20.12.2021 |
EN |
Official Journal of the European Union |
C 513/19 |
Request for a preliminary ruling from the Oberster Gerichtshof (Austria) lodged on 9 September 2021 — UniCredit Bank Austria AG v Verein für Konsumenteninformation
(Case C-555/21)
(2021/C 513/28)
Language of the case: German
Referring court
Oberster Gerichtshof
Parties to the main proceedings
Appellant in the appeal on a point of law: UniCredit Bank Austria AG
Respondent in the appeal on a point of law: Verein für Konsumenteninformation
Question referred
Is Article 25(1) of Directive 2014/17/EU of the European Parliament and of the Council of 4 February 2014 on credit agreements for consumers relating to residential immovable property and amending Directives 2008/48/EC and 2013/36/EU and Regulation (EU) No 1093/2010 (1) to be interpreted as precluding national legislation that provides for the sum of interest to be paid by the borrower and the costs that are dependent on the duration of the agreement to be proportionally reduced in the event that the borrower exercises the right to repay the amount of credit, either fully or partially, prior to the expiry of the agreed term, with no corresponding rule for costs that are not dependent on the duration of the agreement?