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Document 32023L2225R(03)

Corrigendum to Directive (EU) 2023/2225 of the European Parliament and of the Council of 18 October 2023 on credit agreements for consumers and repealing Directive 2008/48/EC (OJ L, 2023/2225, 30.10.2023)

ST/8786/2026/INIT

OJ L, 2026/90798, 22.9.2026, ELI: http://data.europa.eu/eli/dir/2023/2225/corrigendum/2026-09-22/oj (BG, ES, CS, DA, DE, ET, EL, EN, FR, GA, HR, IT, LV, LT, HU, MT, NL, PL, PT, RO, SK, SL, FI, SV)

ELI: http://data.europa.eu/eli/dir/2023/2225/corrigendum/2026-09-22/oj

European flag

Official Journal
of the European Union

EN

L series


2026/90798

22.9.2026

Corrigendum to Directive (EU) 2023/2225 of the European Parliament and of the Council of 18 October 2023 on credit agreements for consumers and repealing Directive 2008/48/EC

( Official Journal of the European Union L, 2023/2225, 30 October 2023 )

1.

On page 20, in Article 2(7), the introductory part:

for:

‘Member States may determine that only Articles 1, 2, 3, 7, 8, 11, 19 and 20, Article 21(1), first subparagraph, points (a) to (h), (l) and (r), Article 21(3) and …’

,

read:

‘Member States may determine that only Articles 1, 2, 3, 7, 8, 11, 19 and 20, Article 21(1), first subparagraph, points (a) to (h), (l) and (s), Article 21(3) and …’.

2.

On page 22, in Article 3, point 20(a):

for:

‘(a)

the credit or services in question serve exclusively to finance an agreement for the supply of specific goods or the provision of a specific service; and’,

read:

‘(a)

the credit serves exclusively to finance an agreement for the supply of specific goods or the provision of a specific service; and’.

3.

On page 26, in Article 10(5), first subparagraph, point (d):

for:

‘(d)

where a credit agreement provides different ways of drawdown with different charges or borrowing rates and the creditor uses the assumption set out in Annex III, Part II, point (b), an indication that other drawdown mechanisms for the relevant type of credit agreement may result in higher annual percentage rates of charge;’,

read:

‘(d)

where a credit agreement provides different ways of drawdown with different charges or borrowing rates and the creditor uses the assumption set out in Annex III, Part II, point (c), an indication that other drawdown mechanisms for the relevant type of credit agreement may result in higher annual percentage rates of charge;’.

4.

On page 31, in Article 16(2), first subparagraph, point (a):

for:

‘(a)

an indication of whether the recommendation will be based on only their own product range or on a wide range of products from across the market in accordance with paragraph 3, point (c);’,

read:

‘(a)

an indication of whether the recommendation will be based on only their own product range, in accordance with paragraph 3, point (c), or on a wide range of products from across the market;’.


ELI: http://data.europa.eu/eli/dir/2023/2225/corrigendum/2026-09-22/oj

ISSN 1977-0677 (electronic edition)


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