Judgment of the Court (First Chamber) of 14 June 2012.
Banco Español de Crédito SA v Joaquín Calderón Camino.
Reference for a preliminary ruling: Audiencia Provincial de Barcelona - Spain.
Directive 93/13/EEC - Consumer contracts - Unfair term concerning interest on late payments - Order for payment procedure - Powers of the national court.
European Court Reports 2012 Page 00000