational risk approaches)

     

     

     

     

     

     

     

     

     

     

     


    CBD Annual -Number of institutions

     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Solvency ratio (%)

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    < 8

     

     

     

     

     

     

     

     

     

     

     

    8 - 12

     

     

     

     

     

     

     

     

     

     

     

    12 - 16

     

     

     

     

     

     

     

     

     

     

     

    16 - 20

     

     

     

     

     

     

     

     

     

     

     

    > 20

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Tier 1 ratio (%)

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    < 6

     

     

     

     

     

     

     

     

     

     

     

    6 - 8

     

     

     

     

     

     

     

     

     

     

     

    8 - 12

     

     

     

     

     

     

     

     

     

     

     

    12 - 16

     

     

     

     

     

     

     

     

     

     

     

    > 16

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Core Equity Tier 1 ratio (%)

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    < 4

     

     

     

     

     

     

     

     

     

     

     

    4 - 6

     

     

     

     

     

     

     

     

     

     

     

    6 - 8

     

     

     

     

     

     

     

     

     

     

     

    8 - 12

     

     

     

     

     

     

     

     

     

     

     

    12 - 16

     

     

     

     

     

     

     

     

     

     

     

    > 16

     

     

     

     

     

     

     

     

     

     

     


    CBD Annual -TOTAL RISK EXPOSURE AMOUNT / TOTAL EXPOSURES

     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Solvency ratio (%)

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    < 8

     

     

     

     

     

     

     

     

     

     

     

    8 - 12

     

     

     

     

     

     

     

     

     

     

     

    12 - 16

     

     

     

     

     

     

     

     

     

     

     

    16 - 20

     

     

     

     

     

     

     

     

     

     

     

    > 20

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Tier 1 ratio (%)

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    < 6

     

     

     

     

     

     

     

     

     

     

     

    6 - 8

     

     

     

     

     

     

     

     

     

     

     

    8 - 12

     

     

     

     

     

     

     

     

     

     

     

    12-16

     

     

     

     

     

     

     

     

     

     

     

    >16

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Core Equity Tier 1 ratio (%)

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    < 4

     

     

     

     

     

     

     

     

     

     

     

    4 - 6

     

     

     

     

     

     

     

     

     

     

     

    6 - 8

     

     

     

     

     

     

     

     

     

     

     

    8 - 12

     

     

     

     

     

     

     

     

     

     

     

    12 - 16

     

     

     

     

     

     

     

     

     

     

     

    > 16

     

     

     

     

     

     

     

     

     

     

     


    CBD Annual - Assets

     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Solvency ratio (%)

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    < 8

     

     

     

     

     

     

     

     

     

     

     

    8 - 12

     

     

     

     

     

     

     

     

     

     

     

    12 - 16

     

     

     

     

     

     

     

     

     

     

     

    16 - 20

     

     

     

     

     

     

     

     

     

     

     

    > 20

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Tier 1 ratio (%)

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    < 6

     

     

     

     

     

     

     

     

     

     

     

    6 - 8

     

     

     

     

     

     

     

     

     

     

     

    8 - 12

     

     

     

     

     

     

     

     

     

     

     

    12 - 16

     

     

     

     

     

     

     

     

     

     

     

    > 16

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    Core Equity Tier 1 ratio (%)

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    < 4

     

     

     

     

     

     

     

     

     

     

     

    4 - 6

     

     

     

     

     

     

     

     

     

     

     

    6 - 8

     

     

     

     

     

     

     

     

     

     

     

    8 - 12

     

     

     

     

     

     

     

     

     

     

     

    12 - 16

     

     

     

     

     

     

     

     

     

     

     

    > 16

     

     

     

     

     

     

     

     

     

     

     


    CBD Quarterly - Reporters

     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign non-EU controlled branches (stand-alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EU controlled branches (stand-alone)

    SSM Categories

    Reporting population

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign euro area (EA) controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EA controlled branches (stand-alone)

    Significant

    Less significant

    No. of stand-alone credit institutions

     

     

     

     

     

     

     

     

     

     

     

    No. of credit institutions consolidated in banking groups

     

     

     

     

     

     

     

     

     

     

     

    No. of banking groups

     

     

     

     

     

     

     

     

     

     

     

    Total number of credit institutions*

     

     

     

     

     

     

     

     

     

     

     


    CBD Quarterly - Profitability and efficiency - IFRS FINREP

     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign non-EU controlled branches (stand-alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EU controlled branches (stand-alone)

    SSM Categories

    Consolidated Income Statement

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EA controlled branches (stand-alone)

    Significant

    Less significant

    Interest income*

     

     

     

     

     

     

     

     

     

     

     

    Financial assets held for trading

     

     

     

     

     

     

     

     

     

     

     

    Financial assets designated at fair value through profit or loss

     

     

     

     

     

     

     

     

     

     

     

    Available-for-sale financial assets

     

     

     

     

     

     

     

     

     

     

     

    Loans and receivables*

     

     

     

     

     

     

     

     

     

     

     

    Held-to-maturity investments

     

     

     

     

     

     

     

     

     

     

     

    Derivatives - Hedge accounting, interest rate risk

     

     

     

     

     

     

     

     

     

     

     

    Other assets

     

     

     

     

     

     

     

     

     

     

     

    Interest income on liabilities

     

     

     

     

     

     

     

     

     

     

     

    (Interest expenses)

     

     

     

     

     

     

     

     

     

     

     

    (Financial liabilities held for trading )

     

     

     

     

     

     

     

     

     

     

     

    (Financial liabilities designated at fair value through profit or loss)

     

     

     

     

     

     

     

     

     

     

     

    (Financial liabilities measured at amortised cost)

     

     

     

     

     

     

     

     

     

     

     

    (Derivatives - Hedge accounting, interest rate risk)

     

     

     

     

     

     

     

     

     

     

     

    (Other liabilities)

     

     

     

     

     

     

     

     

     

     

     

    (Interest expense on assets)

     

     

     

     

     

     

     

     

     

     

     

    Dividend income

     

     

     

     

     

     

     

     

     

     

     

    Fee and commission income

     

     

     

     

     

     

     

     

     

     

     

    (Fee and commission expenses)

     

     

     

     

     

     

     

     

     

     

     

    Gains or (-) losses on derecognition of financial assets & liabilities not measured at fair value through profit or loss

     

     

     

     

     

     

     

     

     

     

     

    Gains or (-) losses on financial assets and liabilities held for trading, net

     

     

     

     

     

     

     

     

     

     

     

    Gains or (-) losses on financial assets and liabilities designated at fair value through profit or loss, net

     

     

     

     

     

     

     

     

     

     

     

    Gains or (-) losses from hedge accounting, net

     

     

     

     

     

     

     

     

     

     

     

    Exchange differences, net

     

     

     

     

     

     

     

     

     

     

     

    Other operating income

     

     

     

     

     

     

     

     

     

     

     

    (Other operating expenses)

     

     

     

     

     

     

     

     

     

     

     

    Total operating income, net

     

     

     

     

     

     

     

     

     

     

     

    (Administration costs)

     

     

     

     

     

     

     

     

     

     

     

    (Staff expenses)

     

     

     

     

     

     

     

     

     

     

     

    (Other administrative expenses)

     

     

     

     

     

     

     

     

     

     

     

    (Depreciation)

     

     

     

     

     

     

     

     

     

     

     

    (Provisions or (-) reversal of provisions)

     

     

     

     

     

     

     

     

     

     

     

    (Commitments and guarantees given)

     

     

     

     

     

     

     

     

     

     

     

    (Other provisions)

     

     

     

     

     

     

     

     

     

     

     

    (Impairment or (-) reversal of impairment on financial assets not measured at fair value through profit or loss)

     

     

     

     

     

     

     

     

     

     

     

    (Financial assets measured at cost [unquoted equity])

     

     

     

     

     

     

     

     

     

     

     

    (Available-for-sale financial assets)

     

     

     

     

     

     

     

     

     

     

     

    (Loans and receivables [including finance leases])

     

     

     

     

     

     

     

     

     

     

     

    (Held to maturity investments)

     

     

     

     

     

     

     

     

     

     

     

    (Impairment or (-) reversal of impairment on non-financial assets)

     

     

     

     

     

     

     

     

     

     

     

    PROFIT OR (-) LOSS BEFORE TAX FROM CONTINUING OPERATIONS

     

     

     

     

     

     

     

     

     

     

     

    (Tax expense or (-) income related to profit or loss from continuing operations)

     

     

     

     

     

     

     

     

     

     

     

    PROFIT OR (-) LOSS AFTER TAX FROM CONTINUING OPERATIONS

     

     

     

     

     

     

     

     

     

     

     

    PROFIT OR (-) LOSS FOR THE YEAR

     

     

     

     

     

     

     

     

     

     

     


    CBD Quarterly- Profitability and efficiency - GAAP FINREP

     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign non-EU controlled branches (stand-alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EU controlled branches (stand-alone)

    SSM Categories

    Consolidated Income Statement

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EA controlled branches (stand-alone)

    Significant

    Less significant

    Interest income

     

     

     

     

     

     

     

     

     

     

     

    (Interest expenses)

     

     

     

     

     

     

     

     

     

     

     

    Dividend income

     

     

     

     

     

     

     

     

     

     

     

    Fee and commission income

     

     

     

     

     

     

     

     

     

     

     

    (Fee and commission expenses)

     

     

     

     

     

     

     

     

     

     

     

    Gains or (-) losses on derecognition of financial assets & liabilities not measured at fair value through profit or loss

     

     

     

     

     

     

     

     

     

     

     

    Gains or (-) losses on financial assets and liabilities held for trading, net

     

     

     

     

     

     

     

     

     

     

     

    Gains or (-) losses on financial assets and liabilities designated at fair value through profit or loss, net

     

     

     

     

     

     

     

     

     

     

     

    Gains or (-) losses on non-trading financial assets and liabilities, net

     

     

     

     

     

     

     

     

     

     

     

    Gains or (-) losses from hedge accounting, net

     

     

     

     

     

     

     

     

     

     

     

    Exchange differences, net

     

     

     

     

     

     

     

     

     

     

     

    Other operating income

     

     

     

     

     

     

     

     

     

     

     

    (Other operating expenses)

     

     

     

     

     

     

     

     

     

     

     

    Total operating income, net

     

     

     

     

     

     

     

     

     

     

     

    (Administration costs)

     

     

     

     

     

     

     

     

     

     

     

    (Staff expenses)

     

     

     

     

     

     

     

     

     

     

     

    (Other administrative expenses)

     

     

     

     

     

     

     

     

     

     

     

    (Depreciation)

     

     

     

     

     

     

     

     

     

     

     

    (Provisions or (-) reversal of provisions)

     

     

     

     

     

     

     

     

     

     

     

    (Impairment or (-) reversal of impairment on financial assets not measured at fair value through profit or loss)

     

     

     

     

     

     

     

     

     

     

     

    (Impairment or (-) reversal of impairment on non-financial assets)

     

     

     

     

     

     

     

     

     

     

     

    PROFIT OR (-) LOSS BEFORE TAX FROM CONTINUING OPERATIONS

     

     

     

     

     

     

     

     

     

     

     

    PROFIT OR (-) LOSS AFTER TAX FROM CONTINUING OPERATIONS

     

     

     

     

     

     

     

     

     

     

     

    PROFIT OR (-) LOSS FOR THE YEAR

     

     

     

     

     

     

     

     

     

     

     


    CBD Quarterly- Profitability and efficiency - NON-FINREP

     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign non-EU controlled branches (stand-alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EU controlled branches (stand-alone)

    SSM Categories

    Consolidated Income Statement

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EA controlled branches (stand-alone)

    Significant

    Less significant

    Net interest income

     

     

     

     

     

     

     

     

     

     

     

    Interest income

     

     

     

     

     

     

     

     

     

     

     

    (Interest expenses)

     

     

     

     

     

     

     

     

     

     

     

    Dividend income

     

     

     

     

     

     

     

     

     

     

     

    Net fee and commission income

     

     

     

     

     

     

     

     

     

     

     

    Fee and commission income

     

     

     

     

     

     

     

     

     

     

     

    (Fee and commission expenses)

     

     

     

     

     

     

     

     

     

     

     

    Trading and foreign exchange results

     

     

     

     

     

     

     

     

     

     

     

    Other operating income

     

     

     

     

     

     

     

     

     

     

     

    (Other operating expenses)

     

     

     

     

     

     

     

     

     

     

     

    Total operating income, net

     

     

     

     

     

     

     

     

     

     

     

    (Administration costs)

     

     

     

     

     

     

     

     

     

     

     

    (Staff expenses)

     

     

     

     

     

     

     

     

     

     

     

    (Other administrative expenses)

     

     

     

     

     

     

     

     

     

     

     

    (Depreciation)

     

     

     

     

     

     

     

     

     

     

     

    (Provisions or (-) reversal of provisions)

     

     

     

     

     

     

     

     

     

     

     

    (Impairment or (-) reversal of impairment on financial assets not measured at fair value through profit or loss)

     

     

     

     

     

     

     

     

     

     

     

    (Impairment or (-) reversal of impairment on non-financial assets)

     

     

     

     

     

     

     

     

     

     

     

    PROFIT OR (-) LOSS BEFORE TAX FROM CONTINUING OPERATIONS

     

     

     

     

     

     

     

     

     

     

     

    PROFIT OR (-) LOSS AFTER TAX FROM CONTINUING OPERATIONS

     

     

     

     

     

     

     

     

     

     

     

    PROFIT OR (-) LOSS FOR THE YEAR

     

     

     

     

     

     

     

     

     

     

     


    CBD Quarterly - Profitability and efficiency - FULL SAMPLE

     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign non-EU controlled branches (stand-alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EU controlled branches (stand-alone)

    SSM Categories

    Consolidated Income Statement

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EA controlled branches (stand-alone)

    Significant

    Less significant

    Net interest income*

     

     

     

     

     

     

     

     

     

     

     

    Dividend income

     

     

     

     

     

     

     

     

     

     

     

    Net fee and commission income*

     

     

     

     

     

     

     

     

     

     

     

    Trading and foreign exchange results*

     

     

     

     

     

     

     

     

     

     

     

    Other operating income

     

     

     

     

     

     

     

     

     

     

     

    Total operating income, net*

     

     

     

     

     

     

     

     

     

     

     

    (Total operating expenses)*

     

     

     

     

     

     

     

     

     

     

     

    PROFIT OR (-) LOSS AFTER TAX FROM CONTINUING OPERATIONS

     

     

     

     

     

     

     

     

     

     

     

    PROFIT OR (-) LOSS FOR THE YEAR*

     

     

     

     

     

     

     

     

     

     

     


    CBD Quarterly - BALANCE SHEET - IFRS FINREP

     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign non-EU controlled branches (stand-alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EU controlled branches (stand-alone)

    SSM Categories

    Assets

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EA controlled branches (stand-alone)

    Significant

    Less significant

    Cash, cash balances at central banks and other demand deposits

     

     

     

     

     

     

     

     

     

     

     

    Financial assets held for trading

     

     

     

     

     

     

     

     

     

     

     

    Derivatives held for trading

     

     

     

     

     

     

     

     

     

     

     

    Equity instruments

     

     

     

     

     

     

     

     

     

     

     

    Debt securities

     

     

     

     

     

     

     

     

     

     

     

    Loans and advances

     

     

     

     

     

     

     

     

     

     

     

    Financial assets designated at fair value through profit or loss

     

     

     

     

     

     

     

     

     

     

     

    Equity instruments

     

     

     

     

     

     

     

     

     

     

     

    Debt securities

     

     

     

     

     

     

     

     

     

     

     

    Loans and advances

     

     

     

     

     

     

     

     

     

     

     

    Available-for-sale financial assets

     

     

     

     

     

     

     

     

     

     

     

    Equity instruments

     

     

     

     

     

     

     

     

     

     

     

    Debt securities

     

     

     

     

     

     

     

     

     

     

     

    Loans and advances

     

     

     

     

     

     

     

     

     

     

     

    Loans and receivables

     

     

     

     

     

     

     

     

     

     

     

    Debt securities

     

     

     

     

     

     

     

     

     

     

     

    Loans and advances

     

     

     

     

     

     

     

     

     

     

     

    Held-to-maturity investments

     

     

     

     

     

     

     

     

     

     

     

    Debt securities

     

     

     

     

     

     

     

     

     

     

     

    Loans and advances

     

     

     

     

     

     

     

     

     

     

     

    Derivatives–Hedge accounting

     

     

     

     

     

     

     

     

     

     

     

    Intangible assets

     

     

     

     

     

     

     

     

     

     

     

    TOTAL ASSETS*

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign non-EU controlled branches (stand-alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EU controlled branches (stand-alone)

    SSM Categories

    Liabilities

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EA controlled branches (stand-alone)

    Significant

    Less significant

    Financial liabilities held for trading

     

     

     

     

     

     

     

     

     

     

     

    Derivatives held for trading

     

     

     

     

     

     

     

     

     

     

     

    Deposits

     

     

     

     

     

     

     

     

     

     

     

    Debt securities issued

     

     

     

     

     

     

     

     

     

     

     

    Financial liabilities designated at fair value through profit or loss

     

     

     

     

     

     

     

     

     

     

     

    Deposits

     

     

     

     

     

     

     

     

     

     

     

    Debt securities issued

     

     

     

     

     

     

     

     

     

     

     

    Financial liabilities measured at amortised cost

     

     

     

     

     

     

     

     

     

     

     

    Deposits

     

     

     

     

     

     

     

     

     

     

     

    Debt securities issued

     

     

     

     

     

     

     

     

     

     

     

    Provisions

     

     

     

     

     

     

     

     

     

     

     

    TOTAL LIABILITIES

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign non-EU controlled branches (stand-alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EU controlled branches (stand-alone)

    SSM Categories

    Equity and minority interest

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EA controlled branches (stand-alone)

    Significant

    Less significant

    Capital

     

     

     

     

     

     

     

     

     

     

     

    TOTAL EQUITY

     

     

     

     

     

     

     

     

     

     

     

    TOTAL LIABILITIES AND EQUITY

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign non-EU controlled branches (stand-alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EU controlled branches (stand-alone)

    SSM Categories

    Loan commitments, financial guarantees and other commitments

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EA controlled branches (stand-alone)

    Significant

    Less significant

    Given

     

     

     

     

     

     

     

     

     

     

     

    Loan commitments*

     

     

     

     

     

     

     

     

     

     

     

    Financial guarantees*

     

     

     

     

     

     

     

     

     

     

     

    Received

     

     

     

     

     

     

     

     

     

     

     

    Loan commitments*

     

     

     

     

     

     

     

     

     

     

     

    Financial guarantees*

     

     

     

     

     

     

     

     

     

     

     


    CBD Quarterly - BALANCE SHEET - GAAP FINREP

     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign non-EU controlled branches (stand-alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EU controlled branches (stand-alone)

    SSM Categories

    Assets

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EA controlled branches (stand-alone)

    Significant

    Less significant

    Cash, cash balances at central banks and other demand deposits

     

     

     

     

     

     

     

     

     

     

     

    Financial assets held for trading

     

     

     

     

     

     

     

     

     

     

     

    Derivatives held for trading

     

     

     

     

     

     

     

     

     

     

     

    Equity instruments

     

     

     

     

     

     

     

     

     

     

     

    Debt securities

     

     

     

     

     

     

     

     

     

     

     

    Loans and advances

     

     

     

     

     

     

     

     

     

     

     

    Non-trading non-derivative financial assets measured at fair value through profit or loss

     

     

     

     

     

     

     

     

     

     

     

    Equity instruments

     

     

     

     

     

     

     

     

     

     

     

    Debt securities

     

     

     

     

     

     

     

     

     

     

     

    Loan and advances

     

     

     

     

     

     

     

     

     

     

     

    Non-trading non-derivative financial assets measured at fair value to equity

     

     

     

     

     

     

     

     

     

     

     

    Equity instruments

     

     

     

     

     

     

     

     

     

     

     

    Debt securities

     

     

     

     

     

     

     

     

     

     

     

    Loan and advances

     

     

     

     

     

     

     

     

     

     

     

    Non-trading debt instruments measured at a cost-based method

     

     

     

     

     

     

     

     

     

     

     

    Debt securities

     

     

     

     

     

     

     

     

     

     

     

    Loans and advances

     

     

     

     

     

     

     

     

     

     

     

    Other non-trading non-derivative financial assets

     

     

     

     

     

     

     

     

     

     

     

    Equity instruments

     

     

     

     

     

     

     

     

     

     

     

    Debt securities

     

     

     

     

     

     

     

     

     

     

     

    Loans and advances

     

     

     

     

     

     

     

     

     

     

     

    Derivatives–Hedge accounting

     

     

     

     

     

     

     

     

     

     

     

    Intangible assets

     

     

     

     

     

     

     

     

     

     

     

    TOTAL ASSETS*

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign non-EU controlled branches (stand-alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EU controlled branches (stand-alone)

    SSM Categories

    Liabilities

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EA controlled branches (stand-alone)

    Significant

    Less significant

    Financial liabilities held for trading

     

     

     

     

     

     

     

     

     

     

     

    Derivatives held for trading

     

     

     

     

     

     

     

     

     

     

     

    Deposits

     

     

     

     

     

     

     

     

     

     

     

    Debt securities issued

     

     

     

     

     

     

     

     

     

     

     

    Provisions

     

     

     

     

     

     

     

     

     

     

     

    TOTAL LIABILITIES

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign non-EU controlled branches (stand-alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EU controlled branches (stand-alone)

    SSM Categories

    Equity and minority interest

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EA controlled branches (stand-alone)

    Significant

    Less significant

    Capital

     

     

     

     

     

     

     

     

     

     

     

    TOTAL EQUITY

     

     

     

     

     

     

     

     

     

     

     

    TOTAL LIABILITIES AND EQUITY

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign non-EU controlled branches (stand-alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EU controlled branches (stand-alone)

    SSM Categories

    Loan commitments, financial guarantees and other commitments

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EA controlled branches (stand-alone)

    Significant

    Less significant

    Given

     

     

     

     

     

     

     

     

     

     

     

    Loan commitments*

     

     

     

     

     

     

     

     

     

     

     

    Financial guarantees*

     

     

     

     

     

     

     

     

     

     

     

    Received

     

     

     

     

     

     

     

     

     

     

     

    Loan commitments*

     

     

     

     

     

     

     

     

     

     

     

    Financial guarantees*

     

     

     

     

     

     

     

     

     

     

     


    CBD Quarterly - BALANCE SHEET - NON-FINREP

     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign non-EU controlled branches (stand-alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EU controlled branches (stand-alone)

    SSM Categories

    Assets

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EA controlled branches (stand-alone)

    Significant

    Less significant

    Cash, cash balances at central banks

     

     

     

     

     

     

     

     

     

     

     

    Loans and advances

     

     

     

     

     

     

     

     

     

     

     

    Debt securities

     

     

     

     

     

     

     

     

     

     

     

    Equity instruments

     

     

     

     

     

     

     

     

     

     

     

    Residual assets

     

     

     

     

     

     

     

     

     

     

     

    TOTAL ASSETS

     

     

     

     

     

     

     

     

     

     

     

    Memorandum items

     

     

     

     

     

     

     

     

     

     

     

    Financial assets held for trading

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign non-EU controlled branches (stand-alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EU controlled branches (stand-alone)

    SSM Categories

    Liabilities

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EA controlled branches (stand-alone)

    Significant

    Less significant

    Deposits

     

     

     

     

     

     

     

     

     

     

     

    Debt securities issued

     

     

     

     

     

     

     

     

     

     

     

    Provisions

     

     

     

     

     

     

     

     

     

     

     

    Residual liabilities

     

     

     

     

     

     

     

     

     

     

     

    TOTAL LIABILITIES

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign non-EU controlled branches (stand-alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EU controlled branches (stand-alone)

    SSM Categories

    Equity and minority interest

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EA controlled branches (stand-alone)

    Significant

    Less significant

    Capital

     

     

     

     

     

     

     

     

     

     

     

    TOTAL EQUITY

     

     

     

     

     

     

     

     

     

     

     

    TOTAL LIABILITIES AND EQUITY

     

     

     

     

     

     

     

     

     

     

     


    CBD Quarterly - BALANCE SHEET - FULL SAMPLE

     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign non-EU controlled branches (stand-alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EU controlled branches (stand-alone)

    SSM Categories

    Assets

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EA controlled branches (stand-alone)

    Significant

    Less significant

    Cash, cash balances at central banks

     

     

     

     

     

     

     

     

     

     

     

    Loans and advances*

     

     

     

     

     

     

     

     

     

     

     

    Debt securities*

     

     

     

     

     

     

     

     

     

     

     

    Equity instruments*

     

     

     

     

     

     

     

     

     

     

     

    Residual assets

     

     

     

     

     

     

     

     

     

     

     

    TOTAL ASSETS*

     

     

     

     

     

     

     

     

     

     

     

    Memorandum items

     

     

     

     

     

     

     

     

     

     

     

    Financial assets held for trading

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign non-EU controlled branches (stand-alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EU controlled branches (stand-alone)

    SSM Categories

    Liabilities

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EA controlled branches (stand-alone)

    Significant

    Less significant

    Deposits *

     

     

     

     

     

     

     

     

     

     

     

    Debt securities issued

     

     

     

     

     

     

     

     

     

     

     

    Provisions

     

     

     

     

     

     

     

     

     

     

     

    Residual liabilities

     

     

     

     

     

     

     

     

     

     

     

    TOTAL LIABILITIES*

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign non-EU controlled branches (stand-alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EU controlled branches (stand-alone)

    SSM Categories

    Equity and minority interest

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EA controlled branches (stand-alone)

    Significant

    Less significant

    Capital

     

     

     

     

     

     

     

     

     

     

     

    TOTAL EQUITY*

     

     

     

     

     

     

     

     

     

     

     

    TOTAL LIABILITIES AND EQUITY

     

     

     

     

     

     

     

     

     

     

     


    CBD Quarterly - BALANCE SHEET - IFRS FINREP

     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign non-EU controlled branches (stand-alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EU controlled branches (stand-alone)

    SSM Categories

    Assets

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EA controlled branches (stand-alone)

    Significant

    Less significant

    Loans and advances*

     

     

     

     

     

     

     

     

     

     

     

    Central banks

     

     

     

     

     

     

     

     

     

     

     

    General governments

     

     

     

     

     

     

     

     

     

     

     

    Credit institutions

     

     

     

     

     

     

     

     

     

     

     

    Other financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Non-financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Households

     

     

     

     

     

     

     

     

     

     

     

    Debt securities

     

     

     

     

     

     

     

     

     

     

     

    Central banks

     

     

     

     

     

     

     

     

     

     

     

    General governments*

     

     

     

     

     

     

     

     

     

     

     

    Credit institutions

     

     

     

     

     

     

     

     

     

     

     

    Other financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Non-financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Equity instruments

     

     

     

     

     

     

     

     

     

     

     


    CBD Quarterly - BALANCE SHEET - GAAP FINREP

     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign non-EU controlled branches (stand-alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EU controlled branches (stand-alone)

    SSM Categories

    Assets

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EA controlled branches (stand-alone)

    Significant

    Less significant

    Loans and advances*

     

     

     

     

     

     

     

     

     

     

     

    Central banks

     

     

     

     

     

     

     

     

     

     

     

    General governments

     

     

     

     

     

     

     

     

     

     

     

    Credit institutions

     

     

     

     

     

     

     

     

     

     

     

    Other financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Non-financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Households

     

     

     

     

     

     

     

     

     

     

     

    Debt securities

     

     

     

     

     

     

     

     

     

     

     

    Central banks

     

     

     

     

     

     

     

     

     

     

     

    General governments*

     

     

     

     

     

     

     

     

     

     

     

    Credit institutions

     

     

     

     

     

     

     

     

     

     

     

    Other financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Non-financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Equity instruments

     

     

     

     

     

     

     

     

     

     

     


    CBD Quarterly - BALANCE SHEET - NON-FINREP

     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign non-EU controlled branches (stand-alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EU controlled branches (stand-alone)

    SSM Categories

    Assets

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EA controlled branches (stand-alone)

    Significant

    Less significant

    Loans and advances

     

     

     

     

     

     

     

     

     

     

     

    General governments

     

     

     

     

     

     

     

     

     

     

     

    Central banks

     

     

     

     

     

     

     

     

     

     

     

    Credit institutions

     

     

     

     

     

     

     

     

     

     

     

    Other

     

     

     

     

     

     

     

     

     

     

     


    CBD Quarterly - BALANCE SHEET - FULL SAMPLE

     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign non-EU controlled branches (stand-alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EU controlled branches (stand-alone)

    SSM Categories

    Assets

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EA controlled branches (stand-alone)

    Significant

    Less significant

    Loans and advances

     

     

     

     

     

     

     

     

     

     

     

    General governments

     

     

     

     

     

     

     

     

     

     

     

    Central banks

     

     

     

     

     

     

     

     

     

     

     

    Credit institutions

     

     

     

     

     

     

     

     

     

     

     

    Other

     

     

     

     

     

     

     

     

     

     

     


    CBD Quarterly ASSET QUALITY- FINREP reporters (IFRS and GAAP)

     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign non-EU controlled branches (stand-alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EU controlled branches (stand-alone)

    SSM Categories

    Forborne exposures

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EA controlled branches (stand-alone)

    Significant

    Less significant

    Debt securities - Gross carrying amount of exposures with forbearance measures

     

     

     

     

     

     

     

     

     

     

     

    Debt securities - Gross carrying amount of performing exposures with forbearance measures

     

     

     

     

     

     

     

     

     

     

     

    Debt securities - Gross carrying amount of performing exposures with forbearance measures of which under probation

     

     

     

     

     

     

     

     

     

     

     

    Debt securities - Gross carrying amount of non-performing exposures with forbearance measures

     

     

     

     

     

     

     

     

     

     

     

    Debt securities - Gross carrying amount of non-performing exposures with forbearance measures of which forbearance of non-performing exposures

     

     

     

     

     

     

     

     

     

     

     

    Debt securities - Accumulated impairment, accumulated changes in fair value due to credit risk and provisions - performing exposures with forebearance measures

     

     

     

     

     

     

     

     

     

     

     

    Debt securities - Accumulated impairment, accumulated changes in fair value due to credit risk and provisions - non-performing exposures with forebearance measures

     

     

     

     

     

     

     

     

     

     

     

    Loans and advances - Gross carrying amount of exposures with forbearance measures*

     

     

     

     

     

     

     

     

     

     

     

    Loans and advances - Gross carrying amount of performing exposures with forbearance measures*

     

     

     

     

     

     

     

     

     

     

     

    Loans and advances - Gross carrying amount of performing exposures with forbearance measures of which under probation

     

     

     

     

     

     

     

     

     

     

     

    Loans and advances - Gross carrying amount of non-performing exposures with forbearance measures*

     

     

     

     

     

     

     

     

     

     

     

    Loans and advances - Gross carrying amount of non-performing exposures with forbearance measures of which forbearance of non-performing exposures

     

     

     

     

     

     

     

     

     

     

     

    Loans and advances - Accumulated impairment, accumulated changes in fair value due to credit risk and provisions - performing exposures with forebearance measures

     

     

     

     

     

     

     

     

     

     

     

    Loans and advances - Accumulated impairment, accumulated changes in fair value due to credit risk and provisions - non-performing exposures with forebearance measures

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign non-EU controlled branches (stand-alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EU controlled branches (stand-alone)

    SSM Categories

    Total gross carrying amount of exposures

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EA controlled branches (stand-alone)

    Significant

    Less significant

    Debt securities

     

     

     

     

     

     

     

     

     

     

     

    Credit institutions

     

     

     

     

     

     

     

     

     

     

     

    Other financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Non-financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Loans and advances*

     

     

     

     

     

     

     

     

     

     

     

    Credit institutions

     

     

     

     

     

     

     

     

     

     

     

    Other financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Non-financial corporations*

     

     

     

     

     

     

     

     

     

     

     

    Households*

     

     

     

     

     

     

     

     

     

     

     

    Off-balance sheet exposures

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign non-EU controlled branches (stand-alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EU controlled branches (stand-alone)

    SSM Categories

    Total gross carrying amount of performing exposures

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EA controlled branches (stand-alone)

    Significant

    Less significant

    Debt securities

     

     

     

     

     

     

     

     

     

     

     

    Credit institutions

     

     

     

     

     

     

     

     

     

     

     

    Other financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Non-financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Loans and advances*

     

     

     

     

     

     

     

     

     

     

     

    Credit institutions

     

     

     

     

     

     

     

     

     

     

     

    Other financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Non-financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Households

     

     

     

     

     

     

     

     

     

     

     

    Off-balance sheet exposures

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign non-EU controlled branches (stand-alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EU controlled branches (stand-alone)

    SSM Categories

    Total gross carrying amount of non-performing exposures

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EA controlled branches (stand-alone)

    Significant

    Less significant

    Debt securities*

     

     

     

     

     

     

     

     

     

     

     

    Credit institutions

     

     

     

     

     

     

     

     

     

     

     

    Other financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Non-financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Loans and advances*

     

     

     

     

     

     

     

     

     

     

     

    Credit institutions

     

     

     

     

     

     

     

     

     

     

     

    Other financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Non-financial corporations*

     

     

     

     

     

     

     

     

     

     

     

    Households*

     

     

     

     

     

     

     

     

     

     

     

    Off-balance sheet exposures

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign non-EU controlled branches (stand-alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EU controlled branches (stand-alone)

    SSM Categories

    Accumulated impairment, accumulated changes in fair value due to credit risk and provisions

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EA controlled branches (stand-alone)

    Significant

    Less significant

    Debt securities

     

     

     

     

     

     

     

     

     

     

     

    Credit institutions

     

     

     

     

     

     

     

     

     

     

     

    Other financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Non-financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Loans and advances

     

     

     

     

     

     

     

     

     

     

     

    Credit institutions

     

     

     

     

     

     

     

     

     

     

     

    Other financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Non-financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Households

     

     

     

     

     

     

     

     

     

     

     

    Off-balance sheet exposures

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign non-EU controlled branches (stand-alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EU controlled branches (stand-alone)

    SSM Categories

    Accumulated impairment, accumulated changes in fair value due to credit risk and provisions on performing exposures

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EA controlled branches (stand-alone)

    Significant

    Less significant

    Debt securities

     

     

     

     

     

     

     

     

     

     

     

    Credit institutions

     

     

     

     

     

     

     

     

     

     

     

    Other financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Non-financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Loans and advances

     

     

     

     

     

     

     

     

     

     

     

    Credit institutions

     

     

     

     

     

     

     

     

     

     

     

    Other financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Non-financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Households

     

     

     

     

     

     

     

     

     

     

     

    Off-balance sheet exposures

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign non-EU controlled branches (stand-alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EU controlled branches (stand-alone)

    SSM Categories

    Accumulated impairment, accumulated changes in fair value due to credit risk and provisions on non-performing exposures

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EA controlled branches (stand-alone)

    Significant

    Less significant

    Debt securities*

     

     

     

     

     

     

     

     

     

     

     

    Credit institutions

     

     

     

     

     

     

     

     

     

     

     

    Other financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Non-financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Loans and advances*

     

     

     

     

     

     

     

     

     

     

     

    Credit institutions

     

     

     

     

     

     

     

     

     

     

     

    Other financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Non-financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Households

     

     

     

     

     

     

     

     

     

     

     

    Off-balance sheet exposures

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign non-EU controlled branches (stand-alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EU controlled branches (stand-alone)

    SSM Categories

    Collateral received on non-performing exposures

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EA controlled branches (stand-alone)

    Significant

    Less significant

    Debt securities

     

     

     

     

     

     

     

     

     

     

     

    Credit institutions

     

     

     

     

     

     

     

     

     

     

     

    Other financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Non-financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Loans and advances

     

     

     

     

     

     

     

     

     

     

     

    Credit institutions

     

     

     

     

     

     

     

     

     

     

     

    Other financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Non-financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Households

     

     

     

     

     

     

     

     

     

     

     

    Off-balance sheet exposures

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign non-EU controlled branches (stand-alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EU controlled branches (stand-alone)

    SSM Categories

    Financial guarantees received on non-performing exposures

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EA controlled branches (stand-alone)

    Significant

    Less significant

    Debt securities

     

     

     

     

     

     

     

     

     

     

     

    Credit institutions

     

     

     

     

     

     

     

     

     

     

     

    Other financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Non-financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Loans and advances

     

     

     

     

     

     

     

     

     

     

     

    Credit institutions

     

     

     

     

     

     

     

     

     

     

     

    Other financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Non-financial corporations

     

     

     

     

     

     

     

     

     

     

     

    Households

     

     

     

     

     

     

     

     

     

     

     

    Off-balance sheet exposures

     

     

     

     

     

     

     

     

     

     

     


    CBD Quarterly ASSET QUALITY - IFRS FINREP

     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign non-EU controlled branches (stand-alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EU controlled branches (stand-alone)

    SSM Categories

    Impaired debt instruments - Total gross carrying amount of impaired assets

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EA controlled branches (stand-alone)

    Significant

    Less significant

    Loans and receivables

     

     

     

     

     

     

     

     

     

     

     

    Held-to-maturity investments

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign non-EU controlled branches (stand-alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EU controlled branches (stand-alone)

    SSM Categories

    Impaired debt instruments - Allowances for individual assessed financial assets

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EA controlled branches (stand-alone)

    Significant

    Less significant

    Loans and receivables

     

     

     

     

     

     

     

     

     

     

     

    Held-to-maturity investments

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign non-EU controlled branches (stand-alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EU controlled branches (stand-alone)

    SSM Categories

    Impaired debt instruments - Allowances for collectively assessed financial assets

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EA controlled branches (stand-alone)

    Significant

    Less significant

    Loans and receivables

     

     

     

     

     

     

     

     

     

     

     

    Held-to-maturity investments

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign non-EU controlled branches (stand-alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EU controlled branches (stand-alone)

    SSM Categories

    Impaired debt instruments - Allowances for incurred but not reported losses

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EA controlled branches (stand-alone)

    Significant

    Less significant

    Loans and receivables

     

     

     

     

     

     

     

     

     

     

     

    Held-to-maturity investments

     

     

     

     

     

     

     

     

     

     

     


    CBD Quarterly ASSET QUALITY - GAAP FINREP

     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign non-EU controlled branches (stand-alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EU controlled branches (stand-alone)

    SSM Categories

    Impaired debt instruments - Non-trading debt instruments measured at a cost-based method

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EA controlled branches (stand-alone)

    Significant

    Less significant

    Total gross carrying amount of impaired assets

     

     

     

     

     

     

     

     

     

     

     

    Loans and advances

     

     

     

     

     

     

     

     

     

     

     

    Allowances for individual assessed financial assets

     

     

     

     

     

     

     

     

     

     

     

    Loans and advances

     

     

     

     

     

     

     

     

     

     

     

    Allowances for collectively assessed financial assets

     

     

     

     

     

     

     

     

     

     

     

    Loans and advances

     

     

     

     

     

     

     

     

     

     

     


    CBD Quarterly - ASSET QUALITY - NON-FINREP

     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign non-EU controlled branches (stand-alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EU controlled branches (stand-alone)

    SSM Categories

    Non-performing exposures

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EA controlled branches (stand-alone)

    Significant

    Less significant

    Gross carrying amount

     

     

     

     

     

     

     

     

     

     

     

    Performing exposures

     

     

     

     

     

     

     

     

     

     

     

    Non-performing exposures*

     

     

     

     

     

     

     

     

     

     

     

    Forborne exposures

     

     

     

     

     

     

     

     

     

     

     

    Accumulated impairment, accumulated changes in fair value due to credit risk and provisions*

     

     

     

     

     

     

     

     

     

     

     


    CBD Quarterly - GEOGRAPHICAL CONCENTRATION

     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign non-EU controlled branches (stand-alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EU controlled branches (stand-alone)

    SSM Categories

    Total original exposure value

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EA controlled branches (stand-alone)

    Significant

    Less significant

    AT

     

     

     

     

     

     

     

     

     

     

     

    BE

     

     

     

     

     

     

     

     

     

     

     

    BG

     

     

     

     

     

     

     

     

     

     

     

    HR

     

     

     

     

     

     

     

     

     

     

     

    CY

     

     

     

     

     

     

     

     

     

     

     

    CZ

     

     

     

     

     

     

     

     

     

     

     

    DK

     

     

     

     

     

     

     

     

     

     

     

    EE

     

     

     

     

     

     

     

     

     

     

     

    FI

     

     

     

     

     

     

     

     

     

     

     

    FR

     

     

     

     

     

     

     

     

     

     

     

    DE

     

     

     

     

     

     

     

     

     

     

     

    EL

     

     

     

     

     

     

     

     

     

     

     

    HU

     

     

     

     

     

     

     

     

     

     

     

    IE

     

     

     

     

     

     

     

     

     

     

     

    IT

     

     

     

     

     

     

     

     

     

     

     

    LV

     

     

     

     

     

     

     

     

     

     

     

    LT

     

     

     

     

     

     

     

     

     

     

     

    LU

     

     

     

     

     

     

     

     

     

     

     

    MT

     

     

     

     

     

     

     

     

     

     

     

    NL

     

     

     

     

     

     

     

     

     

     

     

    PL

     

     

     

     

     

     

     

     

     

     

     

    PT

     

     

     

     

     

     

     

     

     

     

     

    RO

     

     

     

     

     

     

     

     

     

     

     

    SK

     

     

     

     

     

     

     

     

     

     

     

    SI

     

     

     

     

     

     

     

     

     

     

     

    ES

     

     

     

     

     

     

     

     

     

     

     

    SE

     

     

     

     

     

     

     

     

     

     

     

    UK

     

     

     

     

     

     

     

     

     

     

     

    NO

     

     

     

     

     

     

     

     

     

     

     

    US (United States)

     

     

     

     

     

     

     

     

     

     

     

    HK (Hong Kong)

     

     

     

     

     

     

     

     

     

     

     

    BR (Brazil)

     

     

     

     

     

     

     

     

     

     

     

    CN (China)

     

     

     

     

     

     

     

     

     

     

     

    JP (Japan)

     

     

     

     

     

     

     

     

     

     

     

    CH (Switzerland)

     

     

     

     

     

     

     

     

     

     

     

    MX (Mexico)

     

     

     

     

     

     

     

     

     

     

     

    AU (Australia)

     

     

     

     

     

     

     

     

     

     

     

    SG (Singapore)

     

     

     

     

     

     

     

     

     

     

     

    TR (Turkey)

     

     

     

     

     

     

     

     

     

     

     

    RU (Russian Federation)

     

     

     

     

     

     

     

     

     

     

     

    KY (Cayman Islands)

     

     

     

     

     

     

     

     

     

     

     

    IN (India)

     

     

     

     

     

     

     

     

     

     

     

    KR (South Korea)

     

     

     

     

     

     

     

     

     

     

     

    ZA (South Africa)

     

     

     

     

     

     

     

     

     

     

     

    CA (Canada)

     

     

     

     

     

     

     

     

     

     

     

    Memorandum items

     

     

     

     

     

     

     

     

     

     

     

    Non-domestic original exposure

     

     

     

     

     

     

     

     

     

     

     

    Total original exposure

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign non-EU controlled branches (stand-alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EU controlled branches (stand-alone)

    SSM Categories

    Total exposures in default

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EA controlled branches (stand-alone)

    Significant

    Less significant

    AT

     

     

     

     

     

     

     

     

     

     

     

    BE

     

     

     

     

     

     

     

     

     

     

     

    BG

     

     

     

     

     

     

     

     

     

     

     

    HR

     

     

     

     

     

     

     

     

     

     

     

    CY

     

     

     

     

     

     

     

     

     

     

     

    CZ

     

     

     

     

     

     

     

     

     

     

     

    DK

     

     

     

     

     

     

     

     

     

     

     

    EE

     

     

     

     

     

     

     

     

     

     

     

    FI

     

     

     

     

     

     

     

     

     

     

     

    FR

     

     

     

     

     

     

     

     

     

     

     

    DE

     

     

     

     

     

     

     

     

     

     

     

    EL

     

     

     

     

     

     

     

     

     

     

     

    HU

     

     

     

     

     

     

     

     

     

     

     

    IE

     

     

     

     

     

     

     

     

     

     

     

    IT

     

     

     

     

     

     

     

     

     

     

     

    LV

     

     

     

     

     

     

     

     

     

     

     

    LT

     

     

     

     

     

     

     

     

     

     

     

    LU

     

     

     

     

     

     

     

     

     

     

     

    MT

     

     

     

     

     

     

     

     

     

     

     

    NL

     

     

     

     

     

     

     

     

     

     

     

    PL

     

     

     

     

     

     

     

     

     

     

     

    PT

     

     

     

     

     

     

     

     

     

     

     

    RO

     

     

     

     

     

     

     

     

     

     

     

    SK

     

     

     

     

     

     

     

     

     

     

     

    SI

     

     

     

     

     

     

     

     

     

     

     

    ES

     

     

     

     

     

     

     

     

     

     

     

    SE

     

     

     

     

     

     

     

     

     

     

     

    UK

     

     

     

     

     

     

     

     

     

     

     

    NO

     

     

     

     

     

     

     

     

     

     

     

    US (United States)

     

     

     

     

     

     

     

     

     

     

     

    HK (Hong Kong)

     

     

     

     

     

     

     

     

     

     

     

    BR (Brazil)

     

     

     

     

     

     

     

     

     

     

     

    CN (China)

     

     

     

     

     

     

     

     

     

     

     

    JP (Japan)

     

     

     

     

     

     

     

     

     

     

     

    CH (Switzerland)

     

     

     

     

     

     

     

     

     

     

     

    MX (Mexico)

     

     

     

     

     

     

     

     

     

     

     

    AU (Australia)

     

     

     

     

     

     

     

     

     

     

     

    SG (Singapore)

     

     

     

     

     

     

     

     

     

     

     

    TR (Turkey)

     

     

     

     

     

     

     

     

     

     

     

    RU (Russian Federation)

     

     

     

     

     

     

     

     

     

     

     

    KY (Cayman Islands)

     

     

     

     

     

     

     

     

     

     

     

    IN (India)

     

     

     

     

     

     

     

     

     

     

     

    KR (South Korea)

     

     

     

     

     

     

     

     

     

     

     

    ZA (South Africa)

     

     

     

     

     

     

     

     

     

     

     

    CA (Canada)

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign non-EU controlled branches (stand-alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EU controlled branches (stand-alone)

    SSM Categories

    Total exposure value

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EA controlled branches (stand-alone)

    Significant

    Less significant

    AT

     

     

     

     

     

     

     

     

     

     

     

    BE

     

     

     

     

     

     

     

     

     

     

     

    BG

     

     

     

     

     

     

     

     

     

     

     

    HR

     

     

     

     

     

     

     

     

     

     

     

    CY

     

     

     

     

     

     

     

     

     

     

     

    CZ

     

     

     

     

     

     

     

     

     

     

     

    DK

     

     

     

     

     

     

     

     

     

     

     

    EE

     

     

     

     

     

     

     

     

     

     

     

    FI

     

     

     

     

     

     

     

     

     

     

     

    FR

     

     

     

     

     

     

     

     

     

     

     

    DE

     

     

     

     

     

     

     

     

     

     

     

    EL

     

     

     

     

     

     

     

     

     

     

     

    HU

     

     

     

     

     

     

     

     

     

     

     

    IE

     

     

     

     

     

     

     

     

     

     

     

    IT

     

     

     

     

     

     

     

     

     

     

     

    LV

     

     

     

     

     

     

     

     

     

     

     

    LT

     

     

     

     

     

     

     

     

     

     

     

    LU

     

     

     

     

     

     

     

     

     

     

     

    MT

     

     

     

     

     

     

     

     

     

     

     

    NL

     

     

     

     

     

     

     

     

     

     

     

    PL

     

     

     

     

     

     

     

     

     

     

     

    PT

     

     

     

     

     

     

     

     

     

     

     

    RO

     

     

     

     

     

     

     

     

     

     

     

    SK

     

     

     

     

     

     

     

     

     

     

     

    SI

     

     

     

     

     

     

     

     

     

     

     

    ES

     

     

     

     

     

     

     

     

     

     

     

    SE

     

     

     

     

     

     

     

     

     

     

     

    UK

     

     

     

     

     

     

     

     

     

     

     

    NO

     

     

     

     

     

     

     

     

     

     

     

    US (United States)

     

     

     

     

     

     

     

     

     

     

     

    HK (Hong Kong)

     

     

     

     

     

     

     

     

     

     

     

    BR (Brazil)

     

     

     

     

     

     

     

     

     

     

     

    CN (China)

     

     

     

     

     

     

     

     

     

     

     

    JP (Japan)

     

     

     

     

     

     

     

     

     

     

     

    CH (Switzerland)

     

     

     

     

     

     

     

     

     

     

     

    MX (Mexico)

     

     

     

     

     

     

     

     

     

     

     

    AU (Australia)

     

     

     

     

     

     

     

     

     

     

     

    SG (Singapore)

     

     

     

     

     

     

     

     

     

     

     

    TR (Turkey)

     

     

     

     

     

     

     

     

     

     

     

    RU (Russian Federation)

     

     

     

     

     

     

     

     

     

     

     

    KY (Cayman Islands)

     

     

     

     

     

     

     

     

     

     

     

    IN (India)

     

     

     

     

     

     

     

     

     

     

     

    KR (South Korea)

     

     

     

     

     

     

     

     

     

     

     

    ZA (South Africa)

     

     

     

     

     

     

     

     

     

     

     

    CA (Canada)

     

     

     

     

     

     

     

     

     

     

     


    CBD Quarterly - GEOGRAPHICAL CONCENTRATION - FINREP reporters (IFRS and GAAP)

     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign non-EU controlled branches (stand-alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EU controlled branches (stand-alone)

    SSM Categories

    Domestic activities

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EA controlled branches (stand-alone)

    Significant

    Less significant

    Total assets

     

     

     

     

     

     

     

     

     

     

     

    Total liabilities

     

     

     

     

     

     

     

     

     

     

     

    Total operating income, net

     

     

     

     

     

     

     

     

     

     

     

    Profit or loss for the year

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign non-EU controlled branches (stand-alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EU controlled branches (stand-alone)

    SSM Categories

    Non-domestic activities

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EA controlled branches (stand-alone)

    Significant

    Less significant

    Total assets

     

     

     

     

     

     

     

     

     

     

     

    Total liabilities

     

     

     

     

     

     

     

     

     

     

     

    Total operating income, net

     

     

     

     

     

     

     

     

     

     

     

    Profit or loss for the year

     

     

     

     

     

     

     

     

     

     

     


    CBD Quarterly - COUNTERPARTY CONCENTRATION - FINREP reporters (IFRS and GAAP)

     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign non-EU controlled branches (stand-alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EU controlled branches (stand-alone)

    SSM Categories

    Exposures to central banks

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EA controlled branches (stand-alone)

    Significant

    Less significant

    LOANS AND ADVANCES

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign non-EU controlled branches (stand-alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EU controlled branches (stand-alone)

    SSM Categories

    Exposures to general governments

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EA controlled branches (stand-alone)

    Significant

    Less significant

    LOANS AND ADVANCES*

     

     

     

     

     

     

     

     

     

     

     

    of which: mortgage loans [Loans collateralized by immovable property]

     

     

     

     

     

     

     

     

     

     

     

    of which: other collateralized loans

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign non-EU controlled branches (stand-alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EU controlled branches (stand-alone)

    SSM Categories

    Exposures to credit institutions

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EA controlled branches (stand-alone)

    Significant

    Less significant

    LOANS AND ADVANCES

     

     

     

     

     

     

     

     

     

     

     

    of which: mortgage loans [Loans collateralized by immovable property]

     

     

     

     

     

     

     

     

     

     

     

    of which: other collateralized loans

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign non-EU controlled branches (stand-alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EU controlled branches (stand-alone)

    SSM Categories

    Exposures to other financial corporations

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EA controlled branches (stand-alone)

    Significant

    Less significant

    LOANS AND ADVANCES

     

     

     

     

     

     

     

     

     

     

     

    of which: mortgage loans [Loans collateralized by immovable property]

     

     

     

     

     

     

     

     

     

     

     

    of which: other collateralized loans

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign non-EU controlled branches (stand-alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EU controlled branches (stand-alone)

    SSM Categories

    Exposures to non-financial corporations

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EA controlled branches (stand-alone)

    Significant

    Less significant

    LOANS AND ADVANCES*

     

     

     

     

     

     

     

     

     

     

     

    of which: mortgage loans [Loans collateralized by immovable property]

     

     

     

     

     

     

     

     

     

     

     

    of which: other collateralized loans

     

     

     

     

     

     

     

     

     

     

     

    of which: project finance loans

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign non-EU controlled branches (stand-alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EU controlled branches (stand-alone)

    SSM Categories

    Exposures to households

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EA controlled branches (stand-alone)

    Significant

    Less significant

    LOANS AND ADVANCES*

     

     

     

     

     

     

     

     

     

     

     

    of which: mortgage loans [Loans collateralized by immovable property]

     

     

     

     

     

     

     

     

     

     

     

    of which: other collateralized loans

     

     

     

     

     

     

     

     

     

     

     

    of which: credit for consumption

     

     

     

     

     

     

     

     

     

     

     

    of which: lending for house purchase

     

     

     

     

     

     

     

     

     

     

     


    CBD Quarterly - FUNDING CONCENTRATION - FINREP reporters (IFRS and GAAP)

     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign non-EU controlled branches (stand-alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EU controlled branches (stand-alone)

    SSM Categories

    Carrying amount (FINREP-IFRS)

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EA controlled branches (stand-alone)

    Significant

    Less significant

    Debt securities issued

     

     

     

     

     

     

     

     

     

     

     

    Certificates of deposits

     

     

     

     

     

     

     

     

     

     

     

    Asset-backed securities

     

     

     

     

     

     

     

     

     

     

     

    Covered bonds

     

     

     

     

     

     

     

     

     

     

     

    Hybrid contracts

     

     

     

     

     

     

     

     

     

     

     

    Other debt securities issued

     

     

     

     

     

     

     

     

     

     

     

    Convertible compound financial instruments

     

     

     

     

     

     

     

     

     

     

     

    Non-convertible

     

     

     

     

     

     

     

     

     

     

     

    Other financial liabilities

     

     

     

     

     

     

     

     

     

     

     

    FINANCIAL LIABILITIES

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign non-EU controlled branches (stand-alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EU controlled branches (stand-alone)

    SSM Categories

    Carrying amount (FINREP-GAAP)

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EA controlled branches (stand-alone)

    Significant

    Less significant

    Debt securities issued

     

     

     

     

     

     

     

     

     

     

     

    Certificates of deposits

     

     

     

     

     

     

     

     

     

     

     

    Asset-backed securities

     

     

     

     

     

     

     

     

     

     

     

    Covered bonds

     

     

     

     

     

     

     

     

     

     

     

    Hybrid contracts

     

     

     

     

     

     

     

     

     

     

     

    Other debt securities issued

     

     

     

     

     

     

     

     

     

     

     

    Convertible compound financial instruments

     

     

     

     

     

     

     

     

     

     

     

    Non-convertible

     

     

     

     

     

     

     

     

     

     

     

    Other financial liabilities

     

     

     

     

     

     

     

     

     

     

     

    FINANCIAL LIABILITIES

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign non-EU controlled branches (stand-alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EU controlled branches (stand-alone)

    SSM Categories

    Total amount received

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EA controlled branches (stand-alone)

    Significant

    Less significant

    Retail funding

     

     

     

     

     

     

     

     

     

     

     

    Sight deposits

     

     

     

     

     

     

     

     

     

     

     

    Fixed-term deposits with an initial maturity < 30 days

     

     

     

     

     

     

     

     

     

     

     

    Fixed-term deposits with an initial maturity > 30 days

     

     

     

     

     

     

     

     

     

     

     

    Savings accounts

     

     

     

     

     

     

     

     

     

     

     

    Wholesale funding*

     

     

     

     

     

     

     

     

     

     

     

    Unsecured

     

     

     

     

     

     

     

     

     

     

     

    Secured*

     

     

     

     

     

     

     

     

     

     

     


    CBD Quarterly - Liquidity and funding

     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign non-EU controlled branches (stand-alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EU controlled branches (stand-alone)

    SSM Categories

    Liquid assets

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EA controlled branches (stand-alone)

    Significant

    Less significant

    Total unadjusted LEVEL 1 assets excluding extremely high quality covered bonds*

     

     

     

     

     

     

     

     

     

     

     

    Withdrawable central bank reserves

     

     

     

     

     

     

     

     

     

     

     

    Central bank assets

     

     

     

     

     

     

     

     

     

     

     

    Central government assets

     

     

     

     

     

     

     

     

     

     

     

    Other liquid assets which can be included in the category of Central Bank exposures or Publically Guaranteed exposures

     

     

     

     

     

     

     

     

     

     

     

    Total unadjusted LEVEL 1 extremely high quality covered bonds

     

     

     

     

     

     

     

     

     

     

     

    Total unadjusted LEVEL 2A assets

     

     

     

     

     

     

     

     

     

     

     

    Total unadjusted LEVEL 2B assets

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign non-EU controlled branches (stand alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand alone)

    Foreign EU controlled branches (stand alone)

    SSM Categories

    LIQUIDITY COVERAGE

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (sub-consolidated or stand alone)

    Foreign EA controlled branches (stand alone)

    Significant

    Less-Significant

    Liquidity buffer*

     

     

     

     

     

     

     

     

     

     

     

    Net liquidity outflow*

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign non-EU controlled branches (stand-alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EU controlled branches (stand-alone)

    SSM Categories

    ITEMS REQUIRING STABLE FUNDING

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EA controlled branches (stand-alone)

    Significant

    Less significant

    Amount extremely high liquidity and credit quality

     

     

     

     

     

     

     

     

     

     

     

    within three months

     

     

     

     

     

     

     

     

     

     

     

    between three and 6 months

     

     

     

     

     

     

     

     

     

     

     

    between 6 and 9 months

     

     

     

     

     

     

     

     

     

     

     

    between 9 and 12 months

     

     

     

     

     

     

     

     

     

     

     

    after 12 months

     

     

     

     

     

     

     

     

     

     

     

    Amount high liquidity and credit quality

     

     

     

     

     

     

     

     

     

     

     

    within three months

     

     

     

     

     

     

     

     

     

     

     

    between three and 6 months

     

     

     

     

     

     

     

     

     

     

     

    between 6 and 9 months

     

     

     

     

     

     

     

     

     

     

     

    between 9 and 12 months

     

     

     

     

     

     

     

     

     

     

     

    after 12 months

     

     

     

     

     

     

     

     

     

     

     

    Amount other assets

     

     

     

     

     

     

     

     

     

     

     

    within three months

     

     

     

     

     

     

     

     

     

     

     

    between three and 6 months

     

     

     

     

     

     

     

     

     

     

     

    between 6 and 9 months

     

     

     

     

     

     

     

     

     

     

     

    between 9 and 12 months

     

     

     

     

     

     

     

     

     

     

     

    after 12 months

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign non-EU controlled branches (stand-alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EU controlled branches (stand-alone)

    SSM Categories

    ITEMS REQUIRING STABLE FUNDING - non-renewable loans and receivables

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EA controlled branches (stand-alone)

    Significant

    Less significant

    within three months

     

     

     

     

     

     

     

     

     

     

     

    between three and 6 months

     

     

     

     

     

     

     

     

     

     

     

    between 6 and 9 months

     

     

     

     

     

     

     

     

     

     

     

    between 9 and 12 months

     

     

     

     

     

     

     

     

     

     

     

    after 12 months

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign non-EU controlled branches (stand-alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EU controlled branches (stand-alone)

    SSM Categories

    ITEMS REQUIRING STABLE FUNDING - non-renewable loans and receivables reported in 1.9 that are collateralised by real estate

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EA controlled branches (stand-alone)

    Significant

    Less significant

    within three months

     

     

     

     

     

     

     

     

     

     

     

    between three and 6 months

     

     

     

     

     

     

     

     

     

     

     

    between 6 and 9 months

     

     

     

     

     

     

     

     

     

     

     

    between 9 and 12 months

     

     

     

     

     

     

     

     

     

     

     

    after 12 months

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign non-EU controlled branches (stand-alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EU controlled branches (stand-alone)

    SSM Categories

    ITEMS REQUIRING STABLE FUNDING - derivatives receivables

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EA controlled branches (stand-alone)

    Significant

    Less significant

    within three months

     

     

     

     

     

     

     

     

     

     

     

    between three and 6 months

     

     

     

     

     

     

     

     

     

     

     

    between 6 and 9 months

     

     

     

     

     

     

     

     

     

     

     

    between 9 and 12 months

     

     

     

     

     

     

     

     

     

     

     

    after 12 months

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign non-EU controlled branches (stand-alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EU controlled branches (stand-alone)

    SSM Categories

    ITEMS REQUIRING STABLE FUNDING - any other assets

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EA controlled branches (stand-alone)

    Significant

    Less significant

    within three months

     

     

     

     

     

     

     

     

     

     

     

    between three and 6 months

     

     

     

     

     

     

     

     

     

     

     

    between 6 and 9 months

     

     

     

     

     

     

     

     

     

     

     

    between 9 and 12 months

     

     

     

     

     

     

     

     

     

     

     

    after 12 months

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign non-EU controlled branches (stand-alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EU controlled branches (stand-alone)

    SSM Categories

    ITEMS REQUIRING STABLE FUNDING - assets deducted from own funds not requiring stable funding

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EA controlled branches (stand-alone)

    Significant

    Less significant

    within three months

     

     

     

     

     

     

     

     

     

     

     

    between three and 6 months

     

     

     

     

     

     

     

     

     

     

     

    between 6 and 9 months

     

     

     

     

     

     

     

     

     

     

     

    between 9 and 12 months

     

     

     

     

     

     

     

     

     

     

     

    after 12 months

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign non-EU controlled branches (stand-alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EU controlled branches (stand-alone)

    SSM Categories

    ITEMS REQUIRING STABLE FUNDING - undrawn committed credit facilities that qualify as ‘medium risk’ or ‘medium/low risk’ under Annex I.

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EA controlled branches (stand-alone)

    Significant

    Less significant

    within three months

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign non-EU controlled branches (stand-alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EU controlled branches (stand-alone)

    SSM Categories

    ITEMS PROVIDING STABLE FUNDING

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EA controlled branches (stand-alone)

    Significant

    Less significant

    within three months

     

     

     

     

     

     

     

     

     

     

     

    between three and 6 months

     

     

     

     

     

     

     

     

     

     

     

    between 6 and 9 months

     

     

     

     

     

     

     

     

     

     

     

    between 9 and 12 months

     

     

     

     

     

     

     

     

     

     

     

    after 12 months

     

     

     

     

     

     

     

     

     

     

     


    CBD Quarterly - Asset encumbrance

     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign non-EU controlled branches (stand-alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EU controlled branches (stand-alone)

    SSM Categories

    Carrying amount of encumbered assets

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EA controlled branches (stand-alone)

    Significant

    Less significant

    Assets of the reporting institution*

     

     

     

     

     

     

     

     

     

     

     

    Loans on demand

     

     

     

     

     

     

     

     

     

     

     

    Equity instruments

     

     

     

     

     

     

     

     

     

     

     

    Debt securities

     

     

     

     

     

     

     

     

     

     

     

    Loans and advances other than loans on demand

     

     

     

     

     

     

     

     

     

     

     

    Other assets

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign non-EU controlled branches (stand-alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EU controlled branches (stand-alone)

    SSM Categories

    Carrying amount of encumbered assets of which: issued by other entities of the group

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EA controlled branches (stand-alone)

    Significant

    Less significant

    Assets of the reporting institution

     

     

     

     

     

     

     

     

     

     

     

    Loans on demand

     

     

     

     

     

     

     

     

     

     

     

    Equity instruments

     

     

     

     

     

     

     

     

     

     

     

    Debt securities

     

     

     

     

     

     

     

     

     

     

     

    Loans and advances other than loans on demand

     

     

     

     

     

     

     

     

     

     

     

    Other assets

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign non-EU controlled branches (stand-alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EU controlled branches (stand-alone)

    SSM Categories

    Carrying amount of encumbered assets of which: central bank's eligible

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EA controlled branches (stand-alone)

    Significant

    Less significant

    Assets of the reporting institution

     

     

     

     

     

     

     

     

     

     

     

    Loans on demand

     

     

     

     

     

     

     

     

     

     

     

    Equity instruments

     

     

     

     

     

     

     

     

     

     

     

    Debt securities

     

     

     

     

     

     

     

     

     

     

     

    Loans and advances other than loans on demand

     

     

     

     

     

     

     

     

     

     

     

    Other assets

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign non-EU controlled branches (stand-alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EU controlled branches (stand-alone)

    SSM Categories

    Carrying amount of non-encumbered assets

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EA controlled branches (stand-alone)

    Significant

    Less significant

    Assets of the reporting institution*

     

     

     

     

     

     

     

     

     

     

     

    Loans on demand

     

     

     

     

     

     

     

     

     

     

     

    Equity instruments

     

     

     

     

     

     

     

     

     

     

     

    Debt securities

     

     

     

     

     

     

     

     

     

     

     

    Loans and advances other than loans on demand

     

     

     

     

     

     

     

     

     

     

     

    Other assets

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign non-EU controlled branches (stand-alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EU controlled branches (stand-alone)

    SSM Categories

    Carrying amount of non-encumbered assets of which: issued by other entities of the group

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EA controlled branches (stand-alone)

    Significant

    Less significant

    Assets of the reporting institution

     

     

     

     

     

     

     

     

     

     

     

    Loans on demand

     

     

     

     

     

     

     

     

     

     

     

    Equity instruments

     

     

     

     

     

     

     

     

     

     

     

    Debt securities

     

     

     

     

     

     

     

     

     

     

     

    Loans and advances other than loans on demand

     

     

     

     

     

     

     

     

     

     

     

    Other assets

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign non-EU controlled branches (stand-alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EU controlled branches (stand-alone)

    SSM Categories

    Carrying amount of non-encumbered assets of which: central bank's eligible

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EA controlled branches (stand-alone)

    Significant

    Less significant

    Assets of the reporting institution

     

     

     

     

     

     

     

     

     

     

     

    Loans on demand

     

     

     

     

     

     

     

     

     

     

     

    Equity instruments

     

     

     

     

     

     

     

     

     

     

     

    Debt securities

     

     

     

     

     

     

     

     

     

     

     

    Loans and advances other than loans on demand

     

     

     

     

     

     

     

     

     

     

     

    Other assets

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign non-EU controlled branches (stand-alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EU controlled branches (stand-alone)

    SSM Categories

    Collateral received by the reporting institution

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EA controlled branches (stand-alone)

    Significant

    Less significant

    Fair value of encumbered collateral received or own debt securities issued*

     

     

     

     

     

     

     

     

     

     

     

    Fair value of non-encumbered collateral received or own debt securities issued available for encumbrance*

     

     

     

     

     

     

     

     

     

     

     


    CBD Quarterly - OWN FUNDS, RISK WEIGHTED EXPOSURE AMOUNTS AND SOLVENCY

     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign non-EU controlled branches (stand-alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EU controlled branches (stand-alone)

    SSM Categories

    Table x.x

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EA controlled branches (stand-alone)

    Significant

    Less significant

    OWN FUNDS

     

     

     

     

     

     

     

     

     

     

     

    TIER 1 CAPITAL*

     

     

     

     

     

     

     

     

     

     

     

    COMMON EQUITY TIER 1 CAPITAL*

     

     

     

     

     

     

     

     

     

     

     

    Capital instruments eligible as common equity tier 1 (CET1) Capital

     

     

     

     

     

     

     

     

     

     

     

    Retained earnings

     

     

     

     

     

     

     

     

     

     

     

    Adjustments to CET1

     

     

     

     

     

     

     

     

     

     

     

    Deductions from CET1

     

     

     

     

     

     

     

     

     

     

     

    ADDITIONAL TIER 1 CAPITAL

     

     

     

     

     

     

     

     

     

     

     

    TIER 2 CAPITAL

     

     

     

     

     

     

     

     

     

     

     


    CBD Quarterly - OWN FUNDS, RISK WEIGHTED EXPOSURE AMOUNTS AND SOLVENCY

     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign non-EU controlled branches (stand-alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EU controlled branches (stand-alone)

    SSM Categories

    Original exposure pre-conversion factors

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EA controlled branches (stand-alone)

    Significant

    Less significant

    RISK WEIGHTED EXPOSURE AMOUNTS FOR CREDIT, COUNTERPARTY CREDIT AND DILUTION RISKS AND FREE DELIVERIES*

     

     

     

     

     

     

     

     

     

     

     

    Standardised approach (SA)

     

     

     

     

     

     

     

     

     

     

     

    Internal ratings based Approach (IRB)*

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign non-EU controlled branches (stand-alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EU controlled branches (stand-alone)

    SSM Categories

    Value adjustments

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EA controlled branches (stand-alone)

    Significant

    Less significant

    Standardised approach (SA)

     

     

     

     

     

     

     

     

     

     

     

    Internal ratings based Approach (IRB)

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign non-EU controlled branches (stand-alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EU controlled branches (stand-alone)

    SSM Categories

    Risk weighted exposure amounts

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EA controlled branches (stand-alone)

    Significant

    Less significant

    TOTAL RISK EXPOSURE AMOUNT / TOTAL EXPOSURES*

     

     

     

     

     

     

     

     

     

     

     

    RISK WEIGHTED EXPOSURE AMOUNTS FOR CREDIT, COUNTERPARTY CREDIT AND DILUTION RISKS AND FREE DELIVERIES

     

     

     

     

     

     

     

     

     

     

     

    Standardised approach (SA)

     

     

     

     

     

     

     

     

     

     

     

    Internal ratings based Approach (IRB)

     

     

     

     

     

     

     

     

     

     

     

    TOTAL RISK EXPOSURE AMOUNT FOR SETTLEMENT/DELIVERY

     

     

     

     

     

     

     

     

     

     

     

    TOTAL RISK EXPOSURE AMOUNT FOR POSITION, FOREIGN EXCHANGE AND COMMODITIES RISKS

     

     

     

     

     

     

     

     

     

     

     

    TOTAL RISK EXPOSURE AMOUNT FOR OPERATIONAL RISK (OpR )

     

     

     

     

     

     

     

     

     

     

     

    TOTAL RISK EXPOSURE AMOUNT FOR CREDIT VALUATION ADJUSTMENT

     

     

     

     

     

     

     

     

     

     

     

    TOTAL RISK EXPOSURE AMOUNT RELATED TO LARGE EXPOSURES IN THE TRADING BOOK

     

     

     

     

     

     

     

     

     

     

     

    OTHER RISK EXPOSURE AMOUNTS

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign non-EU controlled branches (stand-alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EU controlled branches (stand-alone)

    SSM Categories

    Expected loss amount

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EA controlled branches (stand-alone)

    Significant

    Less significant

    Internal ratings based Approach (IRB)

     

     

     

     

     

     

     

     

     

     

     


    CBD Quarterly- OWN FUNDS, RISK WEIGHTED EXPOSURE AMOUNTS AND SOLVENCY

     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign non-EU controlled branches (stand-alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EU controlled branches (stand-alone)

    SSM Categories

    Capital buffers and Pillar II requirements

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EA controlled branches (stand-alone)

    Significant

    Less significant

    Combined buffer requirement

     

     

     

     

     

     

     

     

     

     

     

    Capital conservation buffer

     

     

     

     

     

     

     

     

     

     

     

    Conservation buffer due to macro-prudential or systemic risk identified at the level of a Member State

     

     

     

     

     

     

     

     

     

     

     

    Institution specific countercyclical capital buffer

     

     

     

     

     

     

     

     

     

     

     

    Systemic risk buffer

     

     

     

     

     

     

     

     

     

     

     

    Systemical important institution buffer

     

     

     

     

     

     

     

     

     

     

     

    Global Systemically Important Institution buffer

     

     

     

     

     

     

     

     

     

     

     

    Other Systemically Important Institution buffer

     

     

     

     

     

     

     

     

     

     

     

    Own funds requirements related to Pillar II adjustments

     

     

     

     

     

     

     

     

     

     

     


    CBD Quarterly -Number of institutions

     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign non-EU controlled branches (stand-alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EU controlled branches (stand-alone)

    SSM Categories

    Solvency ratio (%)

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EA controlled branches (stand-alone)

    Significant

    Less significant

    < 8

     

     

     

     

     

     

     

     

     

     

     

    8 - 12

     

     

     

     

     

     

     

     

     

     

     

    12 - 16

     

     

     

     

     

     

     

     

     

     

     

    16 - 20

     

     

     

     

     

     

     

     

     

     

     

    > 20

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign non-EU controlled branches (stand-alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EU controlled branches (stand-alone)

    SSM Categories

    Tier 1 ratio (%)

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EA controlled branches (stand-alone)

    Significant

    Less significant

    < 6

     

     

     

     

     

     

     

     

     

     

     

    6 - 8

     

     

     

     

     

     

     

     

     

     

     

    8 - 12

     

     

     

     

     

     

     

     

     

     

     

    12 - 16

     

     

     

     

     

     

     

     

     

     

     

    > 16

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign non-EU controlled branches (stand-alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EU controlled branches (stand-alone)

    SSM Categories

    Core Equity Tier 1 ratio (%)

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EA controlled branches (stand-alone)

    Significant

    Less significant

    < 4

     

     

     

     

     

     

     

     

     

     

     

    4 - 6

     

     

     

     

     

     

     

     

     

     

     

    6 - 8

     

     

     

     

     

     

     

     

     

     

     

    8 - 12

     

     

     

     

     

     

     

     

     

     

     

    12 - 16

     

     

     

     

     

     

     

     

     

     

     

    > 16

     

     

     

     

     

     

     

     

     

     

     


    CBD Quarterly -TOTAL RISK EXPOSURE AMOUNT / TOTAL EXPOSURES

     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign non-EU controlled branches (stand-alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EU controlled branches (stand-alone)

    SSM Categories

    Solvency ratio (%)

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EA controlled branches (stand-alone)

    Significant

    Less significant

    < 8

     

     

     

     

     

     

     

     

     

     

     

    8 - 12

     

     

     

     

     

     

     

     

     

     

     

    12 - 16

     

     

     

     

     

     

     

     

     

     

     

    16 - 20

     

     

     

     

     

     

     

     

     

     

     

    > 20

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign non-EU controlled branches (stand-alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EU controlled branches (stand-alone)

    SSM Categories

    Tier 1 ratio (%)

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EA controlled branches (stand-alone)

    Significant

    Less significant

    < 6

     

     

     

     

     

     

     

     

     

     

     

    6 - 8

     

     

     

     

     

     

     

     

     

     

     

    8 - 12

     

     

     

     

     

     

     

     

     

     

     

    12-16

     

     

     

     

     

     

     

     

     

     

     

    > 16

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign non-EU controlled branches (stand-alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EU controlled branches (stand-alone)

    SSM Categories

    Core Equity Tier 1 ratio (%)

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EA controlled branches (stand-alone)

    Significant

    Less significant

    < 4

     

     

     

     

     

     

     

     

     

     

     

    4 - 6

     

     

     

     

     

     

     

     

     

     

     

    6 - 8

     

     

     

     

     

     

     

     

     

     

     

    8 - 12

     

     

     

     

     

     

     

     

     

     

     

    12 - 16

     

     

     

     

     

     

     

     

     

     

     

    > 16

     

     

     

     

     

     

     

     

     

     

     


    CBD Quarterly - Assets

     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign non-EU controlled branches (stand-alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EU controlled branches (stand-alone)

    SSM Categories

    Solvency ratio (%)

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EA controlled branches (stand-alone)

    Significant

    Less significant

    < 8

     

     

     

     

     

     

     

     

     

     

     

    8 - 12

     

     

     

     

     

     

     

     

     

     

     

    12 - 16

     

     

     

     

     

     

     

     

     

     

     

    16 - 20

     

     

     

     

     

     

     

     

     

     

     

    > 20

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign non-EU controlled branches (stand-alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EU controlled branches (stand-alone)

    SSM Categories

    Tier 1 ratio (%)

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EA controlled branches (stand-alone)

    Significant

    Less significant

    < 6

     

     

     

     

     

     

     

     

     

     

     

    6 - 8

     

     

     

     

     

     

     

     

     

     

     

    8 - 12

     

     

     

     

     

     

     

     

     

     

     

    12 - 16

     

     

     

     

     

     

     

     

     

     

     

    > 16

     

     

     

     

     

     

     

     

     

     

     


     

    Domestic banking groups (consolidated) and stand-alone banks

    Foreign non-EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign non-EU controlled branches (stand-alone)

    Foreign EU controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EU controlled branches (stand-alone)

    SSM Categories

    Core Equity Tier 1 ratio (%)

    A.

    		 Large

    B.

    		 Medium

    C.

    		 Small

    Foreign EA controlled subsidiaries (subconsolidated or stand-alone)

    Foreign EA controlled branches (stand-alone)

    Significant

    Less significant’

    < 4

     

     

     

     

     

     

     

     

     

     

     

    4 - 6

     

     

     

     

     

     

     

     

     

     

     

    6 - 8

     

     

     

     

     

     

     

     

     

     

     

    8 - 12

     

     

     

     

     

     

     

     

     

     

     

    12 - 16

     

     

     

     

     

     

     

     

     

     

     

    > 16

     

     

     

     

     

     

     

     

     

     

     

    (b)

    Part 22 is replaced by the following:

    ‘PART 22

    PF statistics

    Table

    PF statistics (stocks and transactions)

    Assets Pension Funds

     

    Total

    Domestic

    Euro area Member States other than domestic

    Rest of the world

    Total

    MFIs (S.121+S.122+ S.123)

    Non-MFIs

    Total

    MFIs (S.121+S.122+ S.123)

    Non-MFIs

    Total

    General government (S.13)

    Non-MFIs excluding general government

    Total

    General government (S.13)

    Non-MFIs excluding general government

    Total

    Non-MMF investment funds (S.124)

    OFIs+financial auxiliaries+captive financial institutions and money lenders(S.125+S.126+S.127)

    ICs (S.128)

    PFs (S.129)

    NFCs (S.11)

    Households and non-profit institutions serving households (S.14 & S.15)

    Total

    Non-MMF investment funds (S.124)

    OFIs+financial auxiliaries+captive financial institutions and money lenders(S.125+S.126+S.127)

    ICs (S.128)

    PFs (S.129)

    NFCs (S.11)

    Households and non-profit institutions serving households (S.14 & S.15)

    Currency and deposits

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

    Up to 1 year

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

    Over 1 year and up to 2 years

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

    Over 2 years

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

    of which: Transferable deposits

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

    Debt securities

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

    Up to 1 year

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

    Over 1 year and up to 2 years

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

    Over 2 years

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

    Financial derivatives

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

    Loans

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

    Up to 1 year

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

    Over 1 year and up to 5 years

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

    Over 5 years

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

    Equity

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

    o/w listed shares

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

    Investment funds shares/units

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

    MMF shares/units

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

    Non-MMF investment fund shares/units

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

    Insurance technical reserves and related claims  (1)

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

    Remaining assets

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

    Total non-financial assets

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     


    Liabilities Pension Funds

     

    Total

    Domestic

    Euro area Member States other than domestic

    Rest of the world

    Total

    MFIs (S.121+S.122+S.123)

    Non-MFIs

    Total

    MFIs (S.121+S.122+S.123)

    Non-MFIs

    Total

    General government (S.13)

    Non-MFIs excluding general government

    Total

    General government (S.13)

    Non-MFIs excluding general government

    Total

    Non-MMF investment funds (S.124)

    OFIs (S.125+S.126+S.127)

    ICs (S.128)

    PFs (S.129)

    NFCs (S.11)

    Households and non-profit institutions serving households (S.14 & S.15)

    Total

    Non-MMF investment funds (S.124)

    OFIs (S.125+S.126+S.127)

    ICs (S.128)

    PFs (S.129)

    NFCs (S.11)

    Households and non-profit institutions serving households (S.14 & S.15)

    Debt securities issued

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

    Financial derivatives

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

    Loans

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

    Up to 1 year

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

    Over 1 and up to 5 years

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

    Over 5 years

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

    Equity

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

    o/w listed shares

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

    Insurance technical reserves

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

    of which: Pension entitlements (2)

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

    Defined Contribution

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

    Defined Benefit

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

    Hybrid schemes

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

    Remaining liabilities

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

    Net worth

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

    (c)

    in Part 23, Table 2a is replaced by the following:

    ‘Table 2a

    Data on assets to be provided on a quarterly basis: stocks and flow adjustments

     

    Total

    Euro area

    Rest of the world

    Domestic

    Euro area Member States other than domestic

    Euro area Member States other than domestic

    (country-by-country information)

    European Stability Mechanism (ESM)

    Total

    Non-participating Member States

    (country-by-country information)

    Main counterparties outside the European Union (country-by-country information for Brazil, Canada, China, Hong Kong, India, Japan, Russia, Switzerland, USA)

    ASSETS (F)

     

     

     

     

     

     

     

     

    1.

    		 Currency and deposits (ESA 2010: F.21+F.22+F.29) - fair value

     

     

     

     

     

     

     

     

    up to 1 year (remaining until maturity)

     

     

     

     

     

     

     

     

    over 1 year (remaining until maturity)

     

     

     

     

     

     

     

     

    1x.

    		 Currency and deposits o/w transferable deposits (F.22)

     

     

     

     

     

     

     

     

    1.

    		 Currency and deposits (ESA 2010: F.21+F.22+F.29) - nominal value

     

     

     

     

     

     

     

     

    2.

    		 Debt securities (ESA 2010: F.3)

     

     

     

     

     

     

     

     

    issued by MFIs

     

     

     

     

     

     

     

     

    issued by GG

     

     

     

     

     

     

     

     

    issued by OFIs

     

     

     

     

     

     

     

     

    issued by ICs

     

     

     

     

     

     

     

     

    issued by PFs

     

     

     

     

     

     

     

     

    issued by NFCs

     

     

     

     

     

     

     

     

    issued by HHs & NPISHs

     

     

     

     

     

     

     

     

    up to 1 year (original maturity)

     

     

     

     

     

     

     

     

    issued by MFIs

     

     

     

     

     

     

     

     

    issued by GG

     

     

     

     

     

     

     

     

    issued by OFIs

     

     

     

     

     

     

     

     

    issued by ICs

     

     

     

     

     

     

     

     

    issued by PFs

     

     

     

     

     

     

     

     

    issued by NFCs

     

     

     

     

     

     

     

     

    issued by HHs & NPISHs

     

     

     

     

     

     

     

     

    1-2 years (original maturity)

     

     

     

     

     

     

     

     

    issued by MFIs

     

     

     

     

     

     

     

     

    issued by GG

     

     

     

     

     

     

     

     

    issued by OFIs

     

     

     

     

     

     

     

     

    issued by ICs

     

     

     

     

     

     

     

     

    issued by PFs

     

     

     

     

     

     

     

     

    issued by NFCs

     

     

     

     

     

     

     

     

    issued by HHs & NPISHs

     

     

     

     

     

     

     

     

    over 2 years (original maturity)

     

     

     

     

     

     

     

     

    issued by MFIs

     

     

     

     

     

     

     

     

    issued by GG

     

     

     

     

     

     

     

     

    issued by OFIs

     

     

     

     

     

     

     

     

    issued by ICs

     

     

     

     

     

     

     

     

    issued by PFs

     

     

     

     

     

     

     

     

    issued by NFCs

     

     

     

     

     

     

     

     

    issued by HHs & NPISHs

     

     

     

     

     

     

     

     

    up to 1 year (remaining until maturity)

     

     

     

     

     

     

     

     

    issued by MFIs

     

     

     

     

     

     

     

     

    issued by GG

     

     

     

     

     

     

     

     

    issued by OFIs

     

     

     

     

     

     

     

     

    issued by ICs

     

     

     

     

     

     

     

     

    issued by PFs

     

     

     

     

     

     

     

     

    issued by NFCs

     

     

     

     

     

     

     

     

    issued by HHs & NPISHs

     

     

     

     

     

     

     

     

    1-2 years (remaining until maturity)

     

     

     

     

     

     

     

     

    issued by MFIs

     

     

     

     

     

     

     

     

    issued by GG

     

     

     

     

     

     

     

     

    issued by OFIs

     

     

     

     

     

     

     

     

    issued by ICs

     

     

     

     

     

     

     

     

    issued by PFs

     

     

     

     

     

     

     

     

    issued by NFCs

     

     

     

     

     

     

     

     

    issued by HHs & NPISHs

     

     

     

     

     

     

     

     

    2-5 years (remaining until maturity)

     

     

     

     

     

     

     

     

    issued by MFIs

     

     

     

     

     

     

     

     

    issued by GG

     

     

     

     

     

     

     

     

    issued by OFIs

     

     

     

     

     

     

     

     

    issued by ICs

     

     

     

     

     

     

     

     

    issued by PFs

     

     

     

     

     

     

     

     

    issued by NFCs

     

     

     

     

     

     

     

     

    issued by HHs & NPISHs

     

     

     

     

     

     

     

     

    Over 5 years (remaining until maturity)

     

     

     

     

     

     

     

     

    issued by MFIs

     

     

     

     

     

     

     

     

    issued by GG

     

     

     

     

     

     

     

     

    issued by OFIs

     

     

     

     

     

     

     

     

    issued by ICs

     

     

     

     

     

     

     

     

    issued by PFs

     

     

     

     

     

     

     

     

    issued by NFCs

     

     

     

     

     

     

     

     

    issued by HHs & NPISHs

     

     

     

     

     

     

     

     

    3.

    		 Loans (ESA 2010: F.4) - fair value

     

     

     

     

     

     

     

     

    original maturity up to 1 year - fair value

     

     

     

     

     

     

     

     

    to MFIs

     

     

     

     

     

     

     

     

    to GG

     

     

     

     

     

     

     

     

    to IFs

     

     

     

     

     

     

     

     

    to OFIs

     

     

     

     

     

     

     

     

    to ICs

     

     

     

     

     

     

     

     

    to PFs

     

     

     

     

     

     

     

     

    to NFCs

     

     

     

     

     

     

     

     

    to HHs & NPISHs

     

     

     

     

     

     

     

     

    original maturity 1-5 years - fair value

     

     

     

     

     

     

     

     

    to MFIs

     

     

     

     

     

     

     

     

    to GG

     

     

     

     

     

     

     

     

    to IFs

     

     

     

     

     

     

     

     

    to OFIs

     

     

     

     

     

     

     

     

    to ICs

     

     

     

     

     

     

     

     

    to PFs

     

     

     

     

     

     

     

     

    to NFCs

     

     

     

     

     

     

     

     

    to HHs & NPISHs

     

     

     

     

     

     

     

     

    original maturity over 5 years - fair value

     

     

     

     

     

     

     

     

    to MFIs

     

     

     

     

     

     

     

     

    to GG

     

     

     

     

     

     

     

     

    to IFs

     

     

     

     

     

     

     

     

    to OFIs

     

     

     

     

     

     

     

     

    to ICs

     

     

     

     

     

     

     

     

    to PFs

     

     

     

     

     

     

     

     

    to NFCs

     

     

     

     

     

     

     

     

    to HHs & NPISHs

     

     

     

     

     

     

     

     

    up to 1 year remaining until maturity - fair value

     

     

     

     

     

     

     

     

    1-2 years remaining until maturity - fair value

     

     

     

     

     

     

     

     

    2-5 years remaining until maturity - fair value

     

     

     

     

     

     

     

     

    over 5 years remaining until maturity - fair value

     

     

     

     

     

     

     

     

    3x.

    		 Loans o/w deposit guarantees in connection with reinsurance business - fair value

     

     

     

     

     

     

     

     

    3.

    		 Loans (ESA 2010: F.4) - nominal value

     

     

     

     

     

     

     

     

    original maturity up to 1 year - nominal value

     

     

     

     

     

     

     

     

    original maturity 1-5 years - nominal value

     

     

     

     

     

     

     

     

    original maturity over 5 years - nominal value

     

     

     

     

     

     

     

     

    4.

    		 Equity (ESA 2010: F.51)

     

     

     

     

     

     

     

     

    4a.

    		 Equity of which listed shares

     

     

     

     

     

     

     

     

    issued by MFIs

     

     

     

     

     

     

     

     

    issued by GG

     

     

     

     

     

     

     

     

    issued by OFIs

     

     

     

     

     

     

     

     

    issued by ICs

     

     

     

     

     

     

     

     

    issued by PFs

     

     

     

     

     

     

     

     

    issued by NFCs

     

     

     

     

     

     

     

     

    4b.

    		 Equity of which unlisted shares

     

     

     

     

     

     

     

     

    issued by MFIs

     

     

     

     

     

     

     

     

    issued by GG

     

     

     

     

     

     

     

     

    issued by OFIs

     

     

     

     

     

     

     

     

    issued by ICs

     

     

     

     

     

     

     

     

    issued by PFs

     

     

     

     

     

     

     

     

    issued by NFCs

     

     

     

     

     

     

     

     

    4c.

    		 Equity of which other equity

     

     

     

     

     

     

     

     

    issued by MFIs

     

     

     

     

     

     

     

     

    issued by GG

     

     

     

     

     

     

     

     

    issued by OFIs

     

     

     

     

     

     

     

     

    issued by ICs

     

     

     

     

     

     

     

     

    issued by PFs

     

     

     

     

     

     

     

     

    issued by NFCs

     

     

     

     

     

     

     

     

    5.

    		 Investment funds shares/units (ESA 2010: F.52)

     

     

     

     

     

     

     

     

    5a.

    		 MMF shares/units

     

     

     

     

     

     

     

     

    5b.

    		 Non-MMF shares/units

     

     

     

     

     

     

     

     

    Equity funds

     

     

     

     

     

     

     

     

    Bond funds

     

     

     

     

     

     

     

     

    Mixed funds

     

     

     

     

     

     

     

     

    Real estate funds

     

     

     

     

     

     

     

     

    Hedge funds

     

     

     

     

     

     

     

     

    Other funds

     

     

     

     

     

     

     

     

    6.

    		 Financial derivatives (ESA 2010: F.7)

     

     

     

     

     

     

     

     

    7.

    		 Insurance technical reserves and related claims  (3)

     

     

     

     

     

     

     

     

    8.

    		 Non-financial assets (ESA 2010: AN)

     

     

     

     

     

     

     

     

    9.

    		 Remaining assets

     

     

     

     

     

     

     

     

    10.

    		 Total assets

     

     

     

     

     

     

     

     

    Abbreviations used in this table: o/w=of which, MFI=monetary financial institution, GG=general government, IF=investment fund, OFI=other financial intermediary, IC=insurance corporation, PF=pension fund, NCB = national central bank, NFC=non-financial corporation, HH=household, NPISH=non-profit institution serving households, MMF=money market fund

    (d)

    the following Part 24 is added:

    ‘PART 24

    Statistics on PFs reported by NCBs in accordance with Regulation (EU) 2018/231 (ECB/2018/2)

    Table 1a

    Data on assets to be provided on a quarterly basis — Stocks and flow adjustments (reclassifications and revaluations)

     

    Total

    Domestic/Euro area Member States other than domestic (total)

    Rest of the world (total)

     

    MFIs (S.121+122)

    Non-MFIs - Total

     

    General government (S.13)

    Other residents

    Total

    Non-MMF investment funds (S.124)

    Other financial intermediaries (S.125), financial auxiliaries (S.126), captive financial institutions and money lenders (S.127)

    Insurance corporations (S.128)

    Pension funds (S.129)

    Non-financial corporations (S.11)

    Households + non-profit institutions serving households (S.14+S.15)

    ASSETS (total)

     

     

     

     

     

     

     

     

     

     

     

     

     

    1

    		Currency and deposits (ESA 2010: F.21, F.22 and F.29)

     

     

     

     

     

     

     

     

     

     

     

     

     

    o/w transferable deposits (ESA 2010: F.22)

     

     

     

     

     

     

     

     

     

     

     

     

     

    2

    		Debt securities (ESA 2010: F.3)

     

     

     

     

     

     

     

     

     

     

     

     

     

    up to 1 year

     

     

     

     

     

     

     

     

     

     

     

     

     

    over 1 year and up to 2 years

     

     

     

     

     

     

     

     

     

     

     

     

     

    over 2 years

     

     

     

     

     

     

     

     

     

     

     

     

     

    3

    		Loans (ESA 2010: F.4)

     

     

     

     

     

     

     

     

     

     

     

     

     

    up to 1 year

     

     

     

     

     

     

     

     

     

     

     

     

     

    over 1 year and up to 5 years

     

     

     

     

     

     

     

     

     

     

     

     

     

    over 5 years

     

     

     

     

     

     

     

     

     

     

     

     

     

    4

    		Equity (ESA 2010: F.51)

     

     

     

     

     

     

     

     

     

     

     

     

     

    o/w listed shares (ESA 2010: F.511)

     

     

     

     

     

     

     

     

     

     

     

     

     

    o/w unlisted shares (ESA 2010: F. 512)

     

     

     

     

     

     

     

     

     

     

     

     

     

    o/w other equity (ESA 2010: F.519)

     

     

     

     

     

     

     

     

     

     

     

     

     

    5

    		Investment fund shares/units (ESA 2010: F.52)

     

     

     

     

     

     

     

     

     

     

     

     

     

    MMF shares/units (ESA 2010: F.521)

     

     

     

     

     

     

     

     

     

     

     

     

     

    Non-MMF shares/units (ESA 2010: F.522)

     

     

     

     

     

     

     

     

     

     

     

     

     

     

    o/w bond funds

     

     

     

     

     

     

     

     

     

     

     

     

     

     

    o/w equity funds

     

     

     

     

     

     

     

     

     

     

     

     

     

     

    o/w mixed funds

     

     

     

     

     

     

     

     

     

     

     

     

     

     

    o/w real estate funds

     

     

     

     

     

     

     

     

     

     

     

     

     

     

    o/w hedge funds

     

     

     

     

     

     

     

     

     

     

     

     

     

     

    o/w other funds

     

     

     

     

     

     

     

     

     

     

     

     

     

    6

    		Pension fund reserves (ESA 2010: F. 6)

     

     

     

     

     

     

     

     

     

     

     

     

     

    o/w claims of pension funds on pension managers (ESA 2010: F.64)

     

     

     

     

     

     

     

     

     

     

     

     

     

    o/w reinsurance recoverables (F.61)

     

     

     

     

     

     

     

     

     

     

     

     

     

    7

    		Financial derivatives (ESA 2010: F.7)

     

     

     

     

     

     

     

     

     

     

     

     

     

    8

    		Other accounts receivable/payable (ESA 2010: F.8)

     

     

     

     

     

     

     

     

     

     

     

     

     

    9

    		Non-financial assets

     

     

     

     

     

     

     

     

     

     

     

     

     


    Table 1b  (4)

    Data on liabilities to be provided on a quarterly basis — Stocks and flow adjustments (reclassifications and revaluations)

     

    Total

    Domestic/Euro area Member States other than domestic (total)

    Rest of the world (total)

     

    MFIs (S.121+122)

    Non-MFIs - Total

     

    General government (S.13)

    Other residents

    Total

    Non-MMF investment funds (S.124)

    Other financial intermediaries (S.125), financial auxiliaries (S.126), captive financial institutions and money lenders (S.127)

    Insurance corporations (S.128)

    Pension funds (S.129)

    Non-financial corporations (S.11)

    Households + non-profit institutions serving households (S.14+S.15) (7)

    LIABILITIES (total)

     

     

     

     

     

     

     

     

     

     

     

     

     

    10

    		Loans received (ESA 2010: F.4)

     

     

     

     

     

     

     

     

     

     

     

     

     

    Up to 1 year

     

     

     

     

     

     

     

     

     

     

     

     

     

    Over 1 and up to 5 years

     

     

     

     

     

     

     

     

     

     

     

     

     

    Over 5 years

     

     

     

     

     

     

     

     

     

     

     

     

     

    11

    		Debt securities issued (ESA 2010: F.3)

     

     

     

     

     

     

     

     

     

     

     

     

     

    12

    		Equity (ESA 2010: F.5, F.519)

     

     

     

     

     

     

     

     

     

     

     

     

     

    13

    		Technical reserves (ESA 2010: F.6)  (5)

     

     

     

     

     

     

     

     

     

     

     

     

     

    13.1

    Pension entitlements (ESA 2010: F.63)

     

     

     

     

     

     

     

     

     

     

     

     

     

    o/w defined contribution schemes

     

     

     

     

     

     

     

     

     

     

     

     

     

    o/w defined benefit schemes (6)

     

     

     

     

     

     

     

     

     

     

     

     

     

    13.2

    Claims of pension funds on pension managers (ESA 2010: F.64)

     

     

     

     

     

     

     

     

     

     

     

     

     

    13.3

    Entitlements to non-pension benefits (ESA 2010: F.65)

     

     

     

     

     

     

     

     

     

     

     

     

     

    14

    		Financial derivatives (ESA 2010: F.71)

     

     

     

     

     

     

     

     

     

     

     

     

     

    15

    		Other accounts receivable/payable (ESA 2010: F.8)

     

     

     

     

     

     

     

     

     

     

     

     

     

    16

    		Net worth (ESA 2010: B.90)

     

     

     

     

     

     

     

     

     

     

     

     

     

    Table 1c

    Country breakdown — Data on assets and liabilities to be provided on a quarterly basis — Stocks and flow adjustments (reclassifications and revaluations)

     

    Other euro area residents (except domestic)

     

    BE

    DE

    EE

    IE

    EL

    ES

    FR

    IT

    CY

    LV

    LT

    LU

    MT

    NL

    AT

    PT

    SI

    SK

    FI

    ASSETS (total)

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

    Currency and deposits

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

    Debt securities (ESA 2010: F.3)

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

    issued by MFIs

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

    up to 1 year

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

    over 1 year

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

    issued by non-MFIs

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

    General government

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

    up to 1 year

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

    over 1 year

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

    Other residents

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

    up to 1 year

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

    over 1 year

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

    Equity (ESA 2010: F.51)

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

    issued by MFIs

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

    o/w listed shares (ESA 2010: F.511)

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

    o/w unlisted shares (ESA 2010: F. 512)

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

    o/w other equity (ESA 2010: F.519)

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

    issued by non-MFIs

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

    General government

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

    o/w listed shares (ESA 2010: F.511)

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

    o/w unlisted shares (ESA 2010: F. 512)

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

    o/w other equity (ESA 2010: F.519)

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

    Other residents

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

    o/w listed shares (ESA 2010: F.511)

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

    o/w unlisted shares (ESA 2010: F. 512)

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

    o/w other equity (ESA 2010: F.519)

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

    Investment fund shares/units (ESA 2010: F.52)

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

    LIABILITIES (total)

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

    Pension entitlements (ESA 2010: F. 63)  (8)

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     


     

    Non-participating Member States

     

    BG

    CZ

    DK

    HR

    HU

    PL

    RO

    SE

    UK

    ASSETS (total)

     

     

     

     

     

     

     

     

     

     

    Currency and deposits

     

     

     

     

     

     

     

     

     

     

    Debt securities (ESA 2010: F.3)

     

     

     

     

     

     

     

     

     

     

    issued by MFIs

     

     

     

     

     

     

     

     

     

     

    up to 1 year

     

     

     

     

     

     

     

     

     

     

    over 1 year

     

     

     

     

     

     

     

     

     

     

    issued by non-MFIs

     

     

     

     

     

     

     

     

     

     

    General government

     

     

     

     

     

     

     

     

     

     

    up to 1 year

     

     

     

     

     

     

     

     

     

     

    over 1 year

     

     

     

     

     

     

     

     

     

     

    Other residents

     

     

     

     

     

     

     

     

     

     

    up to 1 year

     

     

     

     

     

     

     

     

     

     

    over 1 year

     

     

     

     

     

     

     

     

     

     

    Equity (ESA 2010: F.51)

     

     

     

     

     

     

     

     

     

     

    issued by MFIs

     

     

     

     

     

     

     

     

     

     

    o/w listed shares (ESA 2010: F.511)

     

     

     

     

     

     

     

     

     

     

    o/w unlisted shares (ESA 2010: F. 512)

     

     

     

     

     

     

     

     

     

     

    o/w other equity (ESA 2010: F.519)

     

     

     

     

     

     

     

     

     

     

    issued by non-MFIs

     

     

     

     

     

     

     

     

     

     

    General government

     

     

     

     

     

     

     

     

     

     

    o/w listed shares (ESA 2010: F.511)

     

     

     

     

     

     

     

     

     

     

    o/w unlisted shares (ESA 2010: F. 512)

     

     

     

     

     

     

     

     

     

     

    o/w other equity (ESA 2010: F.519)

     

     

     

     

     

     

     

     

     

     

    Other residents

     

     

     

     

     

     

     

     

     

     

    o/w listed shares (ESA 2010: F.511)

     

     

     

     

     

     

     

     

     

     

    o/w unlisted shares (ESA 2010: F. 512)

     

     

     

     

     

     

     

     

     

     

    o/w other equity (ESA 2010: F.519)

     

     

     

     

     

     

     

     

     

     

    Investment funds shares/units (ESA 2010: F.52)

     

     

     

     

     

     

     

     

     

     

    LIABILITIES (total)

     

     

     

     

     

     

     

     

     

     

    Pension entitlements (ESA 2010: F.63)  (9)

     

     

     

     

     

     

     

     

     

     


     

    Main counterparties outside the EU

     

    Brazil

    Canada

    China

    Hong Kong

    India

    Japan

    Russia

    Switzerland

    US

    EU institutions

    Other international organisations

    Offshore financial centres (as a group)

    ASSETS (total)

     

     

     

     

     

     

     

     

     

     

     

     

     

    Currency and deposits

     

     

     

     

     

     

     

     

     

     

     

     

     

    Debt securities (ESA 2010: F.3)

     

     

     

     

     

     

     

     

     

     

     

     

     

    up to 1 year

     

     

     

     

     

     

     

     

     

     

     

     

     

    over 1 year

     

     

     

     

     

     

     

     

     

     

     

     

     

    Equity (ESA 2010: F.51)

     

     

     

     

     

     

     

     

     

     

     

     

     

    o/w listed shares (ESA 2010: F.511)

     

     

     

     

     

     

     

     

     

     

     

     

     

    o/w unlisted shares (ESA 2010: F. 512)

     

     

     

     

     

     

     

     

     

     

     

     

     

    o/w other equity (ESA 2010: F.519)

     

     

     

     

     

     

     

     

     

     

     

     

     

    Investment funds shares/units (ESA 2010: F.52)

     

     

     

     

     

     

     

     

     

     

     

     

     

    LIABILITIES (total)

     

     

     

     

     

     

     

     

     

     

     

     

     

    Pension entitlements (ESA 2010: F.63)  (10)

     

     

     

     

     

     

     

     

     

     

     

     

     

    Table 2

    Number of members of pension schemes — Data to be provided on an annual basis — End-year data

     

    Total

     

    Of which: active members

    Of which: deferred members

    Of which: retired members

    Number of members’

     

     

     

     

    2.

    in Annex III, Part 2 is replaced by the following:

    ‘PART 2

    DSDs and data flows/datasets

    1.

    		 In the SDMX messages exchanged, statistical concepts can be used either as dimensions (in composing the “keys” identifying the time series) or as attributes (providing information about the data). Coded dimensions and attributes take their values from predefined code lists. The DSDs define the structure of the exchanged series keys, in terms of concepts and associated code lists. In addition, they define their relationship with the relevant attributes. The same structure can be used for several data flows, which are differentiated by the data flow/dataset information.

    2.

    		 In the context of monetary and financial statistics, the ECB has defined 13 DSDs currently used for the exchange of statistics with the ESCB and other international organisations. For the majority of those DSDs, one dataset using that structure is exchanged and as a consequence the DSD identifier and the associated dataset identifier (DSI) used in the SDMX data messages are the same. For treatment, timeliness and/or responsibility purposes, multiple datasets have been defined in the exchange context using the “ECB_BSI1”, “ECB_SSI1” and “ECB_ICPF1” DSDs, and are distinguished at the DSI level. The following data flows characteristics are in production:

    —

    balance sheet items (BSI), DSD identifier and DSI “ECB_BSI1”,

    —

    balance sheet items in the context of the Blue Book (BSP), DSD identifier “ECB_BSI1” and DSI “ECB_BSP”,

    —

    banking structural financial indicators (SSI), DSD identifier and DSI “ECB_SSI1”,

    —

    banking structural financial indicators in the context of the Blue Book (SSP), DSD identifier “ECB_SS1” and DSI “ECB_SSP”,

    —

    MFI interest rates (MIR), DSD identifier and DSI “ECB_MIR1”,

    —

    other financial intermediaries (OFI), DSD identifier and DSI “ECB_OFI1”,

    —

    securities issues (SEC), DSD identifier and DSI “ECB_SEC1”,

    —

    payment and settlement systems (PSS), DSD identifier and DSI “ECB_PSS1”,

    —

    investment funds (IVF), DSD identifier and DSI “ECB_IVF1”,

    —

    financial vehicle corporations (FVC), DSD identifier and DSI “ECB_FVC1”,

    —

    consolidated banking data (CBD2), DSD identifier and DSI “ECB_CBD2”,

    —

    international consolidated banking statistics (CBS), DSD identifier and DSI “BIS_CBS”,

    —

    insurance corporations' assets and liabilities (ICB), DSD identifier “ECB_ICPF1” and DSI “ECB_ICB”,

    —

    insurance corporations' operations (premiums, claims, commissions) (ICO), DSD identifier and DSI “ECB_ICO1”,

    —

    pension funds' assets and liabilities (PFB), DSD identifier “ECB_ICPF1” and DSI “ECB_PFB”  (*1),

    —

    pension funds' assets and liabilities Regulation (PFBR), DSD identifier “ECB_ICPF1” and DSI “ECB_PFBR”,

    —

    pension funds' number of members (PFBM), DSD identifier “ECB_PFM1” and DSI “ECB_PFBM1”.

    (*1)  This data flows characteristic will not be used in production for the reporting of data for the first quarter of 2020.’;"

    3.

    Annex IV is amended as follows:

    (a)

    the heading is replaced by the following:

    ‘DERIVATION OF TRANSACTIONS IN THE CONTEXT OF MONETARY FINANCIAL INSTITUTIONS' BALANCE SHEET ITEMS, INVESTMENT FUNDS', FINANCIAL VEHICLE CORPORATIONS', INSURANCE CORPORATIONS' AND PENSION FUNDS' STATISTICS’;

    (b)

    Part 1 is replaced by the following:

    ‘PART 1

    General description of the procedure for deriving transactions

    Section 1: Framework

    1.

    		 The framework for deriving transactions for monetary financial institutions (MFI) balance sheet items (BSI), investment funds (IF), financial vehicle corporations (FVC), insurance corporations (IC) and pension funds (PF) assets and liabilities statistics is based on the European system of accounts (hereinafter the “ESA 2010”). Deviations from this international standard are made concerning both the data content and statistical concept denominations, where necessary. This Annex is interpreted in accordance with the ESA 2010, unless Regulation (EU) No 1071/2013 (ECB/2013/33), Regulation (EU) No 1073/2013 (ECB/2013/38), Regulation (EU) No 1075/2013 (ECB/2013/40), Regulation (EU) No 1374/2014 (ECB/2014/50), Regulation (EU) 2018/231 (ECB/2018/2), or this Guideline, explicitly or implicitly override its provisions.

    2.

    		 In accordance with the ESA 2010, financial transactions are defined as the net acquisition of financial assets or the net incurrence of liabilities for each type of financial instrument, i.e. the sum of all financial transactions that occur during the relevant reporting period (*2) Transactions covering each item specified in Regulation (EU) No 1071/2013 (ECB/2013/33), Regulation (EU) No 1073/2013 (ECB/2013/38), Regulation (EU) No 1075/2013 (ECB/2013/40), Regulation (EU) No 1374/2014 (ECB/2014/50) and Regulation (EU) 2018/231 (ECB/2018/2) are calculated on a net basis, i.e. there is no requirement to identify gross financial transactions or turnover (*3). The method of valuation for each transaction is to take the value at which assets are acquired/disposed of and/or liabilities are created, liquidated or exchanged. Nevertheless, deviations from the ESA 2010 are permitted.

    3.

    		 This Annex reviews the methodology for deriving transactions in the context of BSI, IF, FVC, IC and PF statistics. This part focuses on the calculation of transactions data at the European Central Bank (ECB) and the reporting of the underlying information by NCBs, while Part 2 focuses on the concepts of flow adjustments. Parts 3, 4, 5, 6 and 7 then provide specific information relating to the compilation frameworks for BSI, IF, FVC, IC and PF statistics respectively.

    Further details and numerical examples are provided in the manuals on these statistics published on the ECB's website.

    Section 2: Calculation of transactions data by the ECB and reporting from the NCBs to the ECB

    1.   Introduction

    1.

    		 For BSI, IF, IC and PF statistics, the ECB calculates transactions by taking, for each asset and liability item, the difference between stock positions at end-period reporting dates and then removing the effect of developments that are not the result of transactions, i.e. “other changes”. “Other changes” are grouped into two main categories “reclassifications and other adjustments” and “revaluation adjustments”, with the latter covering revaluations due to changes in both prices and exchange rates (*4). National central banks (NCBs) report “reclassification and other adjustments” and “revaluation adjustments” to the ECB so that these non-transaction effects can be removed in the calculation of flow statistics.

    In the case of BSI statistics, NCBs report adjustment data to the ECB in accordance with Part 1 of Annex II. The “revaluation adjustments” reported by the NCBs consist of write-offs/write-downs of loans and revaluation adjustments due to price changes. Revaluation adjustments due to changes in exchange rates are normally calculated by the ECB, but when NCBs are in a position to compile more accurate adjustments, they may also transmit these adjustments to the ECB directly (*5).

    In the case of IF statistics, NCBs report adjustment data to the ECB in accordance with Part 17 of Annex II. The “revaluation adjustments” reported by the NCBs consist of revaluation adjustments due to price and exchange rate changes.

    In the case of IC statistics, NCBs report adjustment data to the ECB in accordance with Part 23 of Annex II. The “revaluation adjustments” reported by the NCBs consist of revaluation adjustments due to price and exchange rate changes.

    In the case of PF statistics, NCBs report adjustment data to the ECB in accordance with Part 24 of Annex II. The “revaluation adjustments” reported by the NCBs consist of revaluation adjustments due to price and exchange rate changes.

    2.

    		 In the context of FVC statistics, transactions are reported directly by NCBs to the ECB, rather than the flow adjustments. The calculation of the transactions (either directly by reporting agents, or by NCBs) should be consistent with the general approach to reclassifications and other adjustments and revaluations provided in this Annex.

    2.   Reclassifications and other adjustments

    1.

    		 NCBs compile data on “reclassifications and other adjustments”, as requested by this Guideline, using supervisory information, plausibility checks, ad hoc enquiries (e.g. related to outliers), national statistical requirements, information on joiners and leavers of the reporting population and any other source available to them. The ECB is not expected to make ex post adjustments unless the NCBs identify sharp changes in the final data.

    2.

    		 NCBs identify changes in stocks that are due to reclassifications and enter the net amount identified under “reclassifications and other adjustments”. A net increase in stocks due to reclassifications is entered with a positive sign, a net decrease in stocks with a negative sign.

    3.

    		 In principle, the NCBs fulfil all requirements relating to “reclassifications and other adjustments” specified in this Guideline. As a minimum, the NCBs send all “reclassifications and other adjustments” above EUR 50 million. This threshold is intended to help the NCBs decide whether to make an adjustment or not. However, when information is not readily available or of poor quality, a decision can be made either to do nothing or to make estimates. For this reason, flexibility is needed in the operation of such a threshold, not least because of the heterogeneity of existing procedures for calculating adjustments. For example, where relatively detailed information is collected regardless of the threshold, it may be counterproductive to try to apply such a threshold.

    3.   Revaluation adjustments

    1.

    		 In order to fulfil the requirements relating to “revaluation adjustments” specified in this Guideline, NCBs may need to calculate the adjustments from transactions, security-by-security data or other data reported by the reporting population and/or estimate the adjustments in respect of some of the breakdowns not reported by the reporting population because they are not considered as “minimum requirements”.

    2.

    		 The “revaluation adjustments” are normally compiled by NCBs on the basis of data directly reported by the reporting population. NCBs, however, may also cover these reporting requirements indirectly (e.g. by collecting data on transactions directly) and in any case are permitted to collect additional data from reporting agents. Whichever approach is used at national level, the NCBs are required to submit a full set of data to the ECB in accordance with Part 1 of Annex II for BSI statistics, Part 17 of Annex II for IF statistics, Part 23 of Annex II for IC statistics and Part 24 of Annex II for PF statistics.

    (*2)  This is in accordance with the ESA 2010 and other international statistical standards."

    (*3)  Nevertheless, in the case of IF statistics, Regulation (EU) No 1073/2013 (ECB/2013/38) requests separate reporting of new issuance and redemptions of IF shares/units during the reporting month."

    (*4)  The definition and classification of “other changes” is largely consistent with the ESA 2010. “Reclassifications and other adjustments” is broadly equivalent to “other changes in the volume of assets and liabilities” (K.1-K.6, see paragraphs 6.03-25), whereas “revaluations” may be transferred to “nominal holding gains and losses” (K.7, see paragraphs 6.26-64). For BSI statistics, an important deviation concerns the inclusion of “loan write-offs” within “revaluations” (and specifically as revaluations due to changes in prices), whereas in the ESA 2010 they are generally regarded as “other changes in volume” (paragraph 6.14) — with the exception of losses realised at the sale of loans; these losses, which equal the difference between the transaction price and the balance sheet carrying amount of the loans, should be recorded as a revaluation (paragraph 6.58). The inclusion of “loan write-offs” within “revaluations” also deviates from the international investment position (i.i.p.) rules. In the i.i.p. these are treated as “other adjustments” and not as “price or exchange rate changes”. For IF statistics, loans “write-offs/write-downs” are not requested."

    (*5)  The adjustments corresponding to the ECB's own balance sheet are reported by the ECB Directorate-General Administration.’;"

    (c)

    the following part 7 is added:

    ‘PART 7

    Flow adjustments: special features in PF statistics

    Section 1: Introduction

    1.

    		 For statistics on PFs, NCBs submit revaluation adjustments, covering both revaluations due to price and exchange rate changes and reclassification adjustments for all items on the PF balance sheet, in accordance with paragraph 6(b) of Article 26. In this process, NCBs may need to calculate and/or estimate the adjustments not reported by the PFs. This includes those data where the corresponding stock series are reported on an item-by-item basis and data on pension fund reserves.

    Section 2: Revaluation adjustments

    1.

    		 Regulation (EU) 2018/231 (ECB/2018/2) allows flexibility in terms of the type of data needed to calculate the revaluation adjustments of assets and liabilities and the form in which these data are collected and compiled. The decision on the method is left to the NCBs.

    2.

    		 The following two options exist for deriving revaluation adjustments for securities collected on a security-by-security basis. NCBs may follow a similar approach for assets other than securities when they collect item-by-item data.

    —

    PFs report security-by-security information that allows NCBs to derive revaluation adjustments: PFs report to NCBs the information required by paragraphs 1, 2 and 4 of Tables 2.1 and 2.2 of Part 3 of Annex I to Regulation (EU) 2018/231 (ECB/2018/2) on a security-by-security basis. This information permits NCBs to obtain accurate information on the “revaluation adjustments” to be submitted to the ECB. When this option is followed, NCBs may derive the “revaluation adjustments” in accordance with the common Eurosystem method, i.e. the “flow-derivation method”, as described in the PF manual accompanying Regulation (EU) 2018/231 (ECB/2018/2) and this Guideline.

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    PFs directly report transactions on a security-by-security basis to the NCB: PFs report the cumulated amounts of purchases and sales of securities which have occurred during the reference period as set out in paragraphs 1 and 3 of Tables 2.1 and 2.2 of Part 3 of Annex I to Regulation (EU) 2018/231 (ECB/2018/2) on a security-by-security basis. NCBs calculate the “revaluation adjustments” by taking the difference between end-period stocks and removing transactions and “reclassifications and other adjustments”, if any, referred to in Section 2.2 of Part 1 of Annex IV. NCBs submit the “revaluation adjustments” and the “reclassifications and other adjustments” to the ECB in accordance with this Guideline.

    3.

    		 For pension fund reserves maintained by PFs, the following two options exist for deriving approximations of revaluation adjustments:

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    PFs report aggregated adjustments or transactions according to the NCBs' instructions. NCBs that choose this method aggregate the adjustments reported by PFs for the submission of data to the ECB,

    —

    NCBs derive approximations based on data provided by PFs.

    4.

    		 For assets and liabilities other than those collected on an item-by-item basis and pension fund reserves maintained by PFs, the following three options exist for deriving revaluation adjustments:

    —

    PFs report aggregated adjustments: PFs report the adjustments applicable to each item, reflecting the valuation changes due to price and exchange rate changes. NCBs that choose this method aggregate the adjustments reported by PFs for the submission of data to the ECB;

    —

    PFs report aggregated transactions: PFs accumulate transactions during the quarter and transmit the value of purchases and sales to the NCB. NCBs that receive transactions data calculate the “revaluation adjustments” by taking the difference between end-period stocks and removing transactions and “reclassifications and other adjustments”, if any, referred to in Section 2.2 of Part 1 of Annex IV. NCBs submit the “revaluation adjustments” and the “reclassifications and other adjustments” to the ECB in accordance with this Guideline; or

    —

    NCBs derive approximations based on data provided by PFs.’

    (*1)  This data flows characteristic will not be used in production for the reporting of data for the first quarter of 2020.’;

    (*2)  This is in accordance with the ESA 2010 and other international statistical standards.

    (*3)  Nevertheless, in the case of IF statistics, Regulation (EU) No 1073/2013 (ECB/2013/38) requests separate reporting of new issuance and redemptions of IF shares/units during the reporting month.

    (*4)  The definition and classification of “other changes” is largely consistent with the ESA 2010. “Reclassifications and other adjustments” is broadly equivalent to “other changes in the volume of assets and liabilities” (K.1-K.6, see paragraphs 6.03-25), whereas “revaluations” may be transferred to “nominal holding gains and losses” (K.7, see paragraphs 6.26-64). For BSI statistics, an important deviation concerns the inclusion of “loan write-offs” within “revaluations” (and specifically as revaluations due to changes in prices), whereas in the ESA 2010 they are generally regarded as “other changes in volume” (paragraph 6.14) — with the exception of losses realised at the sale of loans; these losses, which equal the difference between the transaction price and the balance sheet carrying amount of the loans, should be recorded as a revaluation (paragraph 6.58). The inclusion of “loan write-offs” within “revaluations” also deviates from the international investment position (i.i.p.) rules. In the i.i.p. these are treated as “other adjustments” and not as “price or exchange rate changes”. For IF statistics, loans “write-offs/write-downs” are not requested.

    (*5)  The adjustments corresponding to the ECB's own balance sheet are reported by the ECB Directorate-General Administration.’;”

    (1)  This item may include non-life insurance technical reserves (ESA 2010: F.61), claims of insurance corporations on pension managers (in line with ESA 2010: F.64) and provisions for calls under standardised guarantees (ESA 2010: F.66).

    (2)  This item, including the relevant breakdown, may include claims of managers on pension funds (in line with ESA 2010: F.64) and entitlements to non-pension benefits (ESA 2010: F.65).’

    (3)  This item may include non-life insurance technical reserves (ESA 2010: F.61), claims of insurance corporations on pension managers (in line with ESA 2010: F.64) and provisions for calls under standardised guarantees (ESA 2010: F.66)

     

    Requirements addressed to ICs by Regulation (EU) No 1374/2014 (ECB/2014/50).

     

    Requirements to be reported for ICs if available at NCBs (memo items).’

    (4)  Quarterly estimates to be provided by NCBs

    (5)  Total technical reserves may include life insurance

    (6)  Notional defined contribution schemes and hybrid schemes are grouped as defined benefit schemes

    (7)  Entitlements relevant only for households (S.14)

    (8)  Quarterly estimates to be provided by NCBs

    (9)  Quarterly estimates to be provided by NCBs

    (10)  Quarterly estimates to be provided by NCBs

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